{"type":"document","data":{"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Check out our other investment options"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/asset/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket.svg","transformBaseUrl":"https://assets.ing.com/transform/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket","type":"image","width":160},"intro":"Trade anytime and anywhere with very competitive rates.","link":{"url":"/en/personal/investing/investments-at-ing/self-invest"},"title":"Self Invest (only in Dutch)"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"svg","original":"https://assets.ing.com/m/22933f8173f0a2fb/original/bull-market-icon.svg","transformBaseUrl":"https://assets.ing.com/transform/e4a9598b-8eeb-49a2-b7ff-53ba89aac08b/bull-market-icon","type":"image","width":160},"intro":"See what our investment managers can do for you (starting from €50,000).","link":{"url":"/en/personal/investing/portfolio-management"},"title":"Portfolio Management"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"Illustratie van stapel muntjes","extension":"svg","original":"https://assets.ing.com/m/2591eeeaf010e506/original/Homepage-Illustrations.svg","transformBaseUrl":"https://assets.ing.com/transform/3f9e06e1-0c17-47c1-8158-86b54c3dddea/Homepage-Illustrations","type":"image","width":0},"intro":"See what investing for your retirement can mean and what tax benefits it could bring.","link":{"url":"/en/personal/investing/investments-at-ing/pension-investing"},"title":"Pension Investing"}],"componentType":"cards"}]},"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"For those who want to start investing. For those who don’t want to constantly check stock prices. For those who want to invest alongside saving in a simple way.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"body":"Start with Easy Invest and","bodyBold":"temporarily earn up to 2.25% interest","bodyThree":"on your savings, equal to the amount you newly invest. Please note: investing involves risks and costs. You may lose your investment.","componentType":"promotionalBanner","date":{"body":"This promotion is valid until","date":"2026-07-21"},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/300285ee-9cbd-4bfd-a362-e2630fe51269/Circle-Piggy-bank-10.svg","transformBaseUrl":"https://assets.ing.com/transform/300285ee-9cbd-4bfd-a362-e2630fe51269/Circle-Piggy-bank-10","type":"image","width":64},"textLink":{"text":"View the promotion & terms","url":"/en/personal/investing/investments-at-ing/easy-invest-save-and-invest-april-2026"}},{"componentType":"sectionTitle","title":"It is called Easy Invest for a reason"},{"componentType":"paragraph","richBody":{"value":"<p>Easy Invest is easy to open, and we help you get started with four carefully curated funds. This way, you invest with instant diversification. Through the ING app, you always have insight and can easily manage your investments. You decide your own contribution and pace: start with as little as €10, using automatic or manual deposits.</p>"}},{"componentType":"sectionTitle","title":"Four ready-made funds to choose from"},{"componentType":"feature","featureName":"ing-feat-funds-tool?__align=full-width"},{"componentType":"sectionTitle","title":"What can investing bring you?"},{"componentType":"paragraph","richBody":{"value":"<p>Imagine you invest a fixed amount every month - what would your return be after 10 years? Choose your monthly amount and see what it could earn you.</p>"}},{"componentType":"feature","featureName":"ing-investments-monthly-deposit-widget?isWidget"},{"componentType":"sectionTitle","title":"Want to learn more about Easy Invest?"},{"actionAccordionList":[{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>You only pay on the amount you invest</p><ul class=\"check-mark\"><li><p>No fees for opening your account or for transactions</p></li><li><p>0,40% service fee per year</p></li><li><p>0,58-0,70% fund costs per year, included in the fund’s price</p></li></ul>"},"textLinks":[{"text":"Read more about the rates for Easy Invest","url":"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-rates"},{"text":"Calculate the annual costs","url":"/en/personal/investing/investments-at-ing/calculate-costs-eenvoudig-beleggen"}]}],"title":{"value":"<p>What are<strong> the costs</strong> of Easy Invest?</p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><strong>Stocks</strong><br />When you invest in stocks, you buy a very small piece of a company with each share. If that company makes a profit, you also receive a small part of that profit, called a dividend. Stocks are bought on the stock exchange. With ING’s Self Invest you can buy shares from many different companies</p><p><a data-type=\"internal\" href=\"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-aandelen\">More about stocks (in Dutch)</a></p><p><strong>Bonds</strong><br />When you buy bonds, you’re essentially lending money to the issuer of those bonds, which are often governments or large companies. You can earn money if the value of the bond increases or through coupon interest. This is the interest on the amount you’ve lent to the company by purchasing the bond.</p><p><a data-type=\"internal\" href=\"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-obligaties\">More about bonds (in Dutch)</a></p>"}}],"title":{"value":"<p>What are <strong>stocks and bonds?