Easy Invest is easy to open, and we help you get started with four carefully curated funds. This way, you invest with instant diversification. Through the ING app, you always have insight and can easily manage your investments. You decide your own contribution and pace: start with as little as €10, using automatic or manual deposits.
"}},{"componentType":"sectionTitle","title":"Four ready-made funds to choose from"},{"componentType":"feature","featureName":"ing-feat-funds-tool"},{"componentType":"sectionTitle","title":"What can investing bring you?"},{"componentType":"paragraph","richBody":{"value":"Imagine you invest a fixed amount every month - what would your return be after 10 years? Choose your monthly amount and see what it could earn you.
"}},{"componentType":"feature","featureName":"ing-investments-monthly-deposit-widget?isWidget"},{"componentType":"sectionTitle","title":"Want to learn more about Easy Invest?"},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"What are the costs of Easy Invest?
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"You only pay on the amount you invest
No fees for opening your account or for transactions
0,40% service fee per year
0,58-0,70% fund costs per year, included in the fund’s price
What are stocks and bonds?
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Stocks
When you invest in stocks, you buy a very small piece of a company with each share. If that company makes a profit, you also receive a small part of that profit, called a dividend. Stocks are bought on the stock exchange. With ING’s Self Invest you can buy shares from many different companies
Bonds
When you buy bonds, you’re essentially lending money to the issuer of those bonds, which are often governments or large companies. You can earn money if the value of the bond increases or through coupon interest. This is the interest on the amount you’ve lent to the company by purchasing the bond.
What were the past returns of Easy Invest?
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Curious what Easy Invest has yielded in the past? The answer to that question depends on the fund. With Easy Invest you choose from one of the 4 ING Global Index Portfolio funds, each with its own risk profile. See for yourself in the below chart.
Note: The value of your investment may fluctuate. Past performance does not guarantee future results. Investing involves risks and costs. You may (partially) lose your investment amount.
| ING Global Index Portfolio fonds | 2019* | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026** | Annualized return |
|---|---|---|---|---|---|---|---|---|---|
| Dynamic | 10,3% | 3,1% | 24,7% | -15,8% | 14,9% | 20,0% | 4,5% | -3,4% | 8,1% |
| Active | 8,9% | 3,3% | 18,4% | -15,6% | 13,0% | 15,8% | 4,0% | -2,8% | 6,3% |
| Balanced | 7,4% | 3,1% | 11,9% | -15,1% | 10,9% | 11,9% | 3,6% | -2,3% | 4,4% |
| Conservative | 5,6% | 2,7% | 6,0% | -14,8% | 9,0% | 7,8% | 3,0% | -1,9% | 2,5% |
| *from inception of the fund in April 2019. | **up to and including March 2026 | ||||||||
| The annual average is calculated as the annualized yearly return over the period from April 2019 to March 2026. |
Note: These are historical results. The value of your investment may fluctuate. Past performance does not guarantee future results.
"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026","altTextEN":"Historical returns Q1 2026","original":"https://assets.ing.com/asset/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026.png","extension":"png"}}]},{"title":{"value":"Is investing something you find exciting?
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"This helped others get started:
"},"textLinks":[{"url":"/particulier/beleggen/hoe-werkt-beleggen/beleggen-starterskit","text":"Investing for beginners with the Investing Starter Kit (in Dutch)"},{"url":"/particulier/beleggen/hoe-werkt-beleggen/beleggen-blunders","text":"Avoid beginner mistakes (in Dutch)"}]}]},{"title":{"value":"Round Up & Invest: invest your spare change
"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"Always wanted to start investing, but prefer not to commit large amounts? With Round Up & Invest, investing happens almost automatically while you pay. Every payment you make is rounded up automatically (for example to €2, €5, or €10). The rounded-up amounts are transferred to your Easy Investing account the next day. Once you’ve built up at least €10, we automatically invest the full amount in the fund you choose. That way, even with small amounts, you take a meaningful step towards investing, simple and hassle-free.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/rond-af-en-beleg","text":"Discover more about Round Up & Invest"}]}]}]},{"componentType":"sectionTitle","title":"Usefull links"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/investing-for-beginners","text":"Investing for beginners"},{"url":"/en/personal/savings-and-investing/investing-decision-aid","text":"Which style of investing suits you?"},{"url":"/en/personal/investing/investments-at-ing/investment-calculator","text":"Expected returns on investing?"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"How much money do I need to start investing?","richBody":{"value":"You can start Easy Invest with as little as € 10.
