{"type":"document","data":{"id":"684181b6-a111-4442-953c-f96051afd681","localeString":"en-GB","publishDate":"2026-02-10T16:50:46.313+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"You have a personal loan or a revolving credit on which you are currently not paying interest or repayment. Together we will determine the monthly amount you will use to repay your loan. For this we need your information again."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"You have a personal loan or a revolving credit on which you’re currently not paying interest and/or repayment. Together, we’ll determine the monthly amount you can use to repay your loan. To do this, we need your (updated) financial information.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/1e13b018-0072-4d4d-86ef-b619e3a604c5/Man-sitting-on-a-camping-chair-with-his-dog-in-front-of-his-car-in-nature","type":"image","width":1920,"original":"https://assets.ing.com/m/6d26639432b2638/original/Man-sitting-on-a-camping-chair-with-his-dog-in-front-of-his-car-in-nature.jpg","extension":"jpg"},"title":"Repaying your loan product at ING"},"backLink":{"textLink":{"url":"/en/personal/loans","text":"Borrowing money"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How to share your financial information with ING?"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\"><span><span>Email the information below to </span></span></span> <a href=\"mailto:mailto:preventiedesk@ing.com?subject=Afstemmen%20maandbedrag%20lening&amp;body=Goedendag%2C%0A%0ANaar%20aanleiding%20van%20het%20bericht%20dat%20ik%20heb%20ontvangen%20wil%20ik%20in%20contact%20met%20ING%20komen.%20Ik%20wil%20een%20maandbedrag%20afspreken%20voor%20mijn%20lening%20waarbij%20rekening%20wordt%20gehouden%20met%20mijn%20huidige%20financi%C3%ABle%20situatie.%20Graag%20kom%20ik%20in%20contact%20met%20ING%20om%20mijn%20financi%C3%ABle%20situatie%20te%20bespreken.%20%0A%0AVoor%20dit%20doel%20heb%20ik%20heb%20onderstaande%20vragen%20beantwoord%20en%20de%20benodigde%20stukken%20in%20de%20bijlage%20meegestuurd.%20Deze%20mail%20en%20aangeleverde%20stukken%20mogen%20bewaard%20worden%20in%20mijn%20klantdossier.%0A%0AIk%20geef%20met%20deze%20mail%20toestemming%20aan%20ING%20om%20mijn%20gegevens%20ter%20verificatie%20na%20te%20kijken%20op%20mijn%20Betaalrekening.%0A%0AMet%20vriendelijke%20groet%2C%0A%0A%3CJouw%20naam%3E\">Preventiedesk@ing.com</a> </p><p><strong>Important: </strong></p><ul><li><span><span><span><span>Send everything in one email</span></span></span></span></li><li><span><span><span><span>Attach documents only as PDF, JPEG, JPG, or PNG</span></span></span></span></li><li><span><span><span><span>If your BSN (citizen service number) appears on a document, always hide it before sending</span></span></span></span></li></ul><p><span><span><span>We’ve created a fillable PDF for you. You can easily complete this “Opvragen financiële gegevens” PDF on a laptop or computer and attach the required documents mentioned in the PDF.</span></span></span></p><p>Copy the text below to use in your email. Fill in your details, add the required documents as attachments and your email is ready to send.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/6ae0c1aae6a99f35/original/Aflossen-leenproduct-bij-ING.pdf","text":"Attachment: Requesting financial information"}]},{"componentType":"accordion","accordionList":[{"title":"Copy this text for your email","richBody":{"value":"<p>To: <a href=\"mailto:mailto:preventiedesk@ing.com?subject=Afstemmen%20maandbedrag%20lening&amp;body=Goedendag%2C%0A%0ANaar%20aanleiding%20van%20het%20bericht%20dat%20ik%20heb%20ontvangen%20wil%20ik%20in%20contact%20met%20ING%20komen.%20Ik%20wil%20een%20maandbedrag%20afspreken%20voor%20mijn%20lening%20waarbij%20rekening%20wordt%20gehouden%20met%20mijn%20huidige%20financi%C3%ABle%20situatie.%20Graag%20kom%20ik%20in%20contact%20met%20ING%20om%20mijn%20financi%C3%ABle%20situatie%20te%20bespreken.%20%0A%0AVoor%20dit%20doel%20heb%20ik%20heb%20onderstaande%20vragen%20beantwoord%20en%20de%20benodigde%20stukken%20in%20de%20bijlage%20meegestuurd.