{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"You've built up a solid portfolio and want to grow it further? Then now is the perfect time to invest with ING Portfolio Management: receive a 1% bonus on your deposit of ‘new money’—as long as it contributes to real growth in your total assets at ING.","robotInstruction":{"noFollow":true,"noIndex":true}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How the promotion works"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/5fd10cca568f036e/original/wheel-of-fortune-euro-sign-no-padding.svg","transformBaseUrl":"https://assets.ing.com/transform/f979c4ee-a95e-4ba2-94ee-1b30234284ef/wheel-of-fortune-euro-sign-no-padding"},"componentType":"paragraph","richBody":{"value":"<ul><li>Sign up for the offer and invest at least <strong>€50,000</strong> in ‘new money’ between 1 October and 31 December 2025 to qualify for the bonus.</li><li>You can easily make your deposit via the ING App or My ING.</li><li><strong>Extra bonus benefit: </strong>Planning to invest more ‘new money’ between 1 January and 30 September 2026? You’ll also receive a 1% bonus on that additional amount.</li><li>The bonus applies to a maximum of €1,000,000 in ‘new money’ invested. Meaning you can receive up to €10,000 bonus per client.</li></ul>"},"textLinks":[{"text":"Read the conditions","url":"https://assets.ing.com/m/2161c478168a6f8b/original/ING-Terms-and-Conditions-Flying-start-with-Portfolio-Management.pdf"}]},{"componentType":"sectionTitle","title":"What do we mean by ‘new money’?"},{"alignedImage":{"position":"right"},"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\">You are eligible for the bonus when your deposit into Portfolio Management with ‘new money’ results in an actual increase in your total assets at ING. </span></p>"}},{"actionAccordionList":[{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/6716bef44a00873b/original/Transactions-Payment_Request_Euro_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline","type":"image","width":32},"paragraphs":[{"alignedImage":{"position":"right"},"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\">‘New money’ refers to funds originating from outside ING. This means the money does not come from an ING account of which you are (co-)account holder. </span>To qualify for the bonus:</p><ul><li>The ‘new money’ must be transferred between October 1, 2025 and September 30, 2026 to your ING Portfolio Management account and actually invested in your portfolio.</li><li>Your total assets at ING must increase during this period by at least the same amount as your ‘new money’ deposit. This includes balances on your ING savings, investment, and current accounts.</li><li>Only the portion of your deposit that qualifies as ‘new money’ and results in an increase in your total assets at ING is eligible for the bonus.</li></ul>"},"textLinks":[{"text":"Read the terms and conditions for full details.","url":"https://assets.ing.com/m/2161c478168a6f8b/original/ING-Terms-and-Conditions-Flying-start-with-Portfolio-Management.pdf"}]}],"title":{"value":"<p>&apos;New money’ at ING: what does it mean?</p>"}}],"componentType":"actionAccordion"},{"componentType":"accordion"},{"componentType":"sectionTitle","title":"How to participate"},{"componentType":"applicationProcess","conditions":{"title":"You already invest through ING Portfolio Management"},"steps":{"stepList":[{"body":"Register via the online form to participate in the promotion","title":"Register"},{"body":"Between October 1 and December 31, 2025, deposit at least € 50,000 in additional ‘new money’ into the portfolio part of your existing Portfolio Management account. You can easily make an additional deposit via the ING App or My ING:\r\n\r\n1. Go to your Portfolio Management account\r\n2. Click on ‘Deposit’\r\n3. Choose a one-time or monthly deposit\r\n4. Enter an investment amount of at least €50,000.","title":"Make a deposit"},{"body":"The amount you invest must remain invested until 30 September 2026.","title":"Maintain your investment"},{"body":"If you deposit additional ‘new money’ between January 1 and September 30, 2026, you’ll also receive a 1% bonus on that additional amount (minus any withdrawals).","title":"Extra bonus benefit"},{"body":"By October 31, 2026, you’ll receive the bonus on the total amount of ‘new money’ deposited between October 1, 2025 and September 30, 2026, minus any withdrawals. The bonus will be paid out once to the cash part of your Portfolio  Management account.","title":"Receive your bonus as a gift"}]}},{"componentType":"cta"},{"componentType":"sectionTitle","title":"Calculation examples"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\">Curious what the 1% bonus could mean for you? Below are a few fictional examples to give you an idea.</span></p>"}},{"accordionList":[{"richBody":{"value":"<p><strong>Example 1: One-time deposit of €100,000 and your total assets at ING have not decreased</strong></p><ul><li>Between October 1 and December 31, 2025: you made a one-time deposit of €100,000 in ‘new money’.</li><li>The full amount remains invested until September 30, 2026 (no withdrawals).</li><li>The balance of your other ING savings, investment, and payment accounts has not decreased since October 1, 2025.</li><li>Your total assets at ING have increased by €100,000.</li><li>Bonus amount: 1% of €100,000 = €1,000.