{"type":"document","data":{"id":"fd16a07b-65c6-4b57-903b-635eb625b75c","localeString":"en-GB","publishDate":"2026-04-28T14:24:25.740+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"With sustainable investing, you invest in companies that act in a socially responsible way. We assess sustainability in two ways."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"With sustainable investing, you invest in companies that take responsibility for society. ING assesses their sustainability in two different ways. This page is an English translation of the original Dutch version.*","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/85db278d-39e8-43cf-b81d-7a1b13fb910a/sustainable-finance-disclosure-regulation-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/3991c053e107e8a2/original/sustainable-finance-disclosure-regulation-1920.jpg","extension":"jpg"},"title":"Assessing sustainability","subtitle":"ING assesses sustainability in different ways"},"backLink":{"textLink":{"url":"/en/personal/investing/sustainability","text":"Sustainable Investing at ING"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Two types of assessments","richBody":{"value":"<p>When assessing companies, ING uses two types of assessments:</p><p>• The positive assessment results in a unique Non‑Financial Indicator score (NFI score)<br />• ING also uses a negative assessment with exclusion criteria</p>"}},{"componentType":"paragraph","title":"The positive assessment","richBody":{"value":"<p>In the positive assessment, the company’s policies are central. This assessment focuses on the following general questions:</p><p>• What is the company’s policy on people, the environment and society?<br />• What does a company do to prevent unwanted behaviour and activities?</p><p>The company is assessed on more than 100 criteria. These criteria fall under themes such as working conditions, diversity, use of raw materials, environmental policy, customer friendliness and corporate governance.</p>"}},{"componentType":"paragraph","title":"The negative assessment","richBody":{"value":"<p>After the positive assessment, the negative assessment takes place. Exclusion criteria prevent investments in companies that show unwanted activities or unwanted behaviour. Even if the positive assessment is favourable, the negative assessment can still mean that a company is not sustainable. Exclusion criteria include:<br />• Child labour<br />• Arms trade<br />• Corruption<br />• Violations of human rights<br />• Environmental pollution</p>"}},{"componentType":"paragraph","title":"Above‑average score","richBody":{"value":"<p>With the Sustainable investing strategy, ING only invests in companies that achieve an above‑average NFI score. In addition, they must not be linked to any of the exclusion criteria.</p><p> </p><p>*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.<br /> </p>"}},{"componentType":"linkList","iconTitle":{"title":"Discover more about investing"},"textLinks":[{"url":"/en/personal/investing","text":"Investing with ING"},{"url":"/en/personal/investing/sustainability","text":"Sustainable investing"},{"url":"/en/personal/investing/how-does-investing-work","text":"How does investing work"},{"url":"/en/personal/investing/ing-investment-office","text":"ING Investment Office"},{"url":"/en/personal/investing/market-news-and-views","text":"Market news and views"}]}]}}}