You can choose, for example, to invest a fixed amount automatically every month. You can also change or stop this at any time. It is all straightforward once you have opened a Easy Invest account.
"}},{"title":"What does ING invest in for me?","richBody":{"value":"With ING Easy Invest you choose 1 of 4 well-diversified ING Global Index Portfolio funds. Curious about what makes them sustainable? What exactly index funds are? And what the differences between the funds mean?
Read more about the ING Global Index Portfolio funds
"}},{"title":"What can Easy Invest (and Saving) offer me?","richBody":{"value":"You can use the calculator to immediately see what investing could yield for you. You set your own preferences: for example, how much savings you want to keep aside, as well as how long you plan to invest and how much risk you are willing to take.
Calculate what investing and saving could yield
"}},{"title":"How do I start with Easy Invest?","richBody":{"value":"Rest assured: you can always sell (part of) your investments. This money will then no longer be invested.
"},"textLinks":[{"url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active","text":"Start with Easy Invest"}]},{"title":"Is Easy Invest something for me?","richBody":{"value":"You choose one of the four ING Global Index Portfolio funds in which you want to invest. We do not provide investment advice. That’s why it’s smart to know the basics of investing, so you can confidently open a Easy Invest account.
"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/investing-for-beginners","text":"Investing for beginners"},{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"Risks of investing"}]}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may (partially) lose your investment amount. Read more about the risks of investing and how to limit them. And also view the Investment Terms and Conditions.
Investments that contribute to environmental or social goals can be part of the ING Global Index Portfolio funds within Easy Invest as well as the Sustainable (Duurzaam) investment strategy offered through Vermogensbeheer. However, investing in such investments is not the sole purpose of these strategies, it is also important to invest in financially attractive companies. Here you find more information about the sustainable investing policy of the ING Sustainable Index Funds.
*For informational purposes, we will use the name Easy Invest. The actual product name, which will also appear in the onboarding flow and on your bank statements, is Eenvoudig Beleggen. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
"}},{"componentType":"sectionTitle","title":"Open an Easy Invest account"},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active","text":"Start with Easy Invest"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Check out our other investment options"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Self Invest (only in Dutch)","intro":"Trade anytime and anywhere with very competitive rates.","image":{"transformBaseUrl":"https://assets.ing.com/transform/937cee92-7f72-4e4f-9c29-9f30cf5ca6b9/device-with-graph","type":"image","width":160,"original":"https://assets.ing.com/m/51db12046df977cf/original/device-with-graph.png","extension":"png"},"link":{"url":"/en/personal/investing/investments-at-ing/self-invest"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Portfolio Management","intro":"See what our investment managers can do for you (starting from €50,000).","image":{"transformBaseUrl":"https://assets.ing.com/transform/e4a9598b-8eeb-49a2-b7ff-53ba89aac08b/bull-market-icon","type":"image","width":160,"original":"https://assets.ing.com/m/22933f8173f0a2fb/original/bull-market-icon.svg","extension":"svg"},"link":{"url":"/en/personal/investing/portfolio-management"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Pension Investing","intro":"See what investing for your retirement can mean and what tax benefits it could bring.","image":{"transformBaseUrl":"https://assets.ing.com/transform/3f9e06e1-0c17-47c1-8158-86b54c3dddea/Homepage-Illustrations","type":"image","width":0,"altTextNL":"Illustratie van stapel muntjes","original":"https://assets.ing.com/m/2591eeeaf010e506/original/Homepage-Illustrations.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/pension-investing"}}]}]}}}