If you invest, you may benefit from rising market prices. But prices do not go up in a straight line. Prices can also fall, and sometimes the decrease can be big. That is not pleasant. The good news is that experience shows that investors who stick to their Investment Plan often achieve a positive average return in the long term. But you do need time for that. And of course an Investment Plan that matches your personal situation.
"},"title":"When you invest, there are periods with rising prices and periods with falling prices. How can you deal with this wisely as an investor?"},{"componentType":"paragraph","richBody":{"value":"This is why it is important to invest only with money that you do not expect to need for several years. Then, after a large price drop, you give your investment time to recover, so the average return can go up again. Do you need (part of) your money within two years for a large expense? Then consider ending your investment (partly), even if the value has gone down. You accept the recent decrease, but you avoid the risk that your loss becomes bigger.
"},"title":"Give your investments time"},{"componentType":"paragraph","richBody":{"value":"Your Investment Plan is based on how long you want to keep your investment (your “investment horizon”) and on your investment goal. It is also based on how much risk you can or want to take, and how much investment experience you have. Together, these factors form your Investment Profile. A lot can change over time. So it is sensible to check regularly if your Investment Plan still fits you and your goals.
"},"title":"Does your Investment Plan still fit you?"},{"componentType":"paragraph","richBody":{"value":"Sometimes market prices suddenly fall across the board: this is called a “market correction”. Even then, it is wise to try to stay calm. Big price movements are part of investing. Often it is better to sit still and wait for improvement. Some brave investors even choose to buy more during such moments. What matters is what feels comfortable for you and whether your finances allow you to invest more.
"},"title":"Stay in control of your emotions during a market correction"},{"alignedImage":{"position":"top","extension":"jpg","original":"https://assets.ing.com/m/5cfb40952f4e70d3/original/ING_grafiek-MSCI-world-index.jpg","transformBaseUrl":"https://assets.ing.com/transform/966c94b9-fde9-48b6-b848-512f1a1d6b48/ING_grafiek-MSCI-world-index"},"componentType":"paragraph","richBody":{"value":"Price development of the MSCI All Country World Index (in euros). The value of your investments can go up and down. Returns from the past do not give any guarantee for the future. Service fees are not included. These fees must be deducted from the return. Source: ING Investment Office, Refinitiv Datastream, June 2022.
"},"title":"After corrections, the world index always reached a higher level again"},{"componentType":"paragraph","richBody":{"value":"Emotions and lack of knowledge can have a negative effect on investors. Think of too much fear of loss. Or the opposite: the fear of missing out on returns, which can lead to taking too much risk. We have listed six common mistakes.
"},"textLinks":[{"text":"What you should especially not do","url":"/en/personal/investing/how-does-investing-work/investment-blunders"}],"title":"Avoid these 6 pitfalls for investors"},{"componentType":"paragraph","richBody":{"value":"The war in Ukraine, rising inflation and the risk of a trade war affect our society. These events also influence the financial markets and your investments. We are happy to help you through these turbulent times with our tips and insights. You can read everything about developments on the financial markets on ING Market News.
"},"textLinks":[{"text":"ING Marketnews","url":"/en/personal/investing/market-news-and-views"}],"title":"Investing in uncertain times"},{"componentType":"paragraph","richBody":{"value":"Would you like to discuss whether your investments still fit your personal situation? Make an appointment with one of our advisors. You can also call us on +31 20 228 88 88. We are available Monday to Friday, 08:30–17:30. And if you have your own relationship manager, you can also contact him or her with your questions.
"},"title":"Do you have more questions?"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may lose (part of) your investment. Read more about the risks of investing and how you can reduce them.
*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
"},"title":"Good to know"},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"ING Marketnews","url":"/en/personal/investing/market-news-and-views"}]},{"componentType":"linkList","iconTitle":{"title":"Discover more about investing"},"textLinks":[{"text":"Investing with ING","url":"/en/personal/investing"},{"text":"Sustainable investing","url":"/en/personal/investing/sustainability"},{"text":"How does investing work","url":"/en/personal/investing/how-does-investing-work"},{"text":"Global Investment Centre","url":"/en/personal/investing/ing-investment-office"},{"text":"Market news and views","url":"/en/personal/investing/market-news-and-views"}]}]},"hasMacro":false,"id":"36f0fc87-5a62-4030-886f-241af8901419","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Investing","url":"/en/personal/investing"}},"componentType":"productHeader","coreHeader":{"body":"Do you still have questions about your investments after reading this page? Contact one of our Asset Advisers. This page is an English translation of the original Dutch version.*","headerImage":{"altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/45ca10864ce52548/original/side-view-of-woman-sitting-on-window.jpg","publishedAt":"2021-09-20T17:27:34Z","transformBaseUrl":"https://assets.ing.com/transform/639d17a6-990d-4fd9-92ca-4c3e1b81001c/side-view-of-woman-sitting-on-window","type":"image","updatedAt":"2022-10-18T14:31:00Z","width":2538},"subtitle":"Has your portfolio gone down a lot in value? What now?","title":"Decrease in value – Portfolio Management"},"cta":{"componentType":"cta","textLink":{"text":"Contact us","url":"https://www.ing.nl/particulier/sparen-en-beleggen/afspraak-vermogen?flow-step=ing-feat-appointment-booking"}},"secondaryCta":{"textLink":{"text":"Also read our tips for turbulent markets","url":"/en/personal/investing/service/remain-calm-in-times-of-turmoil"}}},"publishDate":"2026-03-19T16:06:01.521+01:00"}}