Especially for our Self Invest (Zelf op de Beurs) (Dutch only) investors, we have included two ING investment funds in our offering: the ‘ING Worldwide Diversified Equity Fund’* and the ‘ING Worldwide Diversified Bond Fund’*.
Two funds managed by the experts of the ING Investment Office, which—thanks to their global diversification—can form a solid foundation for your investment portfolio (Dutch only).
You can find the ING investment funds in the ING Investing App or on MyING. This page is an English translation of the original Dutch version.*
"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/5e0d6cb7-e100-44fc-825a-405f61e43d72/Fondsen-in-MIA-kort-v3","original":"https://assets.ing.com/m/3b0802d8eb7d665e/original/Fondsen-in-MIA-kort-v3.png","extension":"png"}},{"componentType":"linkList","iconTitle":{"title":"Invest now:"}},{"componentType":"paragraph"},{"componentType":"sectionTitle","title":"Why invest in ING investment funds?"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks. But the better your portfolio is diversified, the more you spread these risks and the less the value of your investments (Dutch only) can fluctuate. A well‑diversified portfolio is therefore the foundation for long‑term wealth building.
The ING funds offer this diversification. The experts at the ING Investment Office select investments from around the world, across different themes and different sectors.
With the two funds, you can buy a globally diversified basket of shares or bonds—or a combination of both—in just a few steps. You can optionally complement this with individual shares or other funds you personally want to invest in.
Prices of shares (Dutch only) are generally more volatile but offer the potential for higher long‑term returns. Bonds (Dutch only), on the other hand, are less volatile, though the expected return is usually somewhat lower.
"},"textLinks":[{},{"url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-beleggingsfondsen","text":"Read more about investment funds (Dutch only)"}],"alignedImage":{"position":"right"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/7fb42df65e39bc48/original/ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.mp4","videoPreviewURLs":["https://assets.ing.com/asset/4a19468a-010c-4e20-a2ef-89f859b9c372/1080p/ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.mp4","https://assets.ing.com/asset/4a19468a-010c-4e20-a2ef-89f859b9c372/720p/ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.mp4","https://assets.ing.com/asset/4a19468a-010c-4e20-a2ef-89f859b9c372/mp4/ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.mp4","https://assets.ing.com/asset/4a19468a-010c-4e20-a2ef-89f859b9c372/480p/ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/7fb42df65e39bc48/mini-ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.jpg","webimage":"https://assets.ing.com/m/7fb42df65e39bc48/webimage-ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.jpg","thul":"https://assets.ing.com/m/7fb42df65e39bc48/thul-ING-wereldwijd-gespreid-fondsen-Bob-Homan-zonder-cashback-NL-subs.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Characteristics of ING globally diversified funds"},{"componentType":"paragraph","richBody":{"value":"The ING investment funds are managed by the ING Investment Office. They make the decisions on how the funds are composed. In doing so, they invest both in individual shares or bonds as well as in investment funds from other reputable fund houses such as Amundi or ASN.
In the fund’s factsheet, you can read, among other things, what the fund invests in:
Factsheet ING Worldwide Diversified Equity Fund (Dutch only)
Factsheet ING Worldwide Diversified Bond Fund (Dutch only)
The ING Worldwide Diversified Equity Fund has achieved a return of 27.98% from its introduction (26‑01‑24) up to and including 31 January 2026.
The ING Worldwide Diversified Bond Fund has achieved a return of 7.11%* from its introduction (26‑01‑24) up to and including 31 January 2026.
*The value of your investments may fluctuate. Past performance is no guarantee of future results.
"}},{"componentType":"sectionTitle","title":"How sustainable is the ING Globally Diversified Equity Fund?"},{"componentType":"paragraph","richBody":{"value":"Financially attractive shares, investment funds, and trackers are selected with specific attention to people, the environment, and society.
The instruments included in the fund are assessed by the Sustainable Investing analysts. For example, the fund does not invest in companies where more than 5% of their revenue comes from harmful activities such as tobacco, coal, or alcohol.
The fund also does not invest in companies that have been involved in (highly) controversial business practices, such as corruption, price‑fixing, or pollution.
The intention is precisely to invest in companies and governments that are aware of the transition we must make toward a sustainable economy. You can also view our sustainable investing policy at ing.nl/ESG (Dutch only).