</strong></p>"}},{"paragraphs":[{"alignedImage":{"position":"top","altTextEN":"Historical returns Q1 2026","extension":"png","original":"https://assets.ing.com/asset/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026.png","transformBaseUrl":"https://assets.ing.com/transform/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026"},"componentType":"paragraph","richBody":{"value":"<p>Curious what Easy Invest has yielded in the past? The answer to that question depends on the fund. With Easy Invest you choose from one of the 4 ING Global Index Portfolio funds, each with its own risk profile. See for yourself in the below chart.</p><p><strong>Note:</strong> The value of your investment may fluctuate. Past performance does not guarantee future results. Investing involves risks and costs. You may (partially) lose your investment amount.</p><table><thead><tr><th>ING Global Index Portfolio fonds</th><th>2019*</th><th>2020</th><th>2021</th><th>2022</th><th>2023</th><th>2024</th><th>2025</th><th>2026**</th><th>Annualized return</th></tr></thead><tbody><tr><td>Dynamic</td><td>10,3%</td><td>3,1%</td><td>24,7%</td><td>-15,8%</td><td>14,9%</td><td>20,0%</td><td>4,5%</td><td>-3,4%</td><td>8,1%</td></tr><tr><td>Active</td><td>8,9%</td><td>3,3%</td><td>18,4%</td><td>-15,6%</td><td>13,0%</td><td>15,8%</td><td>4,0%</td><td>-2,8%</td><td>6,3%</td></tr><tr><td>Balanced</td><td>7,4%</td><td>3,1%</td><td>11,9%</td><td>-15,1%</td><td>10,9%</td><td>11,9%</td><td>3,6%</td><td>-2,3%</td><td>4,4%</td></tr><tr><td>Conservative</td><td>5,6%</td><td>2,7%</td><td>6,0%</td><td>-14,8%</td><td>9,0%</td><td>7,8%</td><td>3,0%</td><td>-1,9%</td><td>2,5%</td></tr><tr><th /><td colspan=\"5\">*from inception of the fund in April 2019.</td><td colspan=\"4\">**up to and including March 2026</td></tr><tr><td colspan=\"8\">The annual average is calculated as the annualized yearly return over the period from April 2019 to March 2026.</td></tr></tbody></table><p>Note: These are historical results. The value of your investment may fluctuate. Past performance does not guarantee future results.</p>"}}],"title":{"value":"<p>What were the <strong>past returns</strong> of Easy Invest?</p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p>This helped others get started:</p>"},"textLinks":[{"text":"Investing for beginners with the Investing Starter Kit (in Dutch)","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggen-starterskit"},{"text":"Avoid beginner mistakes (in Dutch)","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggen-blunders"}]}],"title":{"value":"<p>Is <strong>investing </strong>something you find <strong>exciting</strong>?</p>"}},{"paragraphs":[{"componentType":"paragraph","richBody":{"value":"<p><span lang=\"EN-US\" dir=\"ltr\"><span><span>Always wanted to start investing, but prefer not to commit large amounts? With Round Up &amp; Invest, investing happens almost automatically while you pay. Every payment you make is rounded up automatically (for example to €2, €5, or €10). The rounded-up amounts are transferred to your Easy Investing account the next day. Once you’ve built up at least €10, we automatically invest the full amount in the fund you choose. That way, even with small amounts, you take a meaningful step towards investing, simple and hassle-free.</span></span></span></p>"},"textLinks":[{"text":"Discover more about Round Up & Invest","url":"/en/personal/investing/investments-at-ing/rond-af-en-beleg"}]}],"title":{"value":"<p>Round Up &amp; Invest: <strong>invest</strong> your <strong>spare change</strong></p>"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"Usefull links"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"text":"Investing for beginners","url":"/en/personal/investing/investments-at-ing/investing-for-beginners"},{"text":"Which style of investing suits you?","url":"/en/personal/savings-and-investing/investing-decision-aid"},{"text":"Expected returns on investing?","url":"/en/personal/investing/investments-at-ing/investment-calculator"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"<p>You can start Easy Invest with as little as € 10.</p><p>You can choose, for example, to invest a fixed amount automatically every month. You can also change or stop this at any time. It is all straightforward once you have opened a Easy Invest account.</p>"},"title":"How much money do I need to start investing?"},{"richBody":{"value":"<p>With ING Easy Invest you choose 1 of 4 well-diversified ING Global Index Portfolio funds. Curious about what makes them sustainable? What exactly index funds are? And what the differences between the funds mean?</p><p><a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-ing-global-index-portfolio\">Read more about the ING Global Index Portfolio funds</a></p>"},"title":"What does ING invest in for me?"},{"richBody":{"value":"<p>You can use the calculator to immediately see what investing could yield for you. You set your own preferences: for example, how much savings you want to keep aside, as well as how long you plan to invest and how much risk you are willing to take.</p><p><a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/investment-calculator\">Calculate what investing and saving could yield</a></p>"},"title":"What can Easy Invest (and Saving) offer me?"