{"type":"document","data":{"id":"9383ca17-ba4a-494e-9841-fef2fa3e9083","localeString":"en-GB","publishDate":"2026-04-13T00:01:00.062+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Need a credit card? Insurance? Or maybe you'd like to start investing. Take out one or more of these ING products and get up to €250 cashback."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Choose 1","icon":{"transformBaseUrl":"https://assets.ing.com/transform/415ce02a-d2cc-4727-bdef-10e866759628/ING-Katsjing-Money-square_Blue_50eu-clean","type":"image","width":10417,"original":"https://assets.ing.com/m/666cbd4e665ea616/original/ING-Katsjing-Money-square_Blue_50eu-clean.png","extension":"png"}},{"body":"Stack 2","icon":{"transformBaseUrl":"https://assets.ing.com/transform/3ff84155-1333-4289-bd90-7fa70317f356/ING-Katsjing-Money-square_Pink_125eu-clean","type":"image","width":10417,"original":"https://assets.ing.com/m/32a1e799ef6632ed/original/ING-Katsjing-Money-square_Pink_125eu-clean.png","extension":"png"}},{"body":"Stack 3","icon":{"transformBaseUrl":"https://assets.ing.com/transform/b132b3cc-b33e-4264-bd6f-f8db71a7d969/ING-Katsjing-Money-square_Yellow_250eu-clean","type":"image","width":10417,"original":"https://assets.ing.com/m/7bcfdbda86f5baa4/original/ING-Katsjing-Money-square_Yellow_250eu-clean.png","extension":"png"}}],"coreHeader":{"body":"The sun will be shining in spring, on your bank account as well! During the promotion period, you’ll receive cashback when you take out products in the credit card, insurance and investment categories. Choose what’s right for you, but combining things is even better. You can stack up to €250 in cashback.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/cc268f3f-2d06-4799-aca0-588af7235d92/Katsjing-Key-visual","type":"image","width":3200,"original":"https://assets.ing.com/m/2fad8d275b2b76d5/original/Katsjing-Key-visual.jpg","extension":"jpg"},"title":"Katsjing! Stack up to €250 in cashback","subtitle":"With a credit card, insurance and/or investment product","promoText":"THIS PROMOTION HAS ENDED","promoStickerLayout":"Commercial&engagement"}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/42b85ae83bef82b7/original/ING_Katsjing_in-app-video_16X9_ENG-1.mp4","videoPreviewURLs":["https://assets.ing.com/asset/561ffef3-6cb4-45c1-bee4-8326ce94709f/480p/ING_Katsjing_in-app-video_16X9_ENG-1.mp4","https://assets.ing.com/asset/561ffef3-6cb4-45c1-bee4-8326ce94709f/1080p/ING_Katsjing_in-app-video_16X9_ENG-1.mp4","https://assets.ing.com/asset/561ffef3-6cb4-45c1-bee4-8326ce94709f/720p/ING_Katsjing_in-app-video_16X9_ENG-1.mp4","https://assets.ing.com/asset/561ffef3-6cb4-45c1-bee4-8326ce94709f/mp4/ING_Katsjing_in-app-video_16X9_ENG-1.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/42b85ae83bef82b7/mini-ING_Katsjing_in-app-video_16X9_ENG-1.jpg","webimage":"https://assets.ing.com/m/42b85ae83bef82b7/webimage-ING_Katsjing_in-app-video_16X9_ENG-1.jpg","thul":"https://assets.ing.com/m/42b85ae83bef82b7/thul-ING_Katsjing_in-app-video_16X9_ENG-1.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Katsjing! The promotion explained"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><strong>How it works</strong><br />You can stack cashback by taking out products during the promotion period in three categories: credit cards, insurance and investments. The following products are included in these categories:</span></span></span></p><ul><li><span><span><span><span><strong>Credit cards</strong>: your first ING Credit Card</span></span></span></span></li><li><span><span><span><span><strong>Insurance</strong>: Home contents insurance, buildings insurance, legal expenses insurance, car insurance and annual travel insurance</span></span></span></span></li><li><span><span><span><span><strong>Investments</strong>: Easy Invest and Self Invest</span></span></span></span></li></ul><p><span><span><span>The cashback you receive depends on the number of categories in which you take out a product:</span></span></span></p><ul><li><span><span><span><span>1 category = €50</span></span></span></span></li><li><span><span><span><span>2 categories = €125 </span></span></span></span></li><li><span><span><span><span>3 categories = €250 </span></span></span></span></li></ul><p><span><span><span><strong>Good to know</strong></span></span></span></p><p><span><span><span>If you take out