{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Need a credit card? Insurance? Or maybe you'd like to start investing. Take out one or more of these ING products and get up to €250 cashback.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"

"},"video":{"type":"video","originalUrl":"https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/Katsjing-Q4-2026-Video-ENG-16x9-Landscape.mp4","videoPreviewURLs":["https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/480p/Katsjing-Q4-2026-Video-ENG-16x9-Landscape.mp4","https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/1080p/Katsjing-Q4-2026-Video-ENG-16x9-Landscape.mp4","https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/720p/Katsjing-Q4-2026-Video-ENG-16x9-Landscape.mp4","https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/mp4/Katsjing-Q4-2026-Video-ENG-16x9-Landscape.mp4"],"thumbnails":{"mini":"https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/thumbnail/mini-Katsjing-Q4-2026-Video-ENG-16x9-Landscape","webimage":"https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/thumbnail/webimage-Katsjing-Q4-2026-Video-ENG-16x9-Landscape","thul":"https://assets.ing.com/asset/a4b21b1c-a7de-46af-a70c-2dbf6c114b5a/thumbnail/thul-Katsjing-Q4-2026-Video-ENG-16x9-Landscape"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Katsjing! The promotion explained"},{"componentType":"paragraph","richBody":{"value":"

How it works
You can stack cashback by taking out products during the promotion period in three categories: credit cards, insurance and investments. The following products are included in these categories:

The cashback you receive depends on the number of categories in which you take out a product:

Good to know

If you take out several products in the same category, this counts as one category. Check out these examples:

Please note: The promotion is also open to customers who already have insurance through ING. To take part, take out one or more of the following five types of insurance: car, home contents, buildings, legal expenses and annual travel. The condition is that, during the promotion period, you take out a new insurance policy that you did not already have before the promotion period began.

"}},{"componentType":"sectionTitle","title":"What you need to do"},{"accordionList":[{"richBody":{"value":"

Note: Student credit cards, business credit cards and credit cards with payment arrears or credit cards that are no longer active on 31 January 2027 are excluded from the promotion.

"},"title":"Credit cards"},{"richBody":{"value":""},"title":"Insurances"},{"richBody":{"value":"

 

Note: Investing is subject to risks and costs. You may lose all or part of your deposit.

"},"title":"Investments"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":"

Note: You will not meet the terms and conditions of this promotion if you cancel your currently active product and repurchase the same product.

You will receive your cashback no later than 28 February 2027 on the current account linked to the product you opened. Katsjing!

"}},{"componentType":"sectionTitle","title":"Ready to stack?"},{"componentType":"paragraph","richBody":{"value":"

Check out the links below and read everything about the included products. Choose what’s right for you and start stacking. Clicking will take you to more information about things like product costs and the risks of investing.

