No, you can already start with Easy Invest from €10.
You can choose, for example, to (automatically) deposit a fixed amount every month. You can also change or stop this at any time. This becomes self-explanatory once you have opened an Easy Invest account.
"}}]},{"componentType":"accordion","accordionList":[{"title":"2. How do I start with Easy Invest","richBody":{"value":"Rest assured: you can always sell (part of) your investments again. This money is then no longer invested.
"},"textLinks":[{"url":"https://mijn.ing.nl/investments/120/onboarding","text":"Open Easy Invest"}]}]},{"componentType":"accordion","accordionList":[{"title":"3. What can Easy Invest (and saving) yield for me?","richBody":{"value":"You can immediately see what investing can yield for you via the calculator. You choose your own preferences: for example, how much savings you want to keep on hand, but also how long you think you will invest and with how much risk.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/wat-levert-beleggen-op","text":"Calculate what investing and saving can yield (Dutch only)"}]}]},{"componentType":"accordion","accordionList":[{"title":"4. Is Easy Invest something for me?","richBody":{"value":"You choose one of the four ING Global Index Portfolio funds in which you want to invest. We do not provide investment advice. That’s why it’s smart to know the basics of investing, so you can open an Easy Invest account with confidence.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/hoe-beginnen-met-beleggen","text":"Investing for beginners (Dutch only)"},{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"Risks of investing"}]}]},{"componentType":"accordion","accordionList":[{"title":"5. What am I investing in?","richBody":{"value":"With ING Easy Invest, you choose 1 of the 4 well-diversified ING Global Index Portfolio funds. Curious about what makes them sustainable? What exactly index funds are? And what the differences between the funds entail?
"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/bae8787a-08f5-421b-8b63-6dec87029fcc/Investment-profiles-pepper-risicoprofielen-ENG","original":"https://assets.ing.com/m/3bbcd1139aac9445/original/Investment-profiles-pepper-risicoprofielen-ENG.png","extension":"png"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-ing-global-index-portfolio","text":"More about the ING Global Index Portfolio funds"}]}]},{"componentType":"accordion","accordionList":[{"title":"6. Which fund suits me?","richBody":{"value":"That depends on your situation, goals, and how much risk you want to take. To help you choose, we have developed four example routes. These show how people with different goals, durations, and risk attitudes view investing.
View the profiles and discover which fund suits you.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/jouw-manier-van-beleggen","text":"View the profiles and discover which fund suits you."}]}]},{"componentType":"accordion","accordionList":[{"title":"7. How do I change the fund I invest in?","richBody":{"value":"You can change the fund you invest in via your Easy Invest dashboard in your app or in Mijn ING. Go to your investment account and there, under “Settings”, you will find the option “Change fund”.
Changing a fund does not involve any deposit or withdrawal costs and takes approximately 6 working days.
Once the fund change has been successfully completed, you will see this reflected as a withdrawal from your old fund and a deposit into your new fund in the order overview and in the debits and credits of your Eenvoudig Beleggen account.
Note: If there is a pending deposit or withdrawal order, you cannot change your fund at that time. This becomes possible again once the entire order has been executed.
"}}]},{"componentType":"accordion","accordionList":[{"title":"8. What about the returns?","richBody":{"value":"With Eenvoudig Beleggen, you choose 1 of the 4 ING Global Index Portfolio funds, each with its own risk profile. In the table below, you will find the average annual return of the ING Global Index Portfolio funds from inception (April 2019) through September 2025. The annual average is calculated as the annualized yearly return over this period.
The displayed net return is the return after deduction of all costs, including the fund costs and the service fee. Prefer to see the returns in a chart? Then click here for more information about the returns (Dutch only)
| ING Global Index Portfolio funds | Conservative | Balanced | Active | Dynamic | |
| Average annual return | 2,5% | 4,4% |
| 8,2% |
Note: These are past results. The value of your investments may fluctuate. Past results offer no guarantee for the future.
"}}]},{"componentType":"accordion","accordionList":[{"title":"9. What are the costs?","richBody":{"value":"You pay a service fee of 0.40% and fund costs are already factored into the price of the fund. Check how this works. You can already start with Easy Invest from € 10.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/calculate-costs-eenvoudig-beleggen","text":"Calculate the costs per year (Dutch only)"},{"url":"/en/personal/investing/investments-at-ing/rates","text":"Everything about the rates of Easy Invest"}]}]},{"componentType":"accordion","accordionList":[{"title":"10. What are the risks and conditions?","richBody":{"value":"Investing involves risks and costs. You may lose your deposit or a part of it.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"More about the risks and how you can limit them"},{"url":"/en/personal/investing/service/general-terms--conditions","text":"General terms and conditions for investing"}]}]},{"componentType":"accordion","accordionList":[{"title":"11. What if I’m unsure (between Easy Invest and other options)?","richBody":{"value":"Do you find it difficult to choose between Easy Invest and Portfolio Management (Vermogensbeheer) or Self Invest (Zelf op de Beurs)? Or do you simply still have questions about investing? Then schedule a video call with one of our advisors at a time that suits you. Your benefits:
It is often said in articles about investing: the right time to enter the market cannot be determined. And that’s true. No one has a crystal ball, and there’s no horn that sounds when the lowest price is reached. In general, we see that people want to enter when prices are rising and exit when prices are falling. That is exactly what you should not do.