</li><li>By October 31, 2026: €1,000 bonus paid to the cash part of your Portfolio Management account.</li></ul><p><br /><strong>Example 2: You make an additional deposit of €100,000 later</strong></p><ul><li>Between October 1 and December 31, 2025: you made an initial deposit of €100,000 in ‘new money’.</li><li>May 1, 2026: Additional deposit of €100,000 in ‘new money’. Total deposit increases to €200,000.</li><li>The full amount remains invested until September 30, 2026 (no withdrawals).</li><li>Your total assets at ING have increased by €200,000.</li><li>Bonus amount: 1% of €200,000 = €2,000.</li><li>By October 31, 2026: €2,000 bonus paid to the cash part of your Portfolio Management account.</li></ul><p><br /><strong>Example 3: You make a withdrawal of €150,000 later</strong></p><ul><li>Between October 1 and December 31, 2025: you made an initial deposit of €300,000 in ‘new money’.</li><li>May 1, 2026: Withdrawal of €150,000. Remaining invested amount: €150,000.</li><li>The balance of your other ING accounts has not decreased since October 1, 2025.</li><li>Your total assets at ING have increased by €150,000.</li><li>Bonus amount: 1% of €150,000 = €1,500.</li><li>By October 31, 2026: €1,500 bonus paid to the cash part of your Portfolio Management account.</li></ul><p><br /><strong>Example 4: You make a withdrawal and your total assets at ING have decreased</strong></p><ul><li>Between October 1 and December 31, 2025: you made a one-time deposit of €250,000 in ‘new money’.</li><li>May 1, 2026: Withdrawal of €50,000. Remaining invested amount: €200,000.</li><li>The balance of your other ING accounts has decreased by €10,000 since October 1, 2025 (e.g., withdrawn from your ING savings account).</li><li>Your total assets at ING have increased by €190,000 (€200,000 – €10,000).</li><li>Bonus amount: 1% of €190,000 = €1,900.</li><li>By October 31, 2026: €1,900 bonus paid to the cash part of your Portfolio Management account.</li></ul>"},"title":"Calculation examples"}],"componentType":"accordion"},{"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"<p>Yes, you must register to be eligible for the bonus. If you are participating with an existing Portfolio Management account, you can easily register via the <strong><a href=\"https://mijn.ing.nl/banking/campaign-management/5a93f418-e387-5cad-89db-37264811fe8b\">registration form.</a></strong> Please note: this is only possible with a personal Portfolio Management account. Are you a business client and want to participate? Always contact an Investment Advisor.</p>"},"title":"Do I need to register for the bonus?"},{"richBody":{"value":"<ul><li>The bonus only applies to Portfolio Management. It does not apply to other ING investment concepts such as Self Invest, Easy Invest, Customized Portfolio Management, or Investment Advice.</li><li>To qualify for the bonus, you must invest with &apos;new money&apos;: funds coming from outside ING, not from an ING account of which you are (co-)account holder. This amount must be transferred to your Portfolio Management account between October 1, 2025 and September 30, 2026, and actually invested in your Portfolio Management portfolio. Only the portion of your deposit that qualifies as new money&apos; and results in an increase of your total assets at ING is eligible for the bonus.</li><li>Required minimum amount of &apos;new money&apos;: If your invested amount drops  below the minimum of €50,000 for an existing Portfolio Management account due to a withdrawal, your right to the bonus will laps. Unless you top up the amount again with &apos;new money&apos; before September 30, 2026.</li><li>If you close your Portfolio Management account before October 31, 2026, you will no longer be eligible for the bonus. Even if you previously met the conditions, your right to the bonus expires if your account is closed at the time of payout.</li></ul>"},"title":"When am I not eligible for this bonus?"},{"richBody":{"value":"<p>Only after this offer ends (after September 30, 2026) will we determine whether you meet the conditions and calculate the exact bonus amount. That’s why it’s important to check yourself whether you meet all the requirements. Follow these steps when participating with an existing Portfolio Management account:</p><ul><li>You must register for the bonus yourself via the <strong><a href=\"https://mijn.ing.nl/banking/campaign-management/5a93f418-e387-5cad-89db-37264811fe8b\">registration form</a></strong>. Note: this is only possible with a personal Portfolio Management account. Are you a business client? Then always contact a Investment Advisor.</li><li>Invest at least €50,000 in new money&apos; into the portfolio section of your existing Portfolio Management account between October 1 and December 31, 2025.</li><li>This amount must remain invested until September 30, 2026 to qualify for the bonus.</li><li>You can easily invest via the ING App or My ING:<br /> </li></ul><ol><li>Go to your Portfolio Management account</li><li>Click on ‘Invest’</li><li>Choose a one-time or monthly investment</li><li>Enter the desired amount</li></ol><p><strong>Extra bonus benefit</strong><br />Will you invest additional &apos;new money&apos; between January 1 and September 30, 2026? Then you’ll also receive a 1% bonus on that additional amount (minus any withdrawals). You can receive a 1% bonus on up to €1,000,000 in &apos;new money&apos; invested. That’s up to €10,000 bonus per client. Only the portion of your investment that qualifies as &apos;new money&apos; and results in an increase of your total assets at ING is eligible for the bonus.