{"type":"document","data":{"id":"5d1d226e-79eb-4f80-b2b0-eee5b1d26074","localeString":"en-GB","publishDate":"2026-02-10T16:49:00.689+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"On this page you can find the collection dates for your loan."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"You pay a monthly instalment. This happens automatically via direct debit. Below you can see on which dates we deduct the amount from your current account.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/937e5b80-dfc1-4014-a9e7-d0812224b84f/Smiling-professional-woman-sat-at-a-desk","type":"image","width":1080,"original":"https://assets.ing.com/m/ecc9fb0454fb415/original/Smiling-professional-woman-sat-at-a-desk.jpg","extension":"jpg"},"title":"Collection dates for ING personal loan","subtitle":"When do we deduct your monthly payment?"},"backLink":{"textLink":{"url":"/en/personal/loans","text":"Borrowing money"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Make sure there’s enough balance on your current account"},{"componentType":"paragraph","richBody":{"value":"

ING always collects the monthly instalment after the month has ended. Please ensure there’s enough balance in your account. If there isn’t, we won’t be able to collect the instalment and this will create a payment arrear on your loan.

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Around the last day of the month

"}},{"componentType":"sectionTitle"},{"componentType":"paragraph","richBody":{"value":"
Around the 8the      Around the 16th     Around the 24th
Thursday 8 JanuaryFriday 16 JanuaryFriday 23 January
Friday 6 FebruaryMonday 16 FebruaryTuesday 24 February
Friday 6 MarchMonday16 MarchTuesday 24 March
Wednesday 8 AprilThursday 16 AprilFriday 24 April
Friday 8 MayFriday 15 MayFriday 22 May
Monday 8 JuneTuesday 16 JuneWednesdat 24 June
Wednesday 8 JulyThursday 16 JulyFriday 24 July
Friday 7 AugustFriday 14 AugustMonday 24 August
Tuesday 8 SeptemberWednesday 16 SeptemberThursday 24 September
Thursday 8 OctoberFriday 16 OctoberFriday 23 October
Friday 6 NovemberMonday 16 NovemberTuesday 24 November
Tuesday 8 DecemberWednesday 16 DecemberThursday 24 December
"}},{"componentType":"sectionTitle","title":"Missed a payment?"},{"componentType":"paragraph","richBody":{"value":"

If a monthly instalment couldn’t be collected, we’ll try to collect it again a few more times. So please make sure there’s enough balance in the account you use to pay your loan. You’ll also receive a message asking you to pay the instalment manually. In addition, we charge late‑payment interest on the amount that wasn’t paid. This interest rate is the same as the contractual interest rate of your loan. Once the full arrears have been paid, the extra interest amount will be deducted automatically. For more information, please see Loan arrears – ING.

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