{"type":"document","data":{"id":"0125e159-d1c8-4184-958c-0a5be4c92532","localeString":"en-GB","publishDate":"2026-03-31T14:26:17.506+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"ING offers competitive investment rates. View the overview. You can also easily calculate the costs you pay per year here."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Make an appointment"}},"secondaryCta":{"textLink":{"url":"/en/personal/investing/portfolio-management","text":"More information"}},"coreHeader":{"body":"At Vermogensbeheer, these include a base fee and a service fee.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/4d1312ba-f1f7-4d8b-9f61-36d5d7196ab3/Man-working-on-laptop-at-desk","type":"image","width":4466,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/6bac0874f4ec505d/original/Man-working-on-laptop-at-desk.jpg","extension":"jpg"},"title":"Vermogensbeheer Rates","subtitle":"Investing involves costs"},"backLink":{"textLink":{"url":"/en/personal/investing","text":"Investing"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Base fee"},{"componentType":"paragraph","richBody":{"value":"<p>You pay a base fee of €20 per year. You only pay this base fee once, even if other investment accounts are linked to your payment account.</p>"}},{"componentType":"sectionTitle","title":"Service fee"},{"componentType":"paragraph","richBody":{"value":"<p>You also pay a service fee. This is a percentage of the average invested capital per investment account, on an annual basis and including 21% VAT.</p><table><thead><tr><th scope=\"col\"><strong>Invested capital</strong></th><th scope=\"col\"><strong>Rate</strong></th></tr></thead><tbody><tr><td><strong>&lt; € 500,000</strong></td><td>0.65%<br /> </td></tr><tr><td><strong>€500,000 - € 1,000,000</strong></td><td>0.40%<br /> </td></tr><tr><td><strong>€ 1,000,000 - € 2,500,000</strong></td><td>0.20%<br /> </td></tr><tr><td><strong>&gt; € 2,500,000</strong></td><td>0.10%</td></tr></tbody></table>"},"textLinks":[{"text":"Calculate annual costs (Dutch only)"}]},{"componentType":"sectionTitle","title":"Fund costs"},{"componentType":"paragraph","richBody":{"value":"<p>In addition to the base and service fees, you pay fund costs: the compensation for the managers of, for example, the investment funds and trackers in which you invest. These fund costs have already been included in the price. Curious about the fund costs? You can get an indication of the fund costs per year via the rates tool:</p>"},"textLinks":[{"text":"Calculate annual costs (Dutch only)"}]},{"componentType":"accordion","accordionList":[{"title":"Interest on overdraft","richBody":{"value":"<p>If you are overdrawn on your investment account, you pay 4% interest over this amount on an annual basis. This percentage applies from April 1, 2020.</p>"}}]},{"componentType":"sectionTitle","title":"What about the risks?"},{"componentType":"paragraph","richBody":{"value":"<p>Investing involves risks and costs. You may lose all or part of your investment.</p><ul></ul>"},"textLinks":[{"url":"/particulier/beleggen/service/algemene-voorwaarden-beleggen","text":"General Investment Conditions (Dutch only)"}]}]}}}