{"type":"document","data":{"id":"424e8c17-64b5-4c49-a93c-a7c3247e2ebc","localeString":"en-GB","publishDate":"2026-03-18T11:17:08.554+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Are you curious about investing but does it seem like too much hassle? Or do you want to learn how to do everything yourself? Do you want to spend little time or a lot of time? At ING, as a starting investor you can go in any direction."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Start with small amounts","icon":{"transformBaseUrl":"https://assets.ing.com/transform/5d395493-2ebf-483b-a502-8a02d13ee26c/coins_euro_outline_rgb","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/5f05177ea66e8d8d/original/coins_euro_outline_rgb.png","extension":"png"}},{"body":"Decide how much risk you want to take","icon":{"transformBaseUrl":"https://assets.ing.com/transform/adff8160-943a-43fa-b55d-b81114ad8112/Graph","type":"image","width":28,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/3ca0a9190df86dba/original/Graph.svg","extension":"svg"}},{"body":"Stop at any time","icon":{"transformBaseUrl":"https://assets.ing.com/transform/81a83dbb-cb7f-42a3-a84a-d27be777f552/img_icon-lightbulb","type":"image","width":160,"original":"https://assets.ing.com/m/7270c243d1058b5f/original/img_icon-lightbulb.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"/en/personal/investing/investments-at-ing/easy-invest","text":"Go directly to Easy Invest"}},"coreHeader":{"body":"Are you curious about investing but does it seem like too much hassle? Or do you want to learn how to do everything yourself? Do you want to spend little time or a lot of time? At ING, as a starting investor you can go in any direction. This page is an English translation of the original Dutch version.*","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/24f126c5-05e7-48fc-9b07-5aa35561272a/Portrait-of-two-dogs-sitting","type":"image","width":5451,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/600ce6b3fe330edf/original/Portrait-of-two-dogs-sitting.jpg","extension":"jpg"},"title":"Every investor once took the first step"},"backLink":{"textLink":{"url":"/en/personal/investing/investments-at-ing","text":"Investing as a beginner"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span>Investing starts with making choices. How much do you want to invest, what will you want invest in, how much risk do you want to take? These kinds of questions often make people postpone investing. But it does not need to be difficult. As a beginner, you can choose a ready-made solution. With that, our experts make many choices for you. But managing everything yourself also works well if you are a beginner.</span></span></span></span></p><ul><li><a href=\"https://www.ing.nl/en/personal/investing\">Read more about the investing options of ING</a></li><li><a href=\"https://www.ing.nl/en/personal/investing/investments-at-ing/investing-for-beginners\"><span><span><span>Curious why others start investing?</span></span></span></a></li></ul>"}},{"componentType":"sectionTitle","title":"The ease of a ready-made solution"},{"componentType":"paragraph","title":"Easy Invest","richBody":{"value":"<p><span><span><span>Are you very busy and want to spend as little time as possible on your investments? Then choose <strong>Easy Invest </strong>(Eenvoudig Beleggen). Our experts take the most difficult work out of your hands.</span></span></span></p><p><span><span><span>How does it work? You choose one of the four <strong>ING Global Index Portfolio</strong> funds. From limited risk to higher risk — you decide. Then you only choose how much you want to invest. We do the rest!</span></span></span></p><p><span><span><span>Tip: you can start calmly with, for example, €10 per month. You can always invest more, and you can stop whenever you want.</span></span></span></p><p><span><span><span>Why customers choose Easy Invest:</span></span></span></p><ul class=\"check-mark\"><li><span><span><span><span>Start with small amounts</span></span></span></span></li><li><span><span><span><span>Your investments are always well spread</span></span></span></span></li><li><span><span><span><span>Stop at any time</span></span></span></span></li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/98836365-e737-4869-a775-07cdf357fc88/icon_plant","original":"https://assets.ing.com/m/5986d2189ef4ab62/original/icon_plant.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/personal/investing/investments-at-ing/easy-invest","text":"Discover Easy Invest"}},{"componentType":"paragraph","title":"Portfolio Management","richBody":{"value":"<p><span><span><span>If you plan to invest €50,000 or more, we understand that you may like some personal guidance. With Portfolio Management (Vermogensbeheer), an investment adviser<span><span> </span></span>will guide you and together you decide on the strategy.</span></span></span></p><p><span><span><span>Then the ING experts manage your portfolio. You and the adviser check regularly if your investments still fit your wishes and goals. Want to adjust or discuss something in between? No problem!</span></span></span></p><p><span><span><span>Why customers choose Portfolio Management:</span></span></span></p><p> </p><ul class=\"check-mark\"><li><span><span><span><span>You get professional guidance</span></span></span></span></li><li><span><span><span><span>ING experts take the work out of your hands</span></span></span></span></li><li><span><span><span><span>You can stop at any time</span></span></span></span></li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/ff3357e9-428a-4f80-834a-1b09b6f3ab5d/Do-More-icon","altTextEN":"current account","altTextNL":"zichtrekening","altTextFR":"compte bancaire","original":"https://assets.ing.com/m/5b24deb54c47e2f6/original/Do-More-icon.jpg","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/personal/investing/portfolio-management","text":"Discover Portfolio Management"}},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/personal/savings-and-investing/afspraak-vermogen-en","text":"Book an appointment straight away"}]},{"componentType":"sectionTitle","title":"Gaining experience by being in control yourself"},{"componentType":"paragraph","title":"Self Invest","richBody":{"value":"<p><span><span><span>Do you want to understand what your money does and discover what the stock market offers? Then Self Invest (Zelf op de Beurs) may be something for you. We give you the tools, but the choices are yours. You can trade yourself and take profit by selling directly when you want.</span></span></span><br /> </p><p><span><span><span>Why customers choose Self Invest:</span></span></span></p><ul class=\"check-mark\"><li><span><span><span><span>You discover yourself what the stock market offers</span></span></span></span></li><li><span><span><span><span>You buy index funds with no transaction costs</span></span></span></span></li><li><span><span><span><span>Full investing functionality in the ING app</span></span></span></span></li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/dfdc269b-2d7a-49f0-88fc-0e6d03dafcea/icon_bulls_eye","original":"https://assets.ing.com/m/174d630006c33f41/original/icon_bulls_eye.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs","text":"Discover Self Invest"}},{"componentType":"sectionTitle","title":"Investing and risks"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Investing involves risks and costs. You can lose your investment or part of it.</span></span></span></p><p><span><span><span>Want to start wisely? Here are a few tips to limit the risks of investing.</span></span></span></p>"}},{"componentType":"paragraph","title":"1. Make sure you spread enough","richBody":{"value":"<p><span><span><span>To limit your risk, it is sensible to spread your investment across different products. Investing in an index fund gives more spreading than investing in a single company. It is also good to spread your investments over time. This means, for example, investing a smaller amount every month instead of investing all your money at once.</span></span></span></p>"}},{"componentType":"paragraph","title":"2. Choose a lower-risk category when you invest yourself","richBody":{"value":"<p><span><span><span>There are many investment types, each with their own risks. You can choose index trackers or investment funds instead of individual shares</span></span></span><span><span><span>, because these can have a lower risk category. In the ING app we show the risk of a fund or index tracker.</span></span></span></p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-per-investment-category","text":"Read more about the risks per investment category"}]},{"componentType":"paragraph","title":"3. Only invest money you do not need right away","richBody":{"value":"<p><span><span><span>Because markets can rise and fall, it is important that you do not suddenly need the money when the market happens to be low. Only invest money you can miss for a longer period. This way you can sit tight when necessary.</span></span></span></p>"}}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p><span><span><span>*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.</span></span></span></p>"}}]}}}