"}},{"componentType":"paragraph"},{"componentType":"linkList","iconTitle":{"title":"Invest now (monthly):"},"textLinks":[{"url":"https://mijn.ing.nl/investments/instrument/7b2273796d626f6c223a2242472d4e4c30303135303031554537227d?agreementTypeToSelect=INVESTMENTS_ACCOUNT_SELF","text":"ING Globally Diversified Equity Fund* (Dutch only)"},{"url":"https://mijn.ing.nl/investments/instrument/7b2273796d626f6c223a2242472d4e4c30303135303031545839227d?agreementTypeToSelect=INVESTMENTS_ACCOUNT_SELF","text":"ING Globally Diversified Bond Fund* (Dutch only)"}]},{"componentType":"sectionTitle","title":"Costs and risks"},{"componentType":"paragraph","richBody":{"value":"You pay no transaction costs for buying or selling the ING Investment Funds.
For holding the funds, you do pay fund costs. This is the fee for the fund manager. These fund costs—0.79% for the equity fund and 0.62% for the bond fund (per year, based on the value of your investments)—are already included in the fund price.
Investing involves risks and costs. You may lose your deposit or part of it.
This is advertising. Consult the prospectus (Dutch only) and the key information document of the ING Globally Diversified Equity Fund (Dutch only) and the ING Globally Diversified bond Fund (Dutch only) before making an investment decision.
"},"alignedImage":{"position":"bottom"}},{"componentType":"paragraph","richBody":{"value":"* The ING Worldwide Diversified Equity Fund and the ING Worldwide Diversified Bond Fund are referred to in the prospectus as ING Select Sustainable Equity WE and ING Select Current Bonds EUR WE. See also ing-isim.lu
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| Top positions | |
|---|---|
| 1 | NVIDIA Corporation |
| 2 | Cardono ESG Transition EM enhanced Index Equity |
| 3 | Novo Nordisk |
| 4 | Amundi Index MSCI Emerging Markets |
| 5 | Pictet Global Environmental Opportunities |
| 6 | ASML Holding |
| 7 | Tesla, Inc. |
| 8 | Amundi MSCI USA SRI Climate Net Zero Ambition |
| 9 | Taiwan Semiconductor Manufacturing Co. |
| 10 | Threadneedle Responsible Global EM Fund |
Source: factsheet 11/24
"}},{"title":"What does the ING Worldwide Diversified Bond Fund invest in?","richBody":{"value":"| Top positions | |
|---|---|
| 1 | Morgan Stanley-Global Asset Backed Securities Fund |
| 2 | Government of Austria 0.0% 20-feb-2030 |
| 3 | AXA World Funds SICAV-Global Inflation Bonds |
| 4 | Neuberger Berman Emerging Market Debt Blend Fund |
| 5 | Government of The Netherlands 0.75% 15-jul-2028 |
| 6 | PIMCO Euro Credit Fund |
| 7 | Blue Bay Investment Grade Euro Government Bond Fund |
| 8 | Morgan Stanley Euro Corporate Bond Fund |
| 9 | Kfw 0.125% 09-jan-2032 |
| 10 | Amundi Emerging Markets Local Currency Bond |
Source: Factsheet 11/24
"}},{"title":"How does the order processing work in the ING funds?","richBody":{"value":"
Doorgaans is dit rond 15:00 uur in de middag. An order in ING funds that is placed on Monday before 14:30 is executed at the NAV (the fund’s price) that is determined on Tuesday. We receive and process this NAV and the order execution on Wednesday. At that moment, the processing of the order becomes visible in your portfolio. This is usually around 15:00 in the afternoon.
Orders placed on Monday after 14:30 move to the next day’s cycle. An order placed on Monday after 14:30 will be executed at the NAV determined on Wednesday and will therefore be processed and visible in your portfolio on Thursday.
"}},{"title":"How is the price of these funds determined?","richBody":{"value":"On each business day, the fund’s Manager determines the NAV (Net Asset Value) of the fund. The Manager calculates the NAV by adding together the value of all positions (price multiplied by the number of securities in the portfolio), subtracting the costs incurred by the fund, and then dividing the result by the number of outstanding units of the fund.
At the moment you place an order, the NAV or price of the fund is not yet known because you are settled at the NAV of the following day (provided the order is placed before 14:30). This is not a problem, as you can only place an order in amounts. Depending on the next day’s NAV, you will therefore receive more or fewer units for your invested amount than shown at the time of entering your order.
For example, if you place an order on Monday at 13:00 to invest €1,000 in the ING Worldwide Diversified Equity Fund and the displayed price is 100, this corresponds to 10 units. However, your order will be executed at the next day’s NAV. If this NAV is determined at 101.50, then for your investment of €1,000 you will not receive 10 units but 9.852 units. These will then be visible in your portfolio on Wednesday.
"}},{"title":"In the Key Information Document of these ING funds, a one‑time entry fee of ‘Maximum 3%’ is mentioned. Do I also have to pay this?","richBody":{"value":"The Key Information Document states that a distributor may charge up to 3% in fees. ING does not do this. You pay no purchase or sale costs.
*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.