</p>"},"title":"How do I check if I meet the conditions?"},{"richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\">If you meet all the conditions, the bonus will be paid out no later than October 31, 2026. The bonus will be paid once to the cash section of your Portfolio Management account. You will receive 1% on the total amount of &apos;new money&apos; invested between October 1, 2025 and September 30, 2026, minus any withdrawals. </span><span lang=\"EN-US\" dir=\"ltr\">Only the portion of your investment that qualifies as &quot;new money&quot; and results in an increase of your total assets at ING is eligible for the bonus.</span></p>"},"title":"When will I receive the 1% bonus payment?"},{"richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\">No, a decrease in the value of your investment portfolio does not affect the bonus you receive. You will receive 1% on the total amount of &apos;new money&apos; invested between October 1, 2025 and September 30, 2026, minus any withdrawals.</span></p><p><span lang=\"EN-US\" dir=\"ltr\">The reverse also applies: if your portfolio increases due to market gains, this does not affect the bonus either.</span></p>"},"title":"Does a market decline affect the bonus I receive?"},{"richBody":{"value":"<p>If your invested amount drops below the minimum of €100,000 for a newly opened Portfolio Management account, or below €50,000 for an existing account due to a withdrawal, your right to the bonus will lapse—unless you top up the amount again with &apos;new money&apos; before September 30, 2026.</p><p><br /><strong>Example 1: Partial withdrawal of your investment</strong></p><ul><li>Between October 1 and December 31, 2025: you made an initial deposit of €250,000 in &apos;new money&apos;.</li><li>June 2, 2026: Withdrawal of €150,000. Total invested amount reduced to €100,000.</li><li>The total balance of your other ING savings, investment, and payment accounts has not decreased since the start of the 1% bonus offer (October 1, 2025).</li><li>Your total assets at ING have increased by €100,000.</li><li>Bonus amount: 1% of €100,000 = €1,000.</li><li>By October 31, 2026: €1,000 bonus paid to the cash section of your Portfolio Management account.</li></ul><p><br /><strong>Example 2: Full withdrawal of your investment</strong></p><ul><li>Between October 1 and December 31, 2025: you made an initial deposit of €170,000 in &apos;new money&apos;.</li><li>June 2, 2026: Withdrawal of €170,000.</li><li>Your total assets at ING have increased by €0.</li><li>Bonus amount: 1% of €0 = €0.</li><li>Your investment dropped below the minimum of €100,000 due to the withdrawal. As a result, the bonus unfortunately expires.</li></ul>"},"title":"What happens if I make a withdrawal from my Portfolio Management account?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Good to know about Investing"},{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\">Please note: These are past performance figures. The value of your investments may fluctuate. Past performance is no guarantee of future results.</span></p><p><span><span>Curious how we incorporate sustainability into Portfolio Management? Learn more about ING’s sustainable investing policy at <a href=\"https://www.ing.nl/particulier/beleggen/duurzaam-beleggen/esg\">ing.nl/ESG (in Dutch only)</a></span></span></p><p><span><span>Investing involves risks and costs. You may lose your initial investment or part of it. Read more <a href=\"https://www.ing.nl/en/personal/investing/investments-at-ing/risks-of-investing\">about the risks of investing</a> and how to limit them. Also check the <a href=\"https://www.ing.nl/particulier/beleggen/service/algemene-voorwaarden-beleggen\">General Terms and Conditions for Investing</a>.</span></span></p>"}}]},"hasMacro":false,"id":"3da55ce9-46be-458f-8ac6-454214ba991f","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Start investing at ING","url":"/en/personal/investing/investments-at-ing"}},"componentType":"productHeader","coreHeader":{"body":"You invest through ING Portfolio Management  and we appreciate that. Looking to grow your wealth even further? Now is the perfect time to make an additional deposit into your investment portfolio. You’ll receive a 1% bonus on your ‘new money’ investment, with a reward of up to €10,000! Simply sign up via the form, make your deposit, and take advantage of this exclusive offer. Please note: investing involves risks and costs.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/53064bdd34766cb9/original/Young-man-taking-care-of-plant.jpg","transformBaseUrl":"https://assets.ing.com/transform/28f1d10d-73fe-4897-9a4c-c110be7ff267/Young-man-taking-care-of-plant","type":"image","width":5760},"promoText":"Registration for this campaign has now closed.","subtitle":"This campaign has ended. Registration was open from 1 October through 31 December 2025 and has now closed. You can still find all campaign details and terms & conditions on this page.","title":"Invest 'new money' and receive a 1% bonus"},"secondaryCta":{"textLink":{"text":"Read the conditions","url":"https://assets.ing.com/m/2161c478168a6f8b/original/ING-Terms-and-Conditions-Flying-start-with-Portfolio-Management.pdf"}}},"publishDate":"2026-09-01T18:56:36.592+02:00"}}