several products in the same category, this counts as one category. Check out these examples:</span></span></span></p><ul><li><span><span><span><span>Credit card + Easy Invest = 2 products in 2 categories = €125</span></span></span></span></li><li><span><span><span><span>Credit card + car insurance + travel insurance = 3 products in 2 categories = €125</span></span></span></span></li><li><span><span><span><span>Credit card + car insurance + Easy Invest = 3 products in 3 categories = €250</span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"What you need to do"},{"componentType":"accordion","accordionList":[{"title":"Creditcard","richBody":{"value":"<ul class=\"check-mark\"><li><span><span><span><span>Apply for your first ING Credit Card no later than 12 April 2026</span></span></span></span></li><li><span><span><span><span>Spend a minimum of €100 in March or April 2026</span></span></span></span></li></ul><p><span><span><span><span><span><span><span><span><span><span><span><strong>Note: </strong>Student credit cards are excluded from this promotion.</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"title":"Insurance","richBody":{"value":"<ul class=\"check-mark\"><li><span><span><span><span>Take out new home contents, buildings, legal expenses, car or annual travel insurance no later than 12 April 2026</span></span></span></span></li><li><span><span><span><span>Nationale-Nederlanden has accepted your application and you have paid at least one monthly premium</span></span></span></span></li></ul>"}},{"title":"Investment","richBody":{"value":"<ul class=\"check-mark\"><li><span><span><span><span>Open a new Easy Invest account or Self Invest account no later than 12 April 2026</span></span></span></span></li><li><span><span><span><span>If you’ve opened an Easy Invest account, you must deposit at least €500 and also invest €100 automatically every month for at least three months</span></span></span></span></li><li><span><span><span><span>If you’ve opened a Self Invest account, you must deposit at least €500 and also invest €100 every month for at least three months</span></span></span></span></li></ul><p><span><span><span><strong>Note: </strong>Investing is subject to risks and costs. You may lose all or part of your deposit.</span></span></span></p>"}}]},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><strong>Note: </strong>You will not meet the terms and conditions of this promotion if you cancel your currently active product and repurchase the same product.</span></span></span></p><p><span><span><span>You will receive your cashback in your current account or savings account by July 2026. Katsjing!</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Promotion terms and conditions and registration"},{"componentType":"paragraph","richBody":{"value":"<p>This promotion is subject to certain terms and conditions. To participate, you must register and agree to the terms and conditions. You can do this by clicking on one of the participating products above, or by clicking on the link below.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/43918402a943ed9d/original/Katsjing-Campaign-Promotion-Terms-and-Conditions-Spring-2026.pdf","text":"Terms and Conditions Katsjing Campaign Spring 2026"},{"url":"https://mijn.ing.nl/banking/mobile/campaign-management/53587ff4-5722-5fdb-84d2-575f21774ab6?cta=main&EW=true","text":"Click here to sign up for the campaign"}]},{"componentType":"accordion","accordionList":[{"title":"These are the key terms and conditions for credit cards","richBody":{"value":"<p><span><span><span>In order to be eligible for cashback within this product group:</span></span></span></p><ol><li><span><span><span><span>You must apply for your first ING Credit Card or Platinum Card during the Promotion Period.</span></span></span></span></li><li><span><span><span><span>You must spend a minimum of €100 with this ING Credit Card during at least one calendar month (March or April 2026).</span></span></span></span></li><li><span><span><span><span>The ING Credit Card you applied for and received must be active on the date when ING pays out the cashback.</span></span></span></span></li></ol><p><span><span><span>Exclusions:</span></span></span></p><ol><li><span><span><span><span>Customers who had an active ING Credit Card at any time during the period between 1 September 2025 and 22 March 2026 are excluded from the Promotion.