{"type":"document","data":{"id":"31a04a74-e061-42c0-abde-71b16692c2bd","localeString":"en-GB","publishDate":"2025-07-22T10:28:06.501+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Yearly review of your investments with an Asset advisor."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/particulier/sparen-en-beleggen/belafspraak","text":"Plan your yearly check"}},"coreHeader":{"body":"Within Vermogensbeheer we offer five investment strategies, each with its own characteristics, put together by our experts at the ING Investment Office. Based on your personal investment profile, we recommend an investment strategy that suits you best. Each year, we then check to see if you are still on the right track with your investments.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/cc4ce0ec-566e-40c0-ab93-faa5b8b2c7a8/Jaarlijks-gesprek-over-je-beleggingen-2","type":"image","width":6016,"original":"https://assets.ing.com/m/6d7e438f43bb7ce0/original/Jaarlijks-gesprek-over-je-beleggingen-2.jpg","extension":"jpg"},"title":"Yearly review of your investments","subtitle":"A personal consultation"},"backLink":{"textLink":{"url":"/en/personal/investing/investments-at-ing","text":"Start investing at ING"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Is your investment plan still up-to-date?"},{"componentType":"paragraph","richBody":{"value":"<p>Your personal and/or financial situation can change over time. The value and composition of the ING fund you invest in also change continuously. Therefore, it is wise to check at least annually whether your investments are in line with your personal investment profile or if it is desirable to make a change. An Asset advisor is happy to assist you with this.</p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/fb1c89bd-7761-4831-9c18-932d73c1fce8/Is-je-beleggingsplan-nog-actueel","original":"https://assets.ing.com/m/4643259d7a6ac6a5/original/Is-je-beleggingsplan-nog-actueel.jpg","extension":"jpg"}},{"componentType":"sectionTitle","title":"What can you expect from the personal consultation?"},{"componentType":"paragraph","richBody":{"value":"<p>You will speak with an Asset advisor to whom you can ask all your questions. This conversation lasts about 30 minutes, and you don&apos;t need to prepare anything in advance. During the conversation, the following topics will be discussed:</p>"},"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/bd164c84-2a6c-4603-a340-5979e8a02678/Jaarlijks-gesprek-over-je-beleggingen","original":"https://assets.ing.com/m/227774f21b948bc/original/Jaarlijks-gesprek-over-je-beleggingen.jpg","extension":"jpg"}},{"componentType":"accordion","accordionList":[{"title":"Your personal situation","richBody":{"value":"<p>We review your current and future personal and financial situation. We also check whether the investment principles we use (such as your investment goal, investment horizon, sustainability preferences, and risk tolerance) still align with your situation.</p>"}},{"title":"Your sustainability preferences","richBody":{"value":"<p>With Portfolio management, we consider sustainability factors when making investment decisions. The extent to which we do this can vary depending on the investment approach. When opening a Portfolio management account, we ask about your sustainability preferences so that we can take them into account for your investments. During the annual review, we then check whether your investments still align with your sustainability preferences.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/c430328f24e9497/original/ING_informatiebrochure-duurzaamheidsvoorkeuren-nvb.pdf","text":"Why does ING ask about my sustainability preferences? (Dutch only)"}]},{"title":"Value development of your investments","richBody":{"value":"<p>We provide a forecast of the expected value development of your investments, if possible. For a specific investment goal, this gives insight into the likelihood of achieving it.</p>"}},{"title":"Portfolio management services","richBody":{"value":"<p>We discuss, among other things, the returns and costs of Portfolio management, as well as the current investment outlook of the ING Investment Office.</p>"}}]},{"componentType":"sectionTitle","title":"Appointment at your convenience"},{"componentType":"paragraph","richBody":{"value":"<p>We would like to have a conversation with you. This can be scheduled via a video or phone call at a time and place that suits you best. During the day, in the evening, or on Saturday, the choice is yours. Convenient, isn&apos;t it?</p><table><thead><tr><th><strong>Videocall (recommended)</strong></th><th><strong>Phone call</strong></th></tr></thead><tbody><tr><td>This is the most personal approach, where you can see the Asset advisor and share information via the screen (of your smartphone, tablet, or laptop).</td><td>You choose this option when a video call is not possible for you.</td></tr><tr><td>You will receive a confirmation email with a secure link.</td><td>You will receive a confirmation email with details of who will call you and from which ING phone number.</td></tr><tr><td>At the time of the appointment, click on the secure link.</td><td>At the time of the appointment, you will be called on the provided phone number.</td></tr></tbody></table>"}},{"componentType":"cta","textLink":{"url":"/particulier/sparen-en-beleggen/belafspraak","text":"Plan your yearly check"}},{"componentType":"paragraph","title":"Investing and sustainability","richBody":{"value":"<p>For more information about ING&apos;s Sustainable Investment Policy, please visit <a href=\"https://www.ing.nl/particulier/beleggen/duurzaam-beleggen/esg\">ing.nl/ESG</a> (Dutch only).</p>"}},{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>Investing involves risks and costs. You may lose all, or part of your investment. Learn more about the <a href=\"https://www.ing.nl/en/personal/investing/investments-at-ing/risks-of-investing\">risks of investing and how to limit them</a>. Also, read the General Terms and Conditions Investments.</p>"}}]}}}