{"type":"document","data":{"id":"46ff1d5c-bceb-4ca3-846b-820c02fc88d1","localeString":"en-GB","publishDate":"2026-04-28T12:48:51.435+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"As an expert, you probably already know what you need. Whether that means you want to trade yourself at low fees, or prefer to lean back with a ready‑made solution. With ING, you invest in your own way."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Insight anytime and anywhere with the app","icon":{"transformBaseUrl":"https://assets.ing.com/transform/16f76d46-71e3-4399-a370-aa8c0f96fd91/Devices-Mobile_Filledin","type":"image","width":24,"original":"https://assets.ing.com/m/7bc16f80beb6ca0/original/Devices-Mobile_Filledin.svg","extension":"svg"}},{"body":"Daily inspiring articles from experts","icon":{"transformBaseUrl":"https://assets.ing.com/transform/c458ff4f-6d04-48e2-901a-973911de1d04/Savings_goals-Study_Hat_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/5f6d55080131eac7/original/Savings_goals-Study_Hat_Outline.svg","extension":"svg"}},{"body":"Invest the way you want","icon":{"transformBaseUrl":"https://assets.ing.com/transform/93d7e264-5da8-4e6a-8edd-a112ff3c76c4/target-icon","type":"image","width":267,"altTextEN":"crosshair, target","altTextNL":"visier, doelwit","original":"https://assets.ing.com/m/1c0e09ce072e6344/original/target-icon.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs","text":"Directly to Self Invest (Zelf op de Beurs) (Dutch only)"}},"coreHeader":{"body":"As an expert, you probably already know what you need. Whether that means you want to trade yourself at low fees, or prefer to lean back with a ready‑made solution. At ING, you invest in your own way. This page is an English translation of the original Dutch version.*","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/7f4bebb7-a9f2-4a75-b8dd-e4254dd9e0c7/Close-up-of-young-woman-holding-hands","type":"image","width":5472,"original":"https://assets.ing.com/m/1d3e76d0ab068dcc/original/Close-up-of-young-woman-holding-hands.jpg","extension":"jpg"},"title":"Investing like an expert","subtitle":"When you know what you want"},"backLink":{"textLink":{"url":"/en/personal/investing/investments-at-ing","text":"Start investing at ING"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Investing can take time. You decide how much. Do you enjoy keeping a close eye on your investments and responding to the changing market? Or would you rather leave investing to ING’s experts so you can focus on other things?</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Trade yourself"},{"componentType":"paragraph","richBody":{"value":"<p>If you want to decide completely for yourself what you invest in, Self Invest may be the best choice for you. You can trade worldwide at low fees. And you benefit from the expertise of ING’s analysts and investment specialists. <a data-type=\"internal\" href=\"/en/personal/investing/market-news-and-views\">View it here</a>.</p><p><strong>The costs</strong></p><table><thead><tr><th><strong>Transaction costs </strong></th><th><strong>Servicefee (per year)</strong></th></tr></thead><tbody><tr><td><strong>Shares</strong></td><td>€1 + 0,1%</td><td><strong>Basisfee    </strong></td><td> €20</td></tr><tr><td><strong>Investment-<br />funds</strong></td><td>Free</td><td><strong>Servicefee</strong></td><td>0,06% - 0,24%</td></tr><tr><td><strong>Trackers</strong></td><td>Free</td></tr></tbody></table><p>Here is why customers choose Self Invest:</p><ul class=\"check-mark\"><li>You buy or sell more than 1,000 funds and index trackers (ETFs) with no transaction costs</li><li>With the easy-to-use app you always have insight and control</li><li>You optimise your portfolio with inspiration from ING experts</li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/ecf09c87-d3de-464f-8af2-d9d211c2f0cd/bulls-eye","altTextEN":"arrows in bulls-eye","altTextNL":"pijlen in de roos","original":"https://assets.ing.com/m/3d444577ea8af47f/original/bulls-eye.svg","extension":"svg"}},{"componentType":"cta","textLink":{"url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs","text":"Discover Self Invest (Dutch only)"}},{"componentType":"sectionTitle","title":"Lean back with a ready-made solution"},{"componentType":"paragraph","richBody":{"value":"<p>When you want to <a data-type=\"internal\" href=\"/particulier/beleggen\">invest (Dutch only)</a> without putting a lot of time or effort into it, one of our ready-made solutions may be a good option for you.