"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/86d6faa4-cc74-4fde-a46d-1be80b685bef/Katsjing-Q4-2026-Product-Blob-Creditcards.svg","publishedAt":"2026-09-30T13:41:40Z","transformBaseUrl":"https://assets.ing.com/transform/86d6faa4-cc74-4fde-a46d-1be80b685bef/Katsjing-Q4-2026-Product-Blob-Creditcards","type":"image","updatedAt":"2026-09-30T13:41:57Z","width":2500},"intro":"A convenient and safe way to pay worldwide","link":{"url":"/en/personal/payments/creditcards/creditcard-more-katsjing-2026"},"title":"Credit card"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/9b3bc964-eb4f-4be5-bf28-56d34e78a83a/Katsjing-Q4-2026-Product-Bulb-blob-Insurances_Autoverzekering.svg","publishedAt":"2026-09-30T13:30:05Z","transformBaseUrl":"https://assets.ing.com/transform/9b3bc964-eb4f-4be5-bf28-56d34e78a83a/Katsjing-Q4-2026-Product-Bulb-blob-Insurances_Autoverzekering","type":"image","updatedAt":"2026-09-30T13:30:44Z","width":2500},"intro":"Low premiums, free choices","link":{"url":"/en/personal/insurances/car-insurance/index-katsjing-2026"},"title":"Car insurance"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/f925b9c5-2263-455f-8bf8-e4e4460a0ede/Katsjing-Q4-2026-Product-Blob-Insurances_Inboedelverzekering.svg","publishedAt":"2026-09-30T13:32:34Z","transformBaseUrl":"https://assets.ing.com/transform/f925b9c5-2263-455f-8bf8-e4e4460a0ede/Katsjing-Q4-2026-Product-Blob-Insurances_Inboedelverzekering","type":"image","updatedAt":"2026-09-30T13:32:55Z","width":2500},"intro":"Insured at replacement value for 10 years","link":{"url":"/en/personal/insurances/home-insurance/index-katsjing-2026"},"title":"Home contents insurance"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/12b625ce-7d5b-47ff-b7f4-9635db3c5930/Katsjing-Q4-2026-Product-Blob-Insurances_Opstalverzekering.svg","publishedAt":"2026-09-30T13:33:03Z","transformBaseUrl":"https://assets.ing.com/transform/12b625ce-7d5b-47ff-b7f4-9635db3c5930/Katsjing-Q4-2026-Product-Blob-Insurances_Opstalverzekering","type":"image","updatedAt":"2026-09-30T13:33:21Z","width":2500},"intro":"With warranty against under-insurance","link":{"url":"/en/personal/insurances/home-insurance/index-katsjing-2026"},"title":"Building insurance"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/c1ad5996-752c-46a6-9cca-07f231c73b8b/Katsjing-Q4-2026-Product-Blob-Insurances_Rechtsbijstand.svg","publishedAt":"2026-09-30T13:33:30Z","transformBaseUrl":"https://assets.ing.com/transform/c1ad5996-752c-46a6-9cca-07f231c73b8b/Katsjing-Q4-2026-Product-Blob-Insurances_Rechtsbijstand","type":"image","updatedAt":"2026-09-30T13:33:49Z","width":2500},"intro":"No expenses limit when using a DAS lawyer","link":{"url":"/en/personal/insurances/legal-expenses-insurance/index-katsjing-2026"},"title":"Legal expenses insurance"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/a8eb586f-3ec1-46d3-b6e7-728cb7098302/Katsjing-Q4-2026-Product-Blob-Insurances_Reisnverzekering-palm.svg","publishedAt":"2026-10-05T09:22:19Z","type":"image","updatedAt":"2026-10-05T09:22:45Z","width":2500},"intro":"Always properly insured while travelling","link":{"url":"/en/personal/insurances/annual-travel-insurance/index-katsjing-2026"},"title":"Annual Travel insurance"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/344feac7-147a-421d-9233-cd4ad4cbbb71/Katsjing-Q4-2026-Product-Blob-Investments.svg","publishedAt":"2026-09-30T13:39:25Z","transformBaseUrl":"https://assets.ing.com/transform/344feac7-147a-421d-9233-cd4ad4cbbb71/Katsjing-Q4-2026-Product-Blob-Investments","type":"image","updatedAt":"2026-09-30T13:39:50Z","width":2500},"intro":"The easiest way to start investing. Never been simpler.","link":{"url":"/en/personal/investing/investments-at-ing/easy-invest-cashback-actie-october-2026"},"title":"Easy invest"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/8f76161f-ac56-4785-a27d-4e18744c8015/Katsjing-Q4-2026-Product-Blob-Investments-Zelf-op-de-Beurs.svg","publishedAt":"2026-09-30T13:39:59Z","transformBaseUrl":"https://assets.ing.com/transform/8f76161f-ac56-4785-a27d-4e18744c8015/Katsjing-Q4-2026-Product-Blob-Investments-Zelf-op-de-Beurs","type":"image","updatedAt":"2026-09-30T13:40:26Z","width":2500},"intro":"Invest anytime, anywhere with the app. Low fees, great insights in your investments.","link":{"url":"/en/personal/investing/investments-at-ing/self-invest-cashback-actie-october-2026"},"title":"Self invest"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Promotion terms and conditions and registration"},{"componentType":"paragraph","richBody":{"value":"

This promotion is subject to certain terms and conditions. To participate, you must register and agree to the terms and conditions. You can do this by clicking on one of the participating products above, or by clicking on the link below.

"},"textLinks":[{"text":"Terms and Conditions Katsjing Campaign Autumn 2026","url":"https://assets.ing.com/asset/3a5ff7ac-9170-4434-a2d0-f4edbf610082/Terms-and-Conditions-Katsjing-Campaign-Autumn-2026.pdf"},{"text":"Click here to sign up for the campaign","url":"https://mijn.ing.nl/banking/mobile/campaign-management/8a3169ab-b40a-5813-9e8b-d00641f87a5a?cta=main&EW=true"}]},{"accordionList":[{"richBody":{"value":"

In order to be eligible for cashback within this product group:

  1. You must apply for your first ING Credit Card More, ING Credit Card Extra or ING Credit Card Max during the Promotion Period.
  2. You must spend a minimum of €100 on this ING credit card over the period from 26 October 2026 to 31 December 2026.
  3. The ING credit card you applied for and received must be active on the date when ING pays out the cashback reward.

