{"type":"document","data":{"contentType":"onecms:categoryPage","flexPageMetadata":{"afmBanner":false,"description":"Living starts at ING. Find out more about everything involved in living.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"More information about living"},{"cards":[{"body":"You want to use your home equity. 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Explore the possibilities","link":{},"title":"Buying your first home"},{"body":"View the current mortgage rates","cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/16f1c6499d08dbbc/original/BOYS-PLAYING-WITH-PEOPLE-IN-OFFICE.JPG","transformBaseUrl":"https://assets.ing.com/transform/25fde2c8-9d67-4957-87c9-c2a40806385e/BOYS-PLAYING-WITH-PEOPLE-IN-OFFICE","type":"image","width":5150},"intro":"View the current mortgage rates","link":{"url":"/en/personal/mortgage/current-mortgage-rates"},"title":"Current mortgage rates"},{"body":"What are the options?","cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/5356d16df9312af3/original/Two-friends-eating-on-a-packing-box.jpg","transformBaseUrl":"https://assets.ing.com/transform/0e231c8e-c7e1-47d0-9b6f-c4b347ffa291/Two-friends-eating-on-a-packing-box","type":"image","width":900},"intro":"What are the options?","link":{"url":"/en/personal/mortgage/your-mortgage/building-fund-account"},"title":"Withdraw building fund account"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>That depends on various factors. Your income, your monthly expenses/debts—there are many aspects that influence your maximum mortgage and/or monthly payments. Use our calculators to gain insight into your <a data-type=\"internal\" href=\"/en/personal/mortgage/mortgage-calculator\">maximum mortgage</a> and the monthly payments that go with it. Or make an appointment for a free orientation meeting with one of our mortgage advisers. We’re happy to help you get started.</p>"},"title":"I’ve got my eye on a home. What can I offer and what will my monthly payments be"},{"richBody":{"value":"<p>Making your home more sustainable? Then you can apply for a subsidy for a number of measures. The government has made the Investment Subsidy for Sustainable Energy and Energy Saving (ISDE) available.</p><p>You may apply for a subsidy several times for the same home, but it must concern different main measures. In addition, you must be the owner of the property and live there yourself. You can find all the conditions on the website of the Netherlands Enterprise Agency (RVO). That’s also where you submit your subsidy application.</p>"},"textLinks":[{"text":"Read all about subsidies for making your home more sustainable here","url":"/en/personal/mortgage/sustainable-living/government-subsidies"}],"title":"Can I get a subsidy for making my home more energy‑efficient"},{"richBody":{"value":"<p>View the current mortgage rates and the 2026 rates here.</p>"},"title":"What are the current mortgage rates"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Useful products"},{"cards":[{"body":"Make an appointment with a solicitor immediately","cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/28d1fe5c548bf64b/original/A-woman-laughs-as-she-stands-in-front-of-the-door-holding-a-giant-key-to-her-new-home.jpg","transformBaseUrl":"https://assets.ing.com/transform/6746e785-7baf-49ab-bd17-45003a1180d9/A-woman-laughs-as-she-stands-in-front-of-the-door-holding-a-giant-key-to-her-new-home","type":"image","width":1920},"intro":"Check your maximum mortgage","link":{"url":"/en/personal/mortgage/mortgage-calculator"},"title":"Mortgage calculator"},{"body":"The best life insurance in the 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together","cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/2a837f17046e6757/original/Young-couple-laying-on-grass-in-park-taking-selfie.jpg","transformBaseUrl":"https://assets.ing.com/transform/da91890a-49d4-4525-a6e7-a0ccb24d0b44/Young-couple-laying-on-grass-in-park-taking-selfie","type":"image","width":5205},"intro":"Get your finances organised together","link":{"url":"/en/personal/payments/bank-accounts/open-a-joint-account"},"title":"Joint 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This translation is intended for the customers convenience only. In case of any discrepancies between the two versions, the original Dutch version shall prevail. The mortgage offer and contract will be signed in Dutch. Also, all further communication after signing the mortgage contract will be in Dutch. You acknowledge and accept this. If any assistance or clarification is needed, we recommend contacting your mortgage advisor or to call our customer service via the ING app.</p>"},"title":"Good to know"}]},"localeString":"en-GB","mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"subtitle":"Everything you need to know","title":"Living"}},"publishDate":"2026-03-05T19:38:57.355+01:00"}}