It can be wise to both save and invest. We recommend having a savings buffer for unexpected expenses. With the money you have left after that, you can start investing—provided you won’t need it in the short term.
Investing has the advantage that you may achieve a higher return than with saving alone. The downside is that it also involves risks and costs.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/investment-calculator","text":"Saving and investing: calculate what it could yield for you"},{"url":"https://bufferberekenaar.nibud.nl/ing/introductie","text":"Calculate your savings buffer (Dutch only)"}]},{"componentType":"sectionTitle","title":"What saving and investing can yield"},{"componentType":"paragraph","richBody":{"value":"In our convenient online calculation tool, you can instantly see what saving and investing might yield for you. The potential return depends on your contribution, the length of time you invest, and the level of risk you take.
"}},{"componentType":"feature","featureName":"ing-investments-monthly-deposit-widget?isWidget"},{"componentType":"sectionTitle","title":"The advantages and disadvantages of investing"},{"componentType":"paragraph","richBody":{"value":"Investing has both advantages and disadvantages. For example, investing offers the possibility of achieving a higher return compared to saving. And nowadays you can choose our ready‑made investment solution, which allows you to invest in a well‑diversified way all at once — directly from your ING App. This means investing doesn’t have to take much of your time.
There are also risks associated with investing. The value of your investment can fluctuate. That’s why we recommend investing for a longer period, for example from 3 years onward, so you can absorb potential market movements.
"}},{"componentType":"sectionTitle","title":"Why invest with ING?"},{"componentType":"paragraph","richBody":{"value":"We understand better than anyone that investing can feel a bit daunting. That’s why we encourage you to consider carefully whether investing is right for you. You can do this by asking yourself the following questions:
We make investing accessible and easy to understand. Whether you choose a ready‑made investment solution or want to trade on the market yourself. We keep costs low, and you can start with small amounts.
"},"textLinks":[{"url":"/en/personal/investing","text":"Explore our investment options"},{"url":"/en/personal/investing/investments-at-ing/easy-invest","text":"Do you prefer a ready made solution? Discover ING Easy Invest"}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may (partially) lose your investment amount. Read more about the risks of investing and how to limit them. And also view the Investment Terms and Conditions.
*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
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