| Amount invested | Rates |
|---|---|
| up to € 100,000 | 0.24% |
on the excess up to € 500,000 | 0.12% |
on the excess up to € 2,500,000 | 0.08% |
on the excess up to € 5,000,000 | 0.06% |
on the excess up to € 100,000,000 | 0.04% |
| more than € 100,000,000 | Contact your advisor |
The rates stated above are annual rates. The service fee is charged quarterly and deducted from the cash balance of your investment account.
This average is calculated based on the value of the invested assets at the end of each month.
The rates above exclude the management fee charged by fund managers. This fee is automatically reflected in the price of the relevant fund.
ING Sprinters, bonds and structured products issued by ING are exempt from the service fee.
Transaction costs may apply, depending on the investment instrument.
| Instrument type | Rate |
| Mutual funds | Free of charge |
ETFs from the ING Top Selection | Free of charge |
ETFs outside the ING Top Selection | €1.00 + 0.10%* |
Shares and bonds | €1.00 + 0.10%* |
| ING Sprinters | €1.00 + 0.10%* |
| Structured products | €1.00 + 0.10%* |
| Options | €1.00 + 0.10%* |
*(maximum €150) per transaction for orders below €300,000.
0.05% for orders above €300,000.
No transaction costs apply to fractional investing, regardless of the type of instrument.
"}},{"componentType":"accordion","accordionList":[{"title":"Additional costs in specific situations","richBody":{"value":"For the conversion of orders in foreign currencies, a mark-up or mark-down of 0.25% is charged on the mid-market rate determined by ING.
For foreign bonds, a minimum fee of €50 per transaction applies.
When trading in foreign securities, Stamp Duty or transaction tax may also be charged.
Trading options
Closing options with a premium of €0.10 or less is free of charge.
For exercising (at your request) or assignment of options, the rate for a transaction in domestic shares via Mijn ING applies, plus €12.50.
For cash settlement of options, you pay €2.25 per contract plus €12.50.
For the expiry of purchased equity options exercised by ING, 25% of any transaction profit will be withheld.
Other Rates
For transferring securities to another bank, we charge €90 per fund line, including 21% VAT.
For cashing in ING securities via an ING branch, we charge €50 per fund line, including 21% VAT.
In the event of forced selling due to a margin shortfall or insufficient collateral, we charge €50 + 0.50% per transaction for shares.
In the event of forced selling due to a margin shortfall or insufficient collateral, we charge €50 + €2.25 per contract for options.
Orders through your contact person
If you order through your contact person, different rates apply:
VAT
Unless otherwise stated, the rates for Zelf op de Beurs are exempt from VAT.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/tarieven-zelf-op-de-beurs-transactiebelasting","text":"Transaction tax information (Dutch only)"}]}]},{"componentType":"paragraph","textLinks":[{"text":"Calculate the costs per year (Dutch only)"},{"url":"/particulier/beleggen/beleggen-bij-ing/tarieven-gedetailleerd-inzicht","text":"More detailed insight into the costs of investing (Dutch only)"}]},{"componentType":"sectionTitle","title":"Fund costs"},{"componentType":"paragraph","richBody":{"value":"In addition to the base fee and service fee, you pay fund costs: the compensation for the managers of, for example, the investment funds and trackers in which you invest. These fund costs have already been included in the price.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/tarieven-fondsbeheerders","text":"View the costs charged to fund managers (Dutch only)"}]},{"componentType":"sectionTitle","title":"Interest on overdraft"},{"componentType":"paragraph","richBody":{"value":"If you are overdrawn on your investment account, you pay %{prijs.bel:Effectenkrediet.debetrente.perc}% interest on an annual basis. This percentage applies from April 1, 2020.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/tarieven-roodstand","text":"See how an overdraft can arise (Dutch only)"}]},{"componentType":"sectionTitle","title":"Interest on the cash part of your investment account"},{"componentType":"paragraph","richBody":{"value":"You receive interest on the cash portion of your investment account. View the rates below.
"}},{"componentType":"accordion","accordionList":[{"title":"Interest on the cash part of your investment account","richBody":{"value":"As of October 15, 2023:
| Balance | Interest |
|---|---|
| €0 to €1.000.000 | 1,25% |
| Over €1.000.000 | 0% |
"}}]},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/self-invest","text":"Open a Zelf op de Beurs account"},{"url":"/en/personal/investing","text":"Discover our other investment options"}]},{"componentType":"sectionTitle","title":"And the risks?"},{"componentType":"paragraph","richBody":{"value":"
Investing involves risks and costs. You may lose (part of) your investment.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"More about the risks"}]},{"componentType":"paragraph","richBody":{"value":"ING may impose a maximum on the total number of investment accounts that you can hold with ING. If the number of accounts held exceeds this maximum, we can unilaterally terminate investment accounts subject to a notice period of two months.
"}},{"componentType":"sectionTitle","title":"Terms and Conditions"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"url":"/particulier/beleggen/service/algemene-voorwaarden-beleggen","text":"General Investment Conditions (Dutch only)"}]},{"componentType":"linkList","iconTitle":{"title":"Meer weten over beleggen"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing","text":"Beleggen bij ING"},{"url":"/particulier/beleggen/duurzaam-beleggen","text":"Duurzaam beleggen"},{"url":"/particulier/beleggen/hoe-werkt-beleggen","text":"Hoe werkt beleggen"},{"url":"/particulier/beleggen/ing-investment-office","text":"ING Investment Office"},{"url":"/particulier/beleggen/beursnieuws-en-actualiteit","text":"Beursnieuws en actualiteit"}]}]}}}