Already investing with ING Portfolio Management?
Sign up for the promotion and invest at least €50,000 in ‘new money’ between 1 October and 31 December 2025.
Interested in starting with ING Portfolio Management?
Book an appointment with an Investment Advisor to open an investment account and invest at least €100,000 in ‘new money’ between 1 October and 31 December 2025.
Extra bonus benefit
If you invest additional ‘new money’ between 1 January and 30 September 2026? Then you’ll also receive a 1% bonus on that extra amount. The bonus applies to a maximum of €1,000,000 in ‘new money’ invested. That means: up to €10,000 bonus per client.
You are eligible for the bonus when your deposit into Portfolio Management with ‘new money’ results in an actual increase in your total assets at ING.
"},"alignedImage":{"position":"right"}},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"'New money’ at ING: what does it mean?
"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/a7d6cbed-1598-4833-9544-de6d8e2f3a10/Transactions-Payment_Request_Euro_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6716bef44a00873b/original/Transactions-Payment_Request_Euro_Outline.svg","extension":"svg"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"‘New money’ refers to funds originating from outside ING. This means the money does not come from an ING account of which you are (co-)account holder. To qualify for the bonus:
Curious what the 1% bonus could mean for you? Below are a few fictional examples to give you an idea.
"}},{"componentType":"accordion","accordionList":[{"title":"Calculation examples","richBody":{"value":"Example 1: One-time deposit of €100,000 and your total assets at ING have not decreased
Example 2: You make an additional deposit of €100,000 later
Example 3: You make a withdrawal of €150,000 later
Example 4: You make a withdrawal and your total assets at ING have decreased
Yes, you must register to be eligible for the bonus. Depending on your situation, follow one of the steps below:
Only after this offer ends (after September 30, 2026) will we determine whether you meet the conditions and calculate the exact bonus amount. That’s why it’s important to check yourself whether you meet all the requirements. Follow these steps:
Participating with a newly opened Portfolio Management account:
Participating with an existing Portfolio Management account:
Extra bonus benefit
Will you invest additional 'new money' between January 1 and September 30, 2026? Then you’ll also receive a 1% bonus on that additional amount (minus any withdrawals). You can receive a 1% bonus on up to €1,000,000 in 'new money' invested. That’s up to €10,000 bonus per client. Only the portion of your investment that qualifies as 'new money' and results in an increase of your total assets at ING is eligible for the bonus.
If you meet all the conditions, the bonus will be paid out no later than October 31, 2026. The bonus will be paid once to the cash section of your Portfolio Management account. You will receive 1% on the total amount of 'new money' invested between October 1, 2025 and September 30, 2026, minus any withdrawals. Only the portion of your investment that qualifies as "new money" and results in an increase of your total assets at ING is eligible for the bonus.
"}},{"title":"Does a market decline affect the bonus I receive?","richBody":{"value":"No, a decrease in the value of your investment portfolio does not affect the bonus you receive. You will receive 1% on the total amount of 'new money' invested between October 1, 2025 and September 30, 2026, minus any withdrawals.
The reverse also applies: if your portfolio increases due to market gains, this does not affect the bonus either.
"}},{"title":"What happens if I make a withdrawal from my Portfolio Management account?","richBody":{"value":"If your invested amount drops below the minimum of €100,000 for a newly opened Portfolio Management account, or below €50,000 for an existing account due to a withdrawal, your right to the bonus will lapse—unless you top up the amount again with 'new money' before September 30, 2026.
Example 1: Partial withdrawal of your investment
Example 2: Full withdrawal of your investment
At ING Portfolio Management, we offer five investment strategies, each with its own characteristics and cost structure, designed by the experts at the ING Investment Office. These experts manage your investments for you, so you don’t have to worry about it yourself. That’s the peace of mind our Portfolio Management service provides. In consultation with your advisor, you can always adjust your chosen strategy and investment profile.
Investing involves risks — you may lose (part of) your initial investment. Investments with potentially higher returns usually carry more risk. Read more about the risks of investing and how to manage them. Investing also comes with costs, which may affect your final return. Make sure to check which fees apply.
"},"textLinks":[{"url":"https://mijn.ing.nl/banking/content/personal/products/investments/portfolio-management","text":"More about Portfolio Management"}]},{"title":"What are the historical returns of ING Portfolio management?","richBody":{"value":"Want an example to get a better sense of what Portfolio Management could yield? Take a look at the returns our investment experts have achieved.
Please note: These are past performance figures. The value of your investments may fluctuate. Past performance is no guarantee of future results.
"},"textLinks":[{"url":"/en/personal/investing/portfolio-management/returns","text":"View our returns"}]},{"title":"What are the costs of Portfolio Management?","richBody":{"value":"For an Portfolio Management account, you pay an annual base fee of €20 and a service fee of up to 0.65% on the average invested amount. In addition to these fees paid to ING, there are also indirect costs paid to fund managers. These fund costs are already included in the fund prices.
"},"textLinks":[{"url":"/en/personal/investing/portfolio-management/rates","text":"All about our fees"}]}]},{"componentType":"sectionTitle","title":"Good to know about Investing"},{"componentType":"paragraph","richBody":{"value":"Please note: These are past performance figures. The value of your investments may fluctuate. Past performance is no guarantee of future results.
Curious how we incorporate sustainability into Portfolio Management? Learn more about ING’s sustainable investing policy at ing.nl/ESG (in Dutch only)
Investing involves risks and costs. You may lose your initial investment or part of it. Read more about the risks of investing and how to limit them. Also check the General Terms and Conditions for Investing.
"}}]}}}