{"type":"document","data":{"id":"13eaea60-a3cd-4bff-9ba2-0bff3e8b3235","localeString":"en-GB","publishDate":"2026-04-09T15:21:00.587+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"With Easy Invest, you choose one of the four ING Index Funds, each with its own risk profile. Read more about the historical returns of these four funds."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"In general, the more risk you take, the greater the chance of a high return. But this also means a greater chance of losing (part of) your investment. That’s why it’s wise to invest only with money you don’t need right away and can leave invested for a longer period. The longer you invest, the greater the chance you can recover any potential losses.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/8cc8e6ae-750c-4da3-a686-bea6cbfff31d/Hot-air-balloon","type":"image","width":5855,"altTextNL":"\"\"","original":"https://assets.ing.com/m/4616e51e62dd94f2/original/Hot-air-balloon.jpg","extension":"jpg"},"title":"ING Global Index Portfolio funds","subtitle":"Returns & costs"},"backLink":{"textLink":{"url":"/en/personal/investing/investments-at-ing","text":"Start investing at ING"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What about the returns?"},{"componentType":"paragraph","richBody":{"value":"<p>With Easy Invest (Eenvoudig Beleggen), you choose one of the four ING Global Index Portfolio funds, each with its own risk profile. In the chart above and the table below, you’ll find the returns of the ING Global Index Portfolio funds from their inception (April 2019) up to the end of the last quarter.</p><p>The displayed net return is the return after deducting all costs, including fund costs and the service fee. Looking for more details? <a href=\"https://www.ing.nl/en/personal/investing/investments-at-ing/eenvoudig-beleggen-ing-global-index-portfolio\">Click here for more information about the funds. </a></p><p>Warning: These are past performance results. The value of your investments can fluctuate. Past performance does not guarantee future results. The annual average is calculated as the annualized return over this period.</p><p> </p><table><thead><tr><th><strong>ING Global Index Portfolio funds</strong></th><th><strong>2019*</strong></th><th><strong>2020</strong></th><th><strong>2021</strong></th><th><strong>2022</strong></th><th><strong>2023</strong></th><th><strong>2024</strong></th><th>2025</th><th>2026**</th><th><strong>Annual average</strong></th></tr></thead><tbody><tr><td>Dynamic</td><td>10,3%</td><td>3,1%</td><td>24,7%</td><td>-15,8%</td><td>14,9%</td><td>20,0%</td><td>4,5%</td><td>-3,4%</td><td>8,1%</td></tr><tr><td>Active</td><td>8,9%</td><td>3,3%</td><td>18,4%</td><td>-15,6%</td><td>13,0%</td><td>15,8%</td><td>4%</td><td>-2,8%</td><td>6,3%</td></tr><tr><td>Balanced</td><td>7,4%</td><td>3,1%</td><td>11,9%</td><td>-15,1%</td><td>10,9%</td><td>11,9%</td><td>3,6%</td><td>-2,3%</td><td>4,4%</td></tr><tr><td>Conservative</td><td>5,6%</td><td>2,7%</td><td>6,0%</td><td>-14,8%</td><td>9,0%</td><td>7,8%</td><td>3%</td><td>-1,9%</td><td>2,5%</td></tr><tr><td> </td><td colspan=\"5\">*from the fund&apos;s inception in April 2019</td><td colspan=\"4\">**to March 2026</td></tr></tbody></table><table><tbody><tr><td colspan=\"8\">The annual average is calculated as the annualized yearly return over the period from April 2019 to March 2026.</td></tr></tbody></table><p>Note: These are historical results. The value of your investment may fluctuate. Past performance does not guarantee future results.</p>"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026","altTextEN":"Historical returns Q1 2026","original":"https://assets.ing.com/asset/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/investments/120/onboarding","text":"Start with Easy Invest"}},{"componentType":"sectionTitle","title":"What about the costs?"},{"componentType":"paragraph","richBody":{"value":"<p>With<a data-type=\"internal\" href=\"/particulier/beleggen/beleggen-bij-ing/eenvoudig-beleggen\"> Easy Invest</a> you only pay costs on the amount you invest. There are no fees for opening your account or for executing transactions.</p><p>The service fee is 0.40% per year. The fund costs range from 0.58% to 0.70% per year and are already included in the fund’s price. These costs affect your net return. Using our calculation tool, you can see the total costs and calculate your net return. The gross return is pre-filled at 4%, but you can adjust it yourself.</p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/calculate-costs-eenvoudig-beleggen","text":"Go to cost calculator"}]},{"componentType":"sectionTitle","title":"Always know where you stand"},{"componentType":"paragraph","richBody":{"value":"<p>In the app or in Mijn ING, you can see at a glance how your investments are doing: what they have earned you on paper over the past day, month, or year — or not. In other words: is your return positive or negative?</p>"}},{"componentType":"sectionTitle","title":"What about the risks?"},{"componentType":"paragraph","richBody":{"value":"<p>It’s true that <a data-type=\"internal\" href=\"/en/personal/investing\">investing</a> carries more risk than saving. If stock prices fall, you can lose (part of) your investment. To some extent, you can manage this risk yourself. For example, investing defensively involves less risk than investing aggressively. And there’s more you can do:</p><ul><li><strong>Start investing early.</strong> The younger you begin, the more time you have to absorb market downturns.</li><li><strong>Leave your investments alone.</strong> The longer you invest, the greater the chance you can recover any negative returns.</li></ul>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"Read more about the risks of investing"}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/investments/120/onboarding","text":"Start with Easy Invest"}}]}}}