</span></span></span></span></li><li><span><span><span><span>Student Credit Cards, extra Credit Cards and extra Platinum Cards are excluded from the Promotion.</span></span></span></span></li><li><span><span><span><span>Transactions that are still pending, annual card contributions and cash withdrawals do not count towards credit card spending as part of the Promotion.</span></span></span></span></li></ol><p><span><span><span>ING will process the following personal data of the Participant for the purposes of participation in this Promotion: name, account number (IBAN), the total amount spent using the credit card, address, phone number and email address.</span></span></span></p>"}},{"title":"These are the key terms and conditions for insurance products","richBody":{"value":"<p><span><span><span>The following private non-life insurance products are included in the Promotion:</span></span></span></p><ul><li><span><span><span><span>ING Home Contents Insurance</span></span></span></span></li><li><span><span><span><span>ING Buildings Insurance</span></span></span></span></li><li><span><span><span><span>ING Legal Expenses Insurance</span></span></span></span></li><li><span><span><span><span>ING Car Insurance</span></span></span></span></li><li><span><span><span><span>ING Annual Travel Insurance</span></span></span></span></li></ul><p><span><span><span>In order to be eligible for cashback within this product group:</span></span></span></p><ol><li><span><span><span><span>You must take out at least one of these new private non-life insurance products through ING during the Promotion Period.</span></span></span></span></li><li><span><span><span><span>The insurance must be accepted by the insurer Nationale-Nederlanden.</span></span></span></span></li><li><span><span><span><span>You must pay at least one monthly premium for your newly purchased non-life insurance.</span></span></span></span></li><li><span><span><span><span>The newly purchased insurance must still be active on the date when ING pays out the cashback (July 2026).</span></span></span></span></li><li><span><span><span><span>The start date of the newly purchased insurance must be no later than 1 July 2026.</span></span></span></span></li></ol><p><span><span><span>Exclusions:</span></span></span></p><ul><li><span><span><span><span>Any insurance you take out and then cancel within the statutory 14-day cooling-off period does not count.</span></span></span></span></li><li><span><span><span><span>Existing non-life insurance products or changes to existing insurance products you took out earlier through ING are excluded from the Promotion.</span></span></span></span></li></ul><p><span><span><span>Comments:</span></span></span></p><ul><li><span><span><span><span>These insurance products are taken out with Nationale-Nederlanden Schadeverzekering Maatschappij N.V. through ING, with ING acting as the broker.</span></span></span></span></li><li><span><span><span><span>Nationale-Nederlanden processes the personal data you supply for this promotion to determine whether you are eligible for the promotion discount. Nationale-Nederlanden’s privacy statement applies to the processing of this data and is available on www.nn.nl.</span></span></span></span></li></ul>"}},{"title":"These are the key terms and conditions for investments","richBody":{"value":"<p><span><span><span>The following investment products are included in the Promotion:</span></span></span></p><ul><li><span><span><span><span>Easy Invest</span></span></span></span></li><li><span><span><span><span>Self Invest</span></span></span></span></li></ul><p><span><span><span><strong>Easy Invest terms and conditions</strong></span></span></span></p><p><span><span><span>In order to be eligible for cashback within this product group:</span></span></span></p><ol><li><span><span><span><span>You must make a one-off deposit of at least €500 within two weeks of opening the Easy Invest account.</span></span></span></span></li><li><span><span><span><span>During the following three months, you must deposit €100 into the newly opened Easy Invest account at least three times.</span></span></span></span></li><li><span><span><span><span>These deposits must be fully completed. ING will check this.