},{"richBody":{"value":"<ul><li><strong>Step 1:</strong> You open an Easy Invest account in My ING or via the app. This account is linked to your ING current account.</li><li><strong>Step 2:</strong> You choose 1 of the 4 ING Global Index Portfolio funds, so your investment is always well diversified. Prefer a fund with lower risk? That’s possible too!</li><li><strong>Step 3:</strong> You decide how much money you transfer to your Easy Invest account. Want to take it easy at first? Start with a smaller amount. You can always invest more later.</li></ul><p>Rest assured: you can always sell (part of) your investments. This money will then no longer be invested.</p>"},"textLinks":[{"text":"Start with Easy Invest","url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active"}],"title":"How do I start with Easy Invest?"},{"richBody":{"value":"<p>You choose one of the four ING Global Index Portfolio funds in which you want to invest. We do not provide investment advice. That’s why it’s smart to know the <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/risks-of-investing-per-investment-type\">basics of investing</a>, so you can confidently open a Easy Invest account.</p>"},"textLinks":[{"text":"Investing for beginners","url":"/en/personal/investing/investments-at-ing/investing-for-beginners"},{"text":"Risks of investing","url":"/en/personal/investing/investments-at-ing/risks-of-investing"}],"title":"Is Easy Invest something for me?"},{"richBody":{"value":"<p><span lang=\"EN-GB\" dir=\"ltr\"><span>Having questions or doubts about investing is completely natural. In an <strong>Insight Conversation</strong>, you can take the time to look at your situation, wishes and questions together with an ING Financial Coach. This helps you gain clarity and decide more confidently whether, and how, investing suits you. The conversation is <strong>free for ING customers</strong>.</span></span></p>"},"textLinks":[{"text":"Schedule a free Insight Conversation","url":"/en/personal/financial-health/inzicht-gesprek-landingspagina-open-financieel-gezond"}],"title":"I’m not sure whether investing is right for me. What can I do?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<p>Investing involves risks and costs. You may (partially) lose your investment amount. Read more about the <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/risks-of-investing\">risks of investing</a> and how to limit them. And also view the <a data-type=\"internal\" href=\"/en/personal/investing/service/general-terms--conditions\">Investment Terms and Conditions</a>.</p><p>Investments that contribute to environmental or social goals can be part of the ING Global Index Portfolio funds within Easy Invest as well as the Sustainable (Duurzaam) investment strategy offered through Vermogensbeheer. However, investing in such investments is not the sole purpose of these strategies, it is also important to invest in financially attractive companies. Here you find more information about the <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-ing-global-index-portfolio\">sustainable investing policy of the ING Sustainable Index Funds.</a></p><p>*For informational purposes, we will use the name Easy Invest. The actual product name, which will also appear in the onboarding flow and on your bank statements, is Eenvoudig Beleggen. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.</p>"}},{"componentType":"sectionTitle","title":"Open an Easy Invest account"},{"componentType":"cta","textLink":{"text":"Start with Easy Invest","url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active"}},{"body":"We’re proud to share that ING has once again received the public award for","bodyBold":"Best Investment Firm of the Year.","bodyThree":"A recognition we are proud of.","componentType":"promotionalBanner","date":{},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/8a694e88-ae30-48d1-b6bd-2172fa9eabf6/Crown-1.svg","transformBaseUrl":"https://assets.ing.com/transform/8a694e88-ae30-48d1-b6bd-2172fa9eabf6/Crown-1","type":"image","width":64},"textLink":{"text":"More about the IEX Gouden Stier","url":"/en/personal/investing/ing-best-investment-firm-of-the-year"}}]},"hasMacro":false,"id":"6c7dcc41-0c87-47c3-b2c3-c49223c48109","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Start investing at ING","url":"/en/personal/investing/investments-at-ing"}},"componentType":"productHeader","coreHeader":{"body":"Choose how much you invest and when. Easily invest in one of the carefully curated funds, managed by our investment experts. This page is an English translation of the original Dutch version.*","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/2365d07726f41991/original/Woman-mother-and-children-playing-outside.jpg","transformBaseUrl":"https://assets.ing.com/transform/02805eee-c7a1-4a1a-b667-647a37c84d7e/Woman-mother-and-children-playing-outside","type":"image","width":1920},"title":"Easy Invest"},"cta":{"componentType":"cta","textLink":{"text":"Open Easy Invest","url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active"}},"usps":[{"body":"Start with as little as €10","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}},{"body":"Enter and exit whenever you want","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}},{"body":"Funds selected by professionals","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}}]},"publishDate":"2026-05-21T13:44:30.452+02:00"}}