{"type":"document","data":{"id":"11dccd7d-c728-4151-b3f9-c756faa17dcf","localeString":"en-GB","publishDate":"2026-03-31T14:25:31.350+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"You want to build up extra pension, but how much can you deposit? And where do you start?"},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://www.ing.nl/particulier/beleggen/beleggen-bij-ing/wat-levert-beleggen-op","text":"What will I gain from investing?"}},"coreHeader":{"body":"This page is an English translation of the original Dutch version.*","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/57b4a268-07a2-4617-bbb1-a3edfa23caaa/Senior-man-sitting-on-the-sofa-wearing-virtual-reality-glasses","type":"image","width":6720,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/1f7c950fd589d600/original/Senior-man-sitting-on-the-sofa-wearing-virtual-reality-glasses.jpg","extension":"jpg"},"title":"How much should I contribute to my pension?","subtitle":"You want to build up extra pension, but how much can you deposit? And where do you start?"},"backLink":{"textLink":{"url":"/en/personal/investing/investments-at-ing","text":"Start investing at ING"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What should I consider?"},{"componentType":"paragraph","richBody":{"value":"<p>Your deposit depends on several factors. It is advisable to first calculate your fiscal annual allowance so you know the maximum amount you are allowed to contribute and still receive potential tax benefits. </p><p>Based on this, you can decide how much you want to contribute. You determine: </p><ul><li><p>The amount (within the annual allowance and/or reserve allowance) </p></li></ul><ul><li><p>When you want to contribute (monthly or once a year) </p></li></ul><p>You are not tied to anything: you can increase, decrease, or pause your deposit at any time. </p>"}},{"componentType":"sectionTitle","title":"Discover what contribution suits you"},{"componentType":"paragraph","richBody":{"value":"<p>With this <a href=\"https://www.ing.nl/particulier/beleggen/beleggen-bij-ing/wat-levert-beleggen-op\">calculator</a>, you can see what a monthly contribution of, for example, €50, €100, or €200 could yield in the long term. This gives you an idea of how your capital grows and what it means for your pension income. </p>"}},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<p>Investing involves risks and costs. The value accumulated for your pension cannot be guaranteed and depends on investment performance, which may be better or worse than expected. You may lose all or part of your contributions.</p><p>*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.<br /> </p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"Read more about the risks of investing"}]}]}}}