</span></span></span></span></li></ol><p><span><span><span><strong>Self Invest terms and conditions</strong></span></span></span></p><ol><li><span><span><span><span>You must purchase investments worth at least €500 within two weeks of opening your new Self Invest account.</span></span></span></span></li><li><span><span><span><span>The first purchase of investments worth €500 must remain invested in your Self Invest product for at least three months.</span></span></span></span></li><li><span><span><span><span>During the following three months, you must purchase at least three additional investments of €100 each as part of the Self Invest product.</span></span></span></span></li><li><span><span><span><span>The difference between the totals bought and sold must remain above €800.</span></span></span></span></li></ol><p><span><span><span>Exclusions for investments:</span></span></span></p><ul><li><span><span><span><span>Customers who had or opened an ING investment account after 1 January 2021 are excluded from taking part in the promotion.</span></span></span></span></li><li><span><span><span><span>Customers of ING Private Banking are excluded from taking part in the promotion.</span></span></span></span></li></ul>"}}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Investing involves risks and costs. You may lose your deposit, or part of it. </span></span></span>Read more about the <a href=\"https://www.ing.nl/en/personal/investing/investments-at-ing/risks-of-investing\">risks of investing</a>, and how you can limit them. Also view our <a href=\"https://www.ing.nl/en/personal/investing/service/general-terms--conditions\">investing general terms and conditions</a>.</p><p> </p>"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"What is Katsjing?","richBody":{"value":"<p><span><span><span>Katsjing is our spring promotion. You’ll receive cashback by taking out products in different categories: credit cards, insurance and investments. The more you combine, the more you benefit. Your cashback could be as much as €250.</span></span></span></p>"}},{"title":"Why do three products not always get me €250?","richBody":{"value":"<p><span><span><span>Because it’s about the number of product categories. If you take out two types of insurance and get a credit card, you’ll still only have two product categories, so you’ll receive €125.</span></span></span></p>"}},{"title":"Can I also participate with two product categories?","richBody":{"value":"<p><span><span><span>Yes, definitely! You can participate with 1, 2 or 3 categories. The more categories you combine, the more cashback you’ll get.</span></span></span></p>"}},{"title":"Until when does the promotion run?","richBody":{"value":"<p><span><span><span>The promotion will run until 12 April 2026.</span></span></span></p>"}},{"title":"When will I receive my cashback?","richBody":{"value":"<p><span><span><span>It will be deposited in your current or savings account in July 2026.</span></span></span></p>"}},{"title":"How do I receive my cashback?","richBody":{"value":"<p><span><span><span>You will receive it automatically by taking out a product during the promotion period in the participating categories, provided you meet the terms and conditions.</span></span></span></p>"}},{"title":"Do I have to take out everything at once to get the cashback?","richBody":{"value":"<p><span><span><span>No, this is not necessary. As long as you take out the products during the promotion period, you will receive the cashback automatically.</span></span></span></p>"}},{"title":"Do these have to be new products?","richBody":{"value":"<p><span><span><span>Yes. Only products taken out for the first time during the promotion period count.</span></span></span></p>"}},{"title":"Where can I find the promotion terms and conditions?","richBody":{"value":"<p><span><span><span>You can find them at </span></span></span><a href=\"https://www.ing.nl/en/personal/katsjing\">https://www.ing.nl/en/personal/katsjing</a></p>"}},{"title":"How often do I need to sign up to participate in the promotion?","richBody":{"value":"<p>To participate in the promotion, you only need to register once. You can do this by clicking on one of the participating products above, or on the link above in the promotion terms and conditions.</p>"}}]},{"componentType":"feature","featureName":"survey-starter?surveyName=b98314fa-17ef-44b0-9e12-df9ce5fc098e&withCard=True"}]}}}