Exclusions:

  1. Customers who already had an ING credit card at any time during the period between 1 January 2026 and 26 October 2026 are excluded from the Promotion.
  2. Customers who are in arrears on their credit card payments between 26 October 2026 and 28 February 2027 are excluded from the Promotion.
  3. Student credit cards and ING business credit cards are excluded from the Promotion.
  4. Transactions that are still pending, annual card fees, cash withdrawals and top-up transactions do not count towards credit card spending as part of the Promotion. For the purposes of this Promotion, ‘top-up transactions’ are defined as payments to add funds to an account, wallet or other payment service using the credit available on your credit card. This includes payments to top up PayPal and Revolut balances, prepaid cards, digital wallets and prepaid SIM cards.
"},"title":"These are the key terms and conditions for credit cards"},{"richBody":{"value":"

The following private non-life insurance products are included in the Promotion:

In order to be eligible for cashback within this product group:

  1. You must take out at least one of these new private non-life insurance products through ING during the Promotion Period
  2. You must not already have had the insurance before the Promotion Period began
  3. The start date of the insurance must not be later than 31 December 2026
  4. The insurance must have been accepted by the insurer (NN or Allianz Direct)
  5. You must have paid at least one monthly premium for the insurance
  6. You must still have the insurance when the cashback reward is paid out (no later than 28 February 2027)

 Exclusions:

 Notes:

"},"title":"These are the key terms and conditions for insurance products"},{"richBody":{"value":"

The following products are included in the Promotion:

Easy Invest terms and conditions

In order to be eligible for cashback within this product group:

  1. You must deposit an amount into your easy invest account within two weeks of opening it.
  2. Your net deposit over the Promotion Period must be at least €500 (see below in these Promotion Terms and Conditions for an explanation of what ‘net deposit’ means in this context). The deposit must have been received by ING before the end of the Promotion Period for investments, which is 31 December 2026.
  3. You must have set up a standing regular investment of at least €100. This standing investment must still be active when the cashback reward is paid out.

Self Invest terms and conditions

  1. You must make your first purchase through your self invest account within two weeks of opening it.
  2. Your net deposit must be at least €500. This amount must be in your self invest account before the end of the Promotion Period for investments, i.e. 31 December 2026.
  3. You must set up a standing regular investment of at least €100 for an ETF from ING’s Top Selection or an investment fund. This standing investment must still be active when the cashback reward is paid out.

Exclusions for investments:

Notes:

"},"title":"These are the key terms and conditions for investments"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"

Investing involves risks and costs. You may lose your deposit, or part of it. Read more about the risks of investing, and how you can limit them. Also view our investing general terms and conditions.

"}},{"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"

Katsjing is our autumn promotion. With this promotion you receive cashback by taking out products in different categories: credit cards, insurance and investments. The more you combine, the more you benefit. Your cashback could be as much as €250.

"},"title":"What is Katsjing?"},{"richBody":{"value":"

Because it’s about the number of product categories. If you take out two types of insurance and get a credit card, you’ll still only have two product categories, so you’ll receive €125.

"},"title":"Why do 3 products not always get me €250?"},{"richBody":{"value":"

Yes, definitely! You can participate with 1, 2 or 3 categories. The more categories you combine, the more cashback you’ll get.

"},"title":"Can I also participate with 2 product categories?"},{"richBody":{"value":"

This promotion runs from October 26 to November 15, 2026.

"},"title":"Until when does the promotion run?"},{"richBody":{"value":"

It will be deposited in your current account no later than 28 February 2027.

"},"title":"When will I receive my cashback?"},{"richBody":{"value":"

You will receive it automatically by taking out a product during the promotion period in the participating categories, provided you meet the terms and conditions.

"},"title":"How do I receive my cashback?"},{"richBody":{"value":"

No, this is not necessary. As long as you take out the products during the promotion period, you will receive the cashback automatically.

"},"title":"Do I have to take out everything at once to get the cashback?"},{"richBody":{"value":"

Yes. Only products taken out for the first time during the promotion period count.

"},"title":"Do these have to be new products?"},{"richBody":{"value":"

You can find them at https://www.ing.nl/en/personal/katsjing

"},"title":"Where can I find the promotion terms and conditions?"},{"richBody":{"value":"

To participate in the promotion, you only need to register once. You can do this by clicking on one of the participating products above, or on the link above in the promotion terms and conditions.

"},"title":"How often do I need to sign up to participate in the promotion?"},{"richBody":{"value":"

During the Katsjing promotion period (26 October to 15 November 2026), cashback for Easy Invest or Self Invest can be combined with cashback from another product category, such as Insurance or Credit Cards.

