iBonds are bond ETFs from iShares (BlackRock) with a fixed term date. These funds invest (Dutch only) in a diversified basket of bonds with similar terms.
iBonds ETFs combine the advantages of ETFs with those of bonds (Dutch only), making them particularly efficient.
One fixed term date like bonds
iBonds have a specific term date; on that date, investors receive a final payout, just like with individual bonds.
This final payout consists of the principal of the original investment, plus the income generated by the ETF, such as the interest from the underlying bonds. Management fees and other fund costs are deducted from this amount. This page is an English translation of the original Dutch version.*
"}},{"componentType":"sectionTitle","title":"Advantages of iBonds ETF's"},{"componentType":"paragraph","richBody":{"value":"As an example, we show 3 iBonds ETFs with a maturity longer than 1 year.
By clicking the link, you log in to MyING and can view more details about the respective iBond, including the Key Information Document (KID), and you can place a purchase order directly if you wish.
This ETF matures on 31 December 2026 and has an estimated net (annual) yield of 3.04%* (as of 9 September).
This ETF matures on 31 December 2027 and has an estimated net (annual) yield of 2.94%* (as of 9 September).
This ETF matures on 28 December 2028 and has an estimated net yield of 3.03%* (as of 9 September).
*Reference date 09‑09‑2024. Source: https://www.ishares.com/nl/particuliere-belegger/nl/themas/obligaties/discover-ibonds-etfs#Vergelijk-ibonds-etf
Here you will also find more information about costs and risks. The net yield refers to the yield of the bond. In addition, you pay the standard fees for your Self Invest (Dutch only) account at ING.
You can find more iBonds ETFs from iShares in the app or on MyING by searching for iBonds, iShares, the name, or the ISIN.
"}},{"componentType":"sectionTitle","title":"Risks"},{"componentType":"paragraph","richBody":{"value":"Two important risks of investing in iBonds ETFs are interest rate risk and credit risk.
Interest rate risk. You can buy and sell the iBond ETF at any time. If interest rates rise during the term of the iBond ETF, the market value of the underlying bonds will generally fall accordingly. Conversely, when interest rates fall, the market value of the underlying bonds will generally rise.
Credit risk. This risk relates to the possibility that the issuer of a bond may be unable to repay the principal and/or pay the interest owed.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-per-investment-category","text":"Read more about the risks (Dutch only)"}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may lose your deposit or part of it. Past returns provide no guarantee for the future.
*For informational purposes, we will use the name Self Invest. The actual product name, which will also appear in the onboarding flow and on your bank statements, is Zelf op de Beurs. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
Would you prefer a bond with a shorter term?
Through Self Invest (Dutch only), you can regularly subscribe to a new issue of an ING bond. These bonds usually have a maturity of 1 year, and at the maturity date you will receive back the amount you subscribed for, plus the fixed interest. Click the link to view the current offering.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/ing-bonds","text":"ING bonds (Dutch only)"}]}]}}}