{"type":"document","data":{"id":"c5336317-d417-4b3a-8bc9-2304441ba042","localeString":"en-GB","publishDate":"2026-03-31T14:26:31.434+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Investment strategies ING | Choose from Actueel, Inkomen, Duurzaam, Index of SDG Impact"},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Five strategies, each with their own characteristics","icon":{"transformBaseUrl":"https://assets.ing.com/transform/1de25535-4323-4605-94bf-2bc827c51e2a/vijf","type":"image","width":267,"original":"https://assets.ing.com/m/2367f3341021057a/original/vijf.png","extension":"png"}},{"body":"Composed by our investment experts","icon":{"transformBaseUrl":"https://assets.ing.com/transform/3a6f4c93-bc72-4c58-9c12-c2bc6582aec9/Nabestaanden-new-Icons_stap2-160x160-oranje","type":"image","width":160,"original":"https://assets.ing.com/m/449bff8c16f7be5/original/Nabestaanden-new-Icons_stap2-160x160-oranje.svg","extension":"svg"}},{"body":"Define your strategy together with an advisor","icon":{"transformBaseUrl":"https://assets.ing.com/transform/aa9c52fc-f2c3-448e-8e09-12eddf3a5848/Adviseur","type":"image","width":267,"original":"https://assets.ing.com/m/2561e3edae7ea19b/original/Adviseur.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Make an appointment"}},"secondaryCta":{"textLink":{"text":"More information"}},"coreHeader":{"body":"Within Vermogensbeheer we offer five investment strategies, each with its own characteristics, put together by our experts at the ING Investment Office. Based on your risk profile and sustainability preferences, we advise you on an investment strategy that suits you best.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/ea25e699-9adf-4919-968e-13c9c82bb886/Beleg-op-jouw-manier","type":"image","width":4866,"altTextEN":"5 women that show watermelons","altTextNL":"5 vrouwen die watermeloen tonen","altTextFR":"5 femmes qui montrent des pastèques","original":"https://assets.ing.com/m/4664ad0d609a6f04/original/Beleg-op-jouw-manier.jpg","extension":"jpg"},"title":"Invest your way","subtitle":"With one of our investment strategies"},"backLink":{"textLink":{"url":"/en/personal/investing","text":"Investing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"ING Portfolio Management once again achieves the highest annual return in 2025"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>ING Portfolio Management once again achieved the highest annual return in 2025, according to research conducted by Investment Officer among the five major banks. The neutral investment portfolio achieved the highest net return and the strongest relative performance in 2025. In previous years, ING Portfolio Management also showed strong results in the research. A development we are proud of!</span></span></span></p>"},"textLinks":[{"url":"/en/personal/investing/portfolio-management/ing-portfolio-management-once-again-achieves-the-highest-annual-return-in-2025","text":"Read more here"}]},{"componentType":"sectionTitle","title":"Sustainable (Duurzaam): asset building with respect for people, the environment and society"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Within the investment strategy Sustainable (Duurzaam), sustainability factors play a major role in the selection of investments, but financial goals are also important. Possible companies you invest in are Salesforce and Danone.</li><li>In addition to financial considerations, we work with strict selection criteria when it comes to people, the environment and society.</li></ul>"},"textLinks":[{"url":"/particulier/beleggen/duurzaam-beleggen/duurzaamheidsinformatie-duurzaam","text":"Sustainability information Sustainable (Duurzaam Dutch only)"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/5c443723-20e3-4807-9322-b88541d9ae92/Duurzaam","original":"https://assets.ing.com/m/3f02fcb85fc87e6e/original/Duurzaam.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Global trends (Actueel): responding to trends such as tech, healthcare and climate"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Focused on achieving returns by responding to current opportunities and developments in the global market.</li><li>Interesting if you want to invest in large leading companies. Such as Microsoft, Nvidia and ASML.