There is currently also an investment cashback promotion for new Easy Invest and Self Invest customers, offering €50 or €200 cashback depending on how much money you deposit. You only receive cashback if you meet the conditions of the relevant promotion.  

Good to know: If you deposit € 5,000, you receive € 200 in investment cashback instead of € 50. These amounts are not added together. For the calculation, the investment account counts as the first product category. If you combine investment cashback with one or two other product categories within Katsjing, your total cashback can reach a maximum of € 400. The € 200 in investment cashback is not added on top of the full maximum amount of € 250 available within Katsjing. 

Example 1:  

You open an investment account, invest €500 and meet all the conditions for the investment cashback promotion. During the Katsjing promotion period, you take out a product from one additional product category (a credit card or insurance). You then receive:  

The total cashback in this case is €125  

Example 2:  

You open an investment account, invest €5,000 and meet all the conditions for the investment cashback promotion. During the Katsjing promotion period, you take out a product from one additional product category (a credit card or insurance). You then receive:  

The total cashback in this case is €275  

Example 3:  

You open an investment account, invest €5,000 and meet all the conditions for the investment cashback promotion. During the Katsjing promotion period, you open products from two additional product categories (a credit card and insurance). You then receive:  

The total cashback in this case is €400  

"},"title":"How much cashback can I receive if I combine the investment cashback promotion with Katsjing?"},{"richBody":{"value":"

No, that is not necessary. If you sign up for Katsjing, you sign up for the Investments cashback at the same time. The opt-in form is the same for both promotions. 

"},"title":"Do I have to sign up for both Katsjing and Investments cashback promotions?"}],"componentType":"accordion"}]},"hasMacro":false,"id":"b1e868f6-1685-4b21-866f-0c772d1b839b","localeString":"en-GB","mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"The autumn leaves are piling up. So is your reward. During the promotion period, you’ll receive cashback when you take out products in the credit card, insurance and investment categories. Choose what’s right for you and combine to get more. You can stack up to €250 in cashback.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/5fd91358-d8d6-424d-b111-98266b891827/Katsjing-Q4-2026-Campagnepagina-beeld-2400x900.jpg","publishedAt":"2026-09-23T15:07:49Z","transformBaseUrl":"https://assets.ing.com/transform/5fd91358-d8d6-424d-b111-98266b891827/Katsjing-Q4-2026-Campagnepagina-beeld-2400x900","type":"image","updatedAt":"2026-09-30T14:15:31Z","width":10000},"promoStickerLayout":"Commercial&engagement","promoText":"This promotion runs from October 26 to November 15","subtitle":"This promotion applies to taking out an insurance, your first credit card, and/or an investment product.","title":"Katsjing! Stack up to €250 in cashback"},"usps":[{"body":"Choose 1 for €50","icon":{"extension":"svg","original":"https://assets.ing.com/asset/c85c2273-8744-40e9-bb4e-dddc5ecbed6b/Katsjing-Q4-2026-Money-Blob-EUR-50.svg","publishedAt":"2026-09-30T13:15:21Z","transformBaseUrl":"https://assets.ing.com/transform/c85c2273-8744-40e9-bb4e-dddc5ecbed6b/Katsjing-Q4-2026-Money-Blob-EUR-50","type":"image","updatedAt":"2026-09-30T13:15:58Z","width":2500}},{"body":"Stack 2 for €125","icon":{"extension":"svg","original":"https://assets.ing.com/asset/5ddf4c84-d852-4a1b-a169-a32c1c737876/Katsjing-Q4-2026-Money-Blob-EUR-125.svg","publishedAt":"2026-09-30T13:16:04Z","transformBaseUrl":"https://assets.ing.com/transform/5ddf4c84-d852-4a1b-a169-a32c1c737876/Katsjing-Q4-2026-Money-Blob-EUR-125","type":"image","updatedAt":"2026-09-30T13:16:23Z","width":2500}},{"body":"Stack 3 for €250","icon":{"extension":"svg","original":"https://assets.ing.com/asset/65f8f9a5-0b3c-4170-8fa4-e8c4a82317fa/Katsjing-Q4-2026-Money-Blob-EUR-250.svg","publishedAt":"2026-09-30T13:16:32Z","transformBaseUrl":"https://assets.ing.com/transform/65f8f9a5-0b3c-4170-8fa4-e8c4a82317fa/Katsjing-Q4-2026-Money-Blob-EUR-250","type":"image","updatedAt":"2026-09-30T13:16:42Z","width":2500}}]},"publishDate":"2026-10-30T11:03:56.601+01:00"}}