{"type":"document","data":{"id":"cdb8064f-2412-46d1-942e-72b6d5f98148","localeString":"en-GB","publishDate":"2026-04-16T08:36:27.845+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":true,"noFollow":true},"description":"More expensive upfront, but lower monthly costs. When is driving an electric or plug-in hybrid cheaper than a petrol car? Calculate the cost for driving an electric car and compare this with a fuel or with a plug-in hybrid model."},"mainHeaderZone":{"componentType":"productHeader","legalBanner":{"image":{"transformBaseUrl":"https://assets.ing.com/transform/bfc47636-d002-461a-b209-589beaaa7596/Group-7","type":"image","width":46,"original":"https://assets.ing.com/m/3f5c0b274ee863ed/original/Group-7.svg","extension":"svg"},"body":"Let op! Geld lenen kost geld","headerBannerType":"headerBannerType"},"coreHeader":{"body":"Why not consider an electric or plug-in hybrid model!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/00fe8ebb-1102-42ca-aa8d-79687fb0bec6/electric_car","type":"image","width":814,"original":"https://assets.ing.com/m/40cf830d493ac410/original/electric_car.jpg","extension":"jpg"},"title":"Looking for a new car?"},"backLink":{"textLink":{"url":"/en/personal/loans","text":"Borrowing money"}}},"flexZone":{"flexComponents":[{"componentType":"feature","featureName":"ing-feat-ev-decision-tool"},{"componentType":"sectionTitle","title":"A loan for your car"},{"componentType":"paragraph","richBody":{"value":"<p>Do you want to drive electric? Get a lower fixed interest rate on a 100% electric or plug-in hybrid car.</p>"}},{"componentType":"cta","textLink":{"url":"/en/personal/loans/your-goals/financing-an-electric-car","text":"Show the loan costs"}},{"componentType":"sectionTitle","title":"The benefits of electric driving"},{"componentType":"paragraph","richBody":{"value":"<p>Driving an electric car is quieter, cleaner and increasingly economical. Electric cars and the European charging infrastructure have also improved considerably in recent years. This makes switching to electric even more attractive.</p>"}},{"componentType":"sectionTitle","title":"The benefits of electric driving at a glance"},{"componentType":"accordion","accordionList":[{"title":"Driving electrical is cheaper","richBody":{"value":"<p>Electric driving has become increasingly accessible in recent years. The price difference with cars that have an internal combustion engine is getting smaller. </p><p>Whether electric driving is cheaper, and after how many years you are cheaper depends on your personal situation. When you choose a cheaper occasion, drive a lot, and can charge at home on self-generated power, electric driving is faster and more economical. If driving electric is cheaper? Find out quickly with our EV cost comparator.</p>"}},{"title":"Charging can be anywhere","richBody":{"value":"<p>Did you know that since 2025 there are more than a million public charging points in Europe. Electric driving is therefore no longer reserved for people with a charger at home or at the office.</p><p>Already the company Fastned has already nearly 200 fast charging stations on or along main roads in the Netherlands alone. This means you never have to drive far to load. </p><p>Street and home chargers are perfect for charging your car during the day or charging during the night. With a home charger you can often charge cheaper. Especially when you generate power yourself with solar panels, for example.</p>"}},{"title":"Fast charging is faster than ever","richBody":{"value":"<p>When time is important, fast charging offers a solution. Providers like Fastned have reliable fast chargers that can deliver over 300 km in 10 minutes—and it’s getting faster. This calculation is based on 5 km per kW and Fastned chargers with a power of 400 kW.</p><p>Electric cars charge the fastest up to 80%. So you certainly don’t have to wait until your car is fully charged before you go ahead again.</p><p>The effective charging speed depends on the car and temperature of the battery. That is why most electric cars offer the possibility to get the battery up to temperature while driving (source: <a href=\"https://ev-database.org/#group=vehicle-group&amp;av-1=1&amp;rs-pr=10000_100000&amp;rs-er=0_1000&amp;rs-ld=0_1000&amp;mo-bpc=1&amp;rs-ac=2_23&amp;rs-dcfc=0_300&amp;rs-ub=10_200&amp;rs-tw=0_2500&amp;rs-ef=100_350&amp;rs-sa=-1_5&amp;rs-w=1000_3500&amp;rs-c=0_5000&amp;rs-y=2010_2030&amp;s=1&amp;p=0-10\">EV database</a>).</p>"}},{"title":"Electric cars are quieter and cleaner","richBody":{"value":"<p>Because electric cars do not have an internal combustion engine, they are much quieter than cars that run on fuel. There are also no greenhouse gas emissions when driving. This means cleaner air and less greenhouse gas-related warming compared to driving a combustion engine (source: <a href=\"https://www.transportenvironment.org/articles/electric-vehicles-are-far-better-than-combustion-engine-cars-when-it-comes-to-air-pollution-heres-why\">T&amp;E</a>).</p><p>Electric driving is less harmful to the environment when you charge with green power instead of gray power. This can be done in more and more places in the Netherlands. For example at Fastned, you even drive across Europe certified on 100% renewable energy, such as solar and wind energy (source: <a href=\"https://www.fastnedcharging.com/nl\">Fastned</a>).</p>"}},{"title":"Fast charging reduces the need for driving range","richBody":{"value":"<p>Because fast charging makes it possible to charge hundreds of kilometres in a coffee break, the range no longer has to be an obstacle. With an average range of more than 400 km, the range of electric cars is now more than sufficient for the distances that people drive without a stop.</p>"}}]}]}}}