</p><p>Via de eigen ING-app houd je je rendement makkelijk in de gaten. The simplest option is Easy Invest. Choose one of the four ING Global Index Portfolio funds, each with its own risk level. After that, you only need to decide how much you want to deposit and how often. Through the ING app you can easily keep track of your return.</p><p><strong>The costs</strong><br />You pay a service fee of 0.40% on the value of your investments. In addition, you pay fund costs, which are already included in the price</p><p>Here is why customers choose Easy Invest (<span lang=\"nl-NL\" dir=\"ltr\">Eenvoudig Beleggen</span>):</p><ul class=\"check-mark\"><li>You always invest with good diversification</li><li>You keep an easy overview in the familiar ING app</li><li>You can deposit and withdraw whenever you want</li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/98836365-e737-4869-a775-07cdf357fc88/icon_plant","original":"https://assets.ing.com/m/5986d2189ef4ab62/original/icon_plant.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/personal/investing/investments-at-ing/easy-invest","text":"Discover Easy Invest"}},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>If you plan to invest €50,000 or more and you want personal guidance, Portfolio Management (<span lang=\"nl-NL\" dir=\"ltr\">Vermogensbeheer</span>) may be a good choice for you. Together with an <a data-type=\"internal\" href=\"/en/personal/investing/portfolio-management/the-asset-advisor\">asset advisor</a> you decide on the strategy. After that, ING’s experts manage your portfolio. You and the adviser review your <a data-type=\"internal\" href=\"/particulier/beleggen\">investments</a> regularly to see whether they still match your wishes and goals. Want to adjust things or discuss something in the meantime? No problem!  </span></span></span></p><p><span><span><span>Here is why customers choose Portfolio Management</span></span></span></p><ul class=\"check-mark\"><li><span><span><span>You receive professional guidanc</span></span></span></li><li><span><span><span>ING’s experts take work off your hand</span></span></span></li><li><span><span><span>You can always discuss and adjust things along the wa</span></span></span></li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/ff3357e9-428a-4f80-834a-1b09b6f3ab5d/Do-More-icon","altTextEN":"current account","altTextNL":"zichtrekening","altTextFR":"compte bancaire","original":"https://assets.ing.com/m/5b24deb54c47e2f6/original/Do-More-icon.jpg","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/personal/investing/portfolio-management","text":"Discover Portfolio Management"}},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Schedule a meeting straight away"}]},{"componentType":"sectionTitle","title":"Investing and risks"},{"componentType":"paragraph","richBody":{"value":"<p>Investing comes with risks and costs. You can lose your deposit or part of it.</p><p>Want to get started sensibly? Here are a few tips to help reduce the risks of investing.</p><p>*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.<br /> </p><p> </p>"}},{"componentType":"paragraph","title":"1. Make sure you spread your investments","richBody":{"value":"<p>To reduce your risk, it is smart to spread your deposit as much as possible across different investments. Investing in an (index) fund, for example, gives you more diversification than investing in a single company. It is also good to spread your investments over time. This means, for example, depositing a smaller amount every month instead of investing all your money at once.</p>"}},{"componentType":"paragraph","title":"2. Be aware of the risks of different types of investments","richBody":{"value":"<p><span><span><span>There are many different types of investments, each with their own risks. Leveraged products, for example, are much riskier than index trackers. So make sure you read up in advance and decide which product suits you.</span></span></span></p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-per-investment-category","text":"Read more about the risks per investment category"}]},{"componentType":"paragraph","title":"3. Invest only with money you do not need straight away","richBody":{"value":"<p>Because the markets can rise and fall, it is important that you do not suddenly need your money when the market happens to be low. Only invest with money you can miss for a longer period. This way, you can stay invested when needed. And if you choose high‑risk products such as Turbos, you want to be sure you can afford any potential loss.</p>"}}]}}}