%20Deze%20mail%20en%20aangeleverde%20stukken%20mogen%20bewaard%20worden%20in%20mijn%20klantdossier.%0A%0AIk%20geef%20met%20deze%20mail%20toestemming%20aan%20ING%20om%20mijn%20gegevens%20ter%20verificatie%20na%20te%20kijken%20op%20mijn%20Betaalrekening.%0A%0AMet%20vriendelijke%20groet%2C%0A%0A%3CJouw%20naam%3E\">Preventiedesk@ing.com</a></p><p>Subject: <span lang=\"EN-US\" dir=\"ltr\"><span><span>Aligning monthly repayment amount</span></span></span></p><p>Hello,</p><p><span><span><span>Following the message I received, I would like to get in touch with ING. I would like to agree on a monthly repayment amount for my loan that fits my current financial situation. I would like to discuss my financial situation with ING.</span></span></span></p><p><span><span><span>For this purpose, I have answered the questions below and attached the required documents. This email and the documents may be stored in my customer file.</span></span></span></p><p><strong><span><span><span>I give ING permission to check my details for verification using my current account.</span></span></span></strong></p><p>Kind regards,</p><p>&lt;Your name&gt;</p>"}}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Below you’ll find the most frequently asked questions about repaying your loan product.<br />Can’t find your question, or still need help? Send us an email.</span></span></span></p>"},"textLinks":[{"url":"mailto:preventiedesk@ing.com","text":"Preventiedesk@ing.com"}]},{"componentType":"accordion","accordionList":[{"title":"How am I informed about repaying my loan product?","richBody":{"value":"<p><span><span><span>Depending on your communication preference, we informed you by letter or email that we’d like to speak with you. In this conversation, we look together at what monthly amount you can use to repay your loan. To determine what is manageable for you each month, we need your financial information. If you <strong>don’t</strong> send your financial information, we will restart your original monthly repayment amount. This happens about three months after we sent the first message.</span></span></span></p><p><span><span><span>Before restarting your old monthly amount, we’ll send you two reminders<strong>.</strong><br />We’ll send these to your messages inbox or by post, depending on your communication preference.</span></span></span></p>"}},{"title":"I do not agree that I have to start repaying my loan product again. What can I do?","richBody":{"value":"<p><span><span><span>If you borrow money, you need to repay it. Together, we determine what you can reasonably repay each month. We do this by looking at your personal financial situation, so you can become financially healthy again and stay that way.</span></span></span></p><p><span><span><span>If you disagree, you can submit a complaint at <a data-type=\"internal\" href=\"/en/bank/about-ing/complaints\">ing.nl/complaints</a>.</span></span></span></p>"}},{"title":"I need help to see where I can spend less money. What should I do?","richBody":{"value":"<p><span><span><span>You can contact the </span></span></span><a href=\"mailto:mailto:preventiedesk@ing.com\">Preventiedesk</a> <span><span><span>at ING. They’ll look at your income and expenses together with you and give you tips, such as where you might reduce costs or how you can build up savings. You can also get started yourself at </span></span></span><a href=\"https://www.ing.nl/en/personal/prevention\">ing.nl/en/personal/prevention</a><span><span><span>.</span></span></span></p><p><span><span><span>If you’re worried about money or expect repayment difficulties, please contact the Preventiedesk. They’re happy to help. You can also receive free support from a budget coach if you like. By sending us your financial information, we can help find the best solution. </span></span></span></p><p><span><span><span>Preventiedesk phone number: 020 22 888 99. Available on working days from 08:30 to 17:00.</span></span></span></p>"}}]}]}}}