{"type":"document","data":{"id":"c65bc242-c6cd-4219-a236-42d024be7fe8","localeString":"en-GB","publishDate":"2026-04-08T09:28:38.285+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":true,"noFollow":true},"description":"With Round up & Invest you can invest your spare change almost automatically."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active","text":"Start with Round up & Invest"}},"coreHeader":{"body":"Have you always wanted to start investing, but not with large amounts? With Round up & Invest you can invest your spare change almost automatically. This page is an English translation of the original Dutch version.*","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/d01cfbdc-9f9f-45e2-a06f-3f62b3c40c33/Willie-Wartaal-Rond-af-en-Beleg","type":"image","width":4500,"original":"https://assets.ing.com/asset/d01cfbdc-9f9f-45e2-a06f-3f62b3c40c33/Willie-Wartaal-Rond-af-en-Beleg.jpg","extension":"jpg"},"title":"Invest smartly with your spare change","subtitle":"Automatically invest while you pay. With ING Round up & Invest."},"backLink":{"textLink":{"url":"/en/personal/investing/investments-at-ing","text":"Start investing at ING"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How it works"},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"You pay by card or online","body":"We round up to €2, €5 or €10; you choose."},{"title":"At the end of the day, we add up all round-ups","body":"The amount is credited to your Easy Invest account."},{"title":"From €10, the amount is invested automatically","body":"The full amount is invested in the investment fund you selected."}]}},{"componentType":"sectionTitle","title":"What do you need?"},{"componentType":"paragraph","richBody":{"value":"

Round up & Invest works through your Easy Invest account.

"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Don’t have Easy Invest yet?","link":{"url":"https://mijn.ing.nl/investments/en-nl/120/onboarding?roundup=active"},"checkMarkList":["Open an Easy Invest account","Choose 1 of the 4 carefully selected funds","Decide how much you want to invest","Activate Round up & Invest"],"promoText":"Open Easy Invest with Round up & Invest"},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Already have Easy Invest?","link":{"url":"https://mijn.ing.nl/banking/overview"},"checkMarkList":["Go to your Easy Invest account in the ING app","Turn on Round up & Invest under 'Settings'","Choose how you want to round up and confirm your choice"],"promoText":"Open the ING App"}]},{"componentType":"sectionTitle","title":"Why Easy Invest with Round up & Invest?"},{"componentType":"actionAccordion","actionAccordionList":[{"title":{"value":"

Four ready-made funds to choose from

"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-ing-global-index-portfolio","text":"See which fund suits you"}]}]},{"title":{"value":"

Start smart with small amounts

"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"

How much do you want to invest?
By default, purchases are rounded up to the next whole euro. Want to invest more? You can easily change your preference and choose to round up to €2, €5 or €10.

Example: rounding up to the next whole euro

Example: rounding up to the next multiple of €5

"}}]},{"title":{"value":"

No costs for opening or closing your investment account

"},"paragraphs":[{"componentType":"paragraph","title":"You only pay costs based on the value of your investments.","richBody":{"value":""},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-rates","text":"View all costs"}]}]}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"Are there any costs for Round up & Invest?","richBody":{"value":"

Yes. To invest, you need an Easy Invest account. Opening and closing the account is free, and there are no transaction fees.
 You do pay costs on the invested amount in your Easy Invest account:

"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-rates","text":"Read more about Easy Invest fees"}]},{"title":"What’s the difference between Round up & Save and Round up & Invest?","richBody":{"value":"

Both options automatically round up your payments.

With Round up & Save you grow your savings; with Round up & Invest you grow your investments.

"}},{"title":"What has Easy Invest delivered in the past?","richBody":{"value":"

Results differ per fund, as each ING Global Index Portfolio fund has its own risk profile.
 You can view past performance in the chart.

ING Global Index Portfolio fonds2019*2020202120222023202420252026**Jaar-gemiddelde
Dynamic10,3%3,1%24,7%-15,8%14,9%20,0%4,5%-3,4%8,1%
Active8,9%3,3%18,4%-15,6%13,0%15,8%4,0%-2,8%6,3%
Balanced7,4%3,1%11,9%-15,1%10,9%11,9%3,6%-2,3%4,4%
Conservative5,6%2,7%6,0%-14,8%9,0%7,8%3,0%-1,9%2,5%
*from inception of the fund in April 2019.**up to and including March 2026
The annual average is calculated as the annualized yearly return over the period from April 2019 to March 2026.

Please note: Past performance does not guarantee future results.

"},"alignedImage":{"position":"top","transformBaseUrl":"https://assets.ing.com/transform/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026","altTextEN":"Historical returns Q1 2026","original":"https://assets.ing.com/asset/c3803069-1647-45ab-919e-8aedcfecb886/Historical-returns-Q1-2026.png","extension":"png"}},{"title":"Can I sell my investments?","richBody":{"value":"

Yes. You can sell your investments fully or partially at any time via the ING app or My ING.
 Execution usually takes 2–3 business days before the money is credited to your current account. Orders placed during weekends or public holidays may take a little longer, as markets may be closed.

"}}]},{"componentType":"paragraph","richBody":{"value":"

"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/rond-af-en-beleg","text":"View all FAQs about Round up & Invest"}]},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"

Investing involves risks and costs. You may (partially) lose your investment amount. Read more about the risks of investing and how to limit them. And also view the Investment Terms and Conditions.

Investments that contribute to environmental or social goals can be part of the ING Global Index Portfolio funds within Easy Invest as well as the Sustainable (Duurzaam) investment strategy offered through Vermogensbeheer. However, investing in such investments is not the sole purpose of these strategies, it is also important to invest in financially attractive companies. Here you find more information about the sustainable investing policy of the ING Sustainable Index Funds.

*For informational purposes, we will use the name Easy Invest. The actual product name, which will also appear in the onboarding flow and on your bank statements, is Eenvoudig Beleggen. This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.

"}}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Explore our other investment options"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Self Invest (only in Dutch)","intro":"Invest anytime, anywhere with the app. Low fees, great insights in your investments.","image":{"transformBaseUrl":"https://assets.ing.com/transform/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket","type":"image","width":160,"original":"https://assets.ing.com/asset/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/self-invest"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Portfolio Management","intro":"Let our experts invest for you. Experience tailored investing (from €50,000).","image":{"transformBaseUrl":"https://assets.ing.com/transform/6c8ec8c5-6fed-4770-9b78-ea4695228844/Green-briefcase-Euro-coins","type":"image","width":160,"original":"https://assets.ing.com/asset/6c8ec8c5-6fed-4770-9b78-ea4695228844/Green-briefcase-Euro-coins.svg","extension":"svg"},"link":{"url":"/en/personal/investing/portfolio-management"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Pension Investing","intro":"Think about your future now. And benefit from potential tax advantages too.","image":{"transformBaseUrl":"https://assets.ing.com/transform/6b92e17a-1144-4fd7-8b1f-abef616aa4a0/Blue-tax-envelope-Euro-coins","type":"image","width":160,"original":"https://assets.ing.com/asset/6b92e17a-1144-4fd7-8b1f-abef616aa4a0/Blue-tax-envelope-Euro-coins.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/pension-investing"}}]}]}}}