Our tip is to invest for the long term and to enter the market gradually. In the long term, investing gives you a better chance of a higher return than saving. So start today, invest automatically and for the long term. So your money gets the chance to grow and you can make those great plans for later possible.
"}}]},{"componentType":"accordion","accordionList":[{"title":"13. Can I also open an Easy Invest account for my child?","richBody":{"value":"Yes, absolutely! If you also want to open the investment account in your child’s name, you first open a child current account or youth account for your child.
Then, as a parent/guardian, you can open the investment account from your own Mobile Banking App or Mijn ING. At the step “Select payment account,” you select the account in your child’s name.
Managing the account — that is, depositing and withdrawing — can only be done by the parent/guardian until your child’s 18th birthday. Your minor child can see the investment account in the ING Banking App. When your child turns 18, they automatically gain control over the investments. As a parent/guardian, you will then no longer have access or insight.
Would you prefer to open the investment account in your own name? Then simply open an extra investment account linked to your own account. For clarity, you can, for example, rename the investment account to your child’s name.
Read more on this page about the pros and cons of opening an investment account in your own name or in your child’s name!
If your child is older than 18, they can open the investment account themselves.
"}}]},{"componentType":"accordion","accordionList":[{"title":"14. How do you deal with price drops?","richBody":{"value":"From conversations with investors, we know that fluctuations in the stock market can be exciting. And we understand that very well. Our experts from the ING Investment Office are happy to share their experience. On this “How investing works” page (Dutch only), you can read the most important tips.
"}}]},{"componentType":"accordion","accordionList":[{"title":"15. Why do I see a different fund name starting May 1, 2025?","richBody":{"value":"As of May 1, 2025, the Dutch commercial names will no longer be used. We will only use the international name of the fund, namely the ING Global Index Portfolio. This change has no effect on your portfolio.
Dutch fund name (until April 2025) | International name |
ING Duurzaam Indexfonds Defensief | ING Global Index Portfolio Conservative |
ING Duurzaam Indexfonds Neutraal | ING Global Index Portfolio Balanced |
ING Duurzaam Indexfonds Offensief | ING Global Index Portfolio Active |
ING Duurzaam Indexfonds Zeer Offensief | ING Global Index Portfolio Dynamic |
"}}]},{"componentType":"accordion","accordionList":[{"title":"16. Where can I find information about promotions?","richBody":{"value":"
If you’ve participated in a cashback promotion and met the conditions, the cashback will be credited to your payment account four months after your investment account is opened. If you’ve taken part and have questions, please check the terms and conditions of all promotions on the overview page.
"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/beleggen-acties-en-actievoorwaarden-overzicht","text":"All investment promotions, terms and conditions."}]}]},{"componentType":"accordion","accordionList":[{"title":"17. Is your question about Easy Invest not listed?","richBody":{"value":"
Take a look at the product page of Easy Invest. If you can’t find your answer there either, we’d love to hear from you. Submit your question via this form. With your help, we can improve the information for customers like yourself.
"}}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/investments/120/onboarding","text":"Open Easy Invest"}},{"componentType":"paragraph","title":"Good to know","richBody":{"value":"Investing involves risks and costs. You may lose your deposit or part of it.
Investments that contribute to environmental or social goals may be part of our investment options Portfolio Management and Easy Invest. However, their sole purpose is not to invest in such investments — investing in financially attractive companies is also important. For more information about ING's Sustainable Investment Policy, please visit ing.nl/ESG (Dutch only).
"}},{"componentType":"linkList","iconTitle":{"title":"Meer weten over beleggen"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing","text":"Beleggen bij ING"},{"url":"/particulier/beleggen/duurzaam-beleggen","text":"Duurzaam beleggen"},{"url":"/particulier/beleggen/hoe-werkt-beleggen","text":"Hoe werkt beleggen"},{"url":"/particulier/beleggen/ing-investment-office","text":"ING Investment Office"},{"url":"/particulier/beleggen/beursnieuws-en-actualiteit","text":"Beursnieuws en actualiteit"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"
*For informational purposes, we will use the name Easy Invest. The actual product name is Eenvoudig Beleggen. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
"}}]}}}