The fund Sophie invests in consists of 30% equities and 70% bonds. This means your investments are less sensitive to major price fluctuations, while still offering the potential for growth.
Because this fund contains a high proportion of bonds, its value tends to move less dramatically with the market compared to funds with more equities.
"}},{"componentType":"sectionTitle","title":"How do investors like Sophie experience the market?"},{"componentType":"paragraph","richBody":{"value":"Markets are always moving up and down, and that can sometimes be nerve-wracking. When the stock market declined, Sophie noticed that her portfolio fluctuated less than others’. That gave her peace of mind. By continuing to invest regularly, she was still able to grow her wealth—without losing sleep.
"}},{"componentType":"sectionTitle","title":"When is this strategy right for you?"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"You're looking for a way to steadily build wealth without taking big risks."},{"body":"You have an investment horizon of at least 3 years, but you feel more comfortable with less price volatility."},{"body":"You want more security while still aiming for higher returns than saving."}]},{"componentType":"sectionTitle","title":"Real-life scenario"},{"componentType":"paragraph","richBody":{"value":"Suppose you're saving for a big trip in four years. You're looking for an alternative to saving, but you also don’t want to risk your investments losing value right before you book the trip. In that case, the ING Global Index Portfolio Conservative could be a good choice.
"}},{"componentType":"highlight","title":"Hint!","richBody":{"value":"Keep investing regularly, even when the market temporarily underperforms. By investing monthly, you spread the risk and avoid entering the market at the wrong time.
"}},{"componentType":"accordion","accordionList":[{"title":"ING Global Index Portfolio Conservative","richBody":{"value":"The ING Global Index Portfolio Conservative mainly consists of bond trackers. This makes the fund less risky compared to the ING Global Index Portfolio Balanced. It means the likelihood of losing part of your investment is expected to be lower. The same expectation applies to the potential return.
"},"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/216c2a96-6c92-436f-aa2e-8691c9545921/risico-indicator-3","altTextNL":"risico-indicator-3","original":"https://assets.ing.com/m/a43cbcb76d790fe/original/risico-indicator-3.jpg","extension":"jpg"},"textLinks":[{"url":"https://www.ing-isim.lu/webisim/content/dam/isim/pdf/ing-aria/ing-global-index-portfolio-conservative/KIIDOC-EN-LU1693142504.pdf","text":"Read the Key Information Document (PDF) (English)"},{"url":"/particulier/beleggen/ing-investment-office/ing-duurzaam-index-portefeuilles-profiel-defensief","text":"Want to know more? (Dutch only)"},{"url":"https://www.ing-isim.lu/webisim/content/dam/isim/pdf/ing-aria/factsheets/FS-EN-LU1693142504.pdf","text":"Factsheet (PDF) (English)"}]}]},{"componentType":"cards"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Erik: balanced and mindful","image":{"transformBaseUrl":"https://assets.ing.com/transform/cbdc3290-c889-4c11-809a-8f56bd45eded/Balanced-Erik","type":"image","width":1888,"original":"https://assets.ing.com/m/587b35f2590a0a46/original/Balanced-Erik.png","extension":"png"},"link":{"url":"/en/personal/investing/investments-at-ing/balanced-erik"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Lucas: confident and goal-oriented","image":{"transformBaseUrl":"https://assets.ing.com/transform/65c702d0-6e23-434b-a651-c83461423eca/Active-Lucas","type":"image","width":1888,"original":"https://assets.ing.com/m/73f1ba793bdbc1a/original/Active-Lucas.png","extension":"png"},"link":{"url":"/en/personal/investing/investments-at-ing/active-lucas"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Anna: adventurous and full of confidence","image":{"transformBaseUrl":"https://assets.ing.com/transform/a3c4b75e-d412-4847-b9c9-404fa88f58d9/Dynamic-Anna","type":"image","width":1888,"original":"https://assets.ing.com/m/74f4f76a7a8c8c77/original/Dynamic-Anna.png","extension":"png"},"link":{"url":"/en/personal/investing/investments-at-ing/dynamic-anna"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Your way of investing","image":{"transformBaseUrl":"https://assets.ing.com/transform/9a5cda35-0992-427c-af6e-73a34de46a51/Jouw-manier-van-beleggen","type":"image","width":1888,"original":"https://assets.ing.com/m/30326e1924364187/original/Jouw-manier-van-beleggen.png","extension":"png"},"link":{"url":"/en/personal/investing/investments-at-ing/your-way-of-investing"}}]},{"componentType":"feature","featureName":"survey-starter?surveyName=c6a487de-f1f5-4b29-bb3c-21ea35148667&withCard=True"}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"*For informational purposes, we will use the name Easy Invest. The actual product name is Eenvoudig Beleggen. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.
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