</li></ul>"},"textLinks":[{"url":"/particulier/beleggen/duurzaam-beleggen/duurzaamheidsinformatie-actueel","text":"Sustainability information Global Trends (Actueel Dutch only)"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/02e73741-b5b0-4598-8a3d-891e21f0a898/Actueel","original":"https://assets.ing.com/m/28b875a34d0ae79b/original/Actueel.JPG","extension":"jpg"}},{"componentType":"sectionTitle","title":"Income (Inkomen): immediate supplement to your income"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>Focus on total return: price development and dividend.</li><li>Aimed at European companies that regularly pay interest or dividends. For example Vodafone, Unilever and Ahold Delhaize.</li></ul>"},"textLinks":[{"url":"/particulier/beleggen/duurzaam-beleggen/duurzaamheidsinformatie-inkomen","text":"Sustainability information Income (Inkomen Dutch only)"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/16f2e498-4a2b-44a8-aa5f-67119dbd7f80/Inkomen","original":"https://assets.ing.com/m/acee34cd23ddd77/original/Inkomen.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Index: investing in sustainable index trackers"},{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li>This strategy focuses on sustainable index funds (&apos;trackers&apos;). These trackers follow the movements of various financial markets. Consider the Eurostoxx 50 or the S&amp;P 500 index.</li><li>Interesting if you want to invest at low costs.</li></ul><p> </p>"},"textLinks":[{"url":"/particulier/beleggen/duurzaam-beleggen/duurzaamheidsinformatie-index","text":"Sustainability information Index (Dutch only)"}],"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/611a667e-fbd5-4369-aef1-7db74cee5cb2/Index","original":"https://assets.ing.com/m/479e13300625aabc/original/Index.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"SDG Impact: investments that contribute to the Sustainable Development Goals (SDGs)"},{"componentType":"paragraph","richBody":{"value":"<p>SDG Impact is our new investment strategy within Vermogensbeheer and goes a step further than ING&apos;s other sustainable investment strategies:</p><ul><li>The investment strategy has a sustainable investment objective and aims to contribute positively to the Sustainable Development Goals (SDGs) of the United Nations.</li><li>For investors who want to invest in companies that make a positive contribution to people, the environment and society at the same time.</li></ul>"},"textLinks":[{"url":"/particulier/beleggen/duurzaam-beleggen/duurzaamheidsinformatie-sdg-impact","text":"Sustainability information SDG Impact (Dutch only)"}],"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/3dea83ed-7119-4e09-aed2-2852a6a807c1/SDG-Impact-strategie","original":"https://assets.ing.com/m/6a0c125e479b23b8/original/SDG-Impact-strategie.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"Implementation of the investment strategies"},{"componentType":"paragraph","richBody":{"value":"<p>Depending on the investment strategy, you invest in a sub-fund of ING Select Fund or ING Aria that suits your investment profile.</p><ul><li>Investments are made in the ING Select Fund in the investment strategies Sustainable (Duurzaam), Global trends (Actueel), Income (Inkomen) and Index.</li><li>The SDG Impact investment strategy invests in the ING Aria - ING Impact Fund.</li></ul>"}},{"componentType":"sectionTitle","title":"Ready for the next step?"},{"componentType":"paragraph","richBody":{"value":"<p>Would you like to see if Vermogensbeheer is something for you? Then schedule an online conversation with an advisor. You will have answers to your questions in 15-30 minutes, without any commitments. You can start with Vermogensbeheer from €50,000.</p>"},"textLinks":[{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Make an appointment"},{}]},{"componentType":"sectionTitle","title":"And the risks?"},{"componentType":"paragraph","richBody":{"value":"<p>Investing involves risks and costs. The value of your investment may fluctuate.</p>"},"textLinks":[{"url":"/particulier/beleggen/service/algemene-voorwaarden-beleggen","text":"General Terms and Conditions Investment (Dutch only)"}]},{"componentType":"paragraph","richBody":{"value":"<p>Curious about how ING takes sustainability into account when making investment decisions? For more information, go to <a href=\"https://www.ing.nl/particulier/beleggen/duurzaam-beleggen/esg\">ing.nl/ESG.</a></p>"}}]}}}