{"type":"document","data":{"id":"c80f2f6b-519a-434a-9634-0e67634f018e","localeString":"en-GB","publishDate":"2026-04-17T17:19:58.850+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"On this page, you will find all the legal information regarding investing."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Investing requires clear agreements. It's important to know what we can expect from each other.\r\n\r\nFor informational purposes, we will use the name Easy Invest. The actual product name is Eenvoudig Beleggen. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/66684ba2-5342-4bd0-93ed-4db5ec1ebae4/Close-up-of-wall","type":"image","width":5290,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/5bb3f89d3cf36dcf/original/Close-up-of-wall.jpg","extension":"jpg"},"title":"All conditions for investing","subtitle":"The \"small print\""},"backLink":{"textLink":{"url":"/en/personal/investing","text":"Investing"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"Current investment conditions","richBody":{"value":"<p>Here you will find all the agreements that are currently in effect. These conditions may change, for instance, if there are changes in legislation or if we modify our products. If this occurs, we will notify you beforehand. </p>"},"textLinks":[{"url":"https://assets.ing.com/asset/85be17f7-9d7d-4e84-8d6c-e3eb4f21ca77/Algemene-Voorwaarden-Beleggen-per-1-april-2024-English-version.pdf","text":"General Terms & Conditions Investments April 2024 (English)"},{"url":"https://assets.ing.com/m/f3629fcde72fc513/original/Algemene-Voorwaarden-Beleggen-oktober-2021.pdf","text":"Algemene Voorwaarden Beleggen per 1 oktober 2021"},{"url":"https://assets.ing.com/m/994ae1a1e1c62b8/original/ING_voorwaarden-en-overige-regelingen.pdf","text":"Conditions and additional regulations for personal account holders (Dutch)"},{"url":"https://assets.ing.com/asset/cc48acea-f05b-497b-9e88-5fffd696f134/ING-voorwaarden-en-overige-regelingen-zakelijk-per.pdf","text":"General conditions and other regulations Business"},{"url":"https://assets.ing.com/m/de474d56389008e7/original/Voorwaarden-Opties-december-2019.pdf","text":"Voorwaarden voor beleggen in opties bij ING"},{"url":"https://assets.ing.com/m/e5e38a31e63bba80/original/Voorwaarden_effectenkrediet-april-2021.pdf","text":"Voorwaarden Effectenkrediet per 1 april 2021"},{"url":"https://assets.ing.com/m/df923d7d647b08fd/original/Voorwaarden_Geldsaldo_Vreemde_Valuta_Dec_2021.pdf","text":"Voorwaarden geldsaldo Vreemde Valuta december 2021"},{"url":"https://assets.ing.com/m/2496d876a4fbb513/original/ING_Voorwaarden-Mobiel-Beleggen.pdf","text":"Voorwaarden Mobiel Beleggen januari 2022"}]},{"componentType":"paragraph","title":"Former investment terms (Dutch only)","richBody":{"value":"<p>Would you like to know which agreements were previously in effect? Below you will find the previous versions of the terms.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/77b4d5d9166c3f24/original/Algemene-Voorwaarden-Beleggen-juli-2020.pdf","text":"Algemene Voorwaarden Beleggen per 1 juli 2020"},{"url":"https://assets.ing.com/m/8777981d674fd938/original/Algemene-Voorwaarden-Beleggen-december-2019.pdf","text":"Algemene Voorwaarden Beleggen per 1 december 2019"},{"url":"https://assets.ing.com/m/82b878ef4137a276/original/Algemene-Voorwaarden-Beleggen-januari-2018.pdf","text":"Algemene Voorwaarden Beleggen per januari 2018"},{"url":"https://assets.ing.com/m/6501be6469057761/original/Algemene-Voorwaarden-Beleggen-per-17-december-2016.pdf","text":"Algemene Voorwaarden Beleggen per 17 december 2016"},{"url":"https://assets.ing.com/m/6a09b4cbde9d33b5/original/ING-Algemene-Voorwaarden-Beleggen-per-22-oktober-2016.pdf","text":"Algemene Voorwaarden Beleggen per 22 oktober 2016"},{"url":"https://assets.ing.com/m/f29d148147d98444/original/ING-Algemene-Voorwaarden-Beleggen-per-7-juli-2014.pdf","text":"Algemene Voorwaarden Beleggen per 7 juli 2014"},{"url":"https://assets.ing.com/m/59ed8354cd9a0b29/original/Voorwaarden-Effectenkrediet-december-2019.pdf","text":"Voorwaarden Effectenkrediet per 1 december 2019"},{"url":"https://assets.ing.com/m/d6eeba554a143ba2/original/Voorwaarden-Effectenkrediet-oktober-2018.pdf","text":"Voorwaarden Effectenkrediet per oktober 2018"},{"url":"https://assets.ing.com/m/1ad6401af0bc3a8e/original/Voorwaarden-Futures-december-2019.pdf","text":"Voorwaarden Futures per 1 december 2019"},{"url":"https://assets.ing.com/m/ded1ac959c61413e/original/Voorwaarden-Opties-jan-2017.pdf","text":"Voorwaarden Opties per 1 januari 2017"},{"url":"https://assets.ing.com/m/93adc0e9a44909d9/original/Voorwaarden-Futures-jan-2017.pdf","text":"Voorwaarden Futures per januari 2017"}]},{"componentType":"paragraph","title":"Also important when investing (Dutch Only)","richBody":{"value":"<p>Besides the terms, there are other things you might want to check:</p>"},"textLinks":[{"url":"/en/personal/investing/service/csdr","text":"Central Securities Depository Regulation (CSDR)"},{"url":"https://assets.ing.com/asset/9178978d-a37c-44b5-8b58-4e195717e069/ING_samenvatting_belangenconflicten_uk.pdf","text":"Summary Conflict of Interest Policy"},{"url":"https://assets.ing.com/m/3d6556c2121f5644/original/Beleggingsbeleid-van-ING-november-2024.pdf","text":"Ons Beleggingsbeleid"},{"url":"https://assets.ing.com/m/d4bebd12af95473a/original/beleid-ing-wb-voor-optimale-uitvoering-en-orderverwerking-nl.pdf","text":"Order execution policy"},{"url":"https://assets.ing.com/m/7f6ef88f98b8348e/original/Samenvatting-Orderuitvoeringsbeleid-retail-2024.pdf","text":"Summary of the order execution policy"}]},{"componentType":"paragraph","title":"What about the risks?","richBody":{"value":"<p>Investing involves risks and costs. The value of your investment can fluctuate. Past performance is not a guarantee of future results. <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/risks-of-investing-per-investment-type\">Read more about the risks of investing</a> and the <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/risks-per-investment-category\">risks of various product types</a>, and how you can mitigate them.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Discover more about investing"},"textLinks":[{"url":"/en/personal/investing","text":"Investing with ING"},{"url":"/en/personal/investing/sustainability","text":"Sustainable investing"},{"url":"/en/personal/investing/how-does-investing-work","text":"How does investing work"},{"url":"/en/personal/investing/ing-investment-office","text":"ING Investment Office"},{"url":"/en/personal/investing/market-news-and-views","text":"Market news and views"}]}]}}}