{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Interested in investing in ETFs? We explain what ETFs/trackers are and how they work. Read everything about investing in ETFs at ING here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is an ETF / tracker?"},{"alignedImage":{"position":"right"},"componentType":"paragraph","richBody":{"value":"

ETFs follow (in English ‘track’, hence the name trackers) an index. An ETF or tracker aims to offer investors the same return as the underlying market (minus the costs of the ETF). For example, if an index rises by 7%, the ETF based on that index will more or less have the same return. This also applies if the index falls.

An ETF or tracker is designed to make things easier for you. It is not easy to buy the shares of the twenty-five largest listed companies in the Netherlands all at once yourself. But if you buy an ETF based on the AEX Index, you immediately follow the entire index. Or consider an ETF that follows a global index, allowing you to ensure good diversification right away.

Watch the video on how you can invest in a diversified way.

"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/24b73ae2ae71bfff/original/ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.mp4","videoPreviewURLs":["https://assets.ing.com/asset/b19d6eae-d400-4264-a550-25c472869692/480p/ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.mp4","https://assets.ing.com/asset/b19d6eae-d400-4264-a550-25c472869692/1080p/ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.mp4","https://assets.ing.com/asset/b19d6eae-d400-4264-a550-25c472869692/mp4/ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.mp4","https://assets.ing.com/asset/b19d6eae-d400-4264-a550-25c472869692/720p/ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/24b73ae2ae71bfff/mini-ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.jpg","webimage":"https://assets.ing.com/m/24b73ae2ae71bfff/webimage-ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.jpg","thul":"https://assets.ing.com/m/24b73ae2ae71bfff/thul-ING-ETF-Beleggen_Contentlaag_Barbier_Hub_60s_-16x9.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Advantages and disadvantages of investing in ETFs"},{"comparisonCardList":[{"title":"Advantages of investing in ETF's","usps":[{"body":"Automatically invest with good diversification.","iconType":"check-mark"},{"body":"By purchasing ETFs, you follow all the companies in the index that the ETF tracks.","iconType":"check-mark"},{"body":"Costs are relatively low","iconType":"check-mark"},{"body":"At ING, you can choose from an extensive range of ETFs and mutual funds. Whether you want to follow the AEX Index, invest in video games, or invest in a more sustainable world.","iconType":"check-mark"},{"body":"For ETFs and mutual funds from the ING ETF Top Selection, you do not pay any transaction fees at ING.","iconType":"check-mark"}]},{"title":"Disadvantages of investing in ETF's","usps":[{"body":"The ETF you buy follows the index of your choice, but no more than that;","iconType":"cross"},{"body":"The return on your chosen ETF will therefore normally hardly deviate from the tracked index.","iconType":"cross"},{"body":"With a mutual fund or stock, however, the return can deviate significantly from this index, both upwards and downwards.","iconType":"cross"}]}],"componentType":"comparisonCards","title":"Advantages of investing in ETF's,Disadvantages of investing in ETF's"},{"componentType":"cta","textLink":{"text":"More about Self Invest (Dutch only)","url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs"}},{"componentType":"sectionTitle","title":"ING ETF Top selection"},{"componentType":"paragraph","richBody":{"value":"

The range of ETFs can be overwhelming. With the introduction of the ING ETF Top Selection, we make investing easier for you.

This selection contains the most attractive ETFs – based on fund costs, manager quality, fiscal structure, and composition – for the main investment categories and indices.

These ETFs are in principle not sent to an external stock exchange but are traded on the ING Internal Market, where ING guarantees the best possible execution. Unlike some other trading platforms or exchanges, there is no opening or closing auction on the ING Internal Market.

By executing orders in frequently traded ETFs on the ING Internal Market, execution costs are saved. As a result, ING can offer these frequently traded ETFs without transaction fees. More information about how we execute orders is described here (Dutch only).

"},"textLinks":[{"text":"View the ING ETF Top Selection","url":"/en/personal/investing/investments-at-ing/self-invest-etf-top-selection"}]},{"componentType":"sectionTitle","title":"Automatic investing"},{"componentType":"paragraph","richBody":{"value":"

With your Self Invest account, you can easily invest automatically in an ETF from the Top Selection or through mutual fund investing. With automatic investing, you build wealth step by step. You automatically invest a fixed amount, for example every month. This means you don’t have to choose the perfect moment.

With automatic investing, you spread your entry moments. Because you can’t time market fluctuations, you sometimes buy at higher prices and sometimes at lower prices. That brings peace of mind: you don’t have to wait for the “right” moment and you continue investing consistently, even when the market moves.

"},"textLinks":[{"text":"View Automatic investing","url":"/en/personal/investing/how-does-investing-work/invest-periodically"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about ETF's"},{"accordionList":[{"richBody":{"value":"

The management costs of trackers are generally lower than the costs of investment funds (Dutch only). In return, a mutual fund aims to more than compensate for these costs by achieving a higher return than the index. The approach of a tracker is different: it follows the index but does not aim to outperform it. In addition, trackers can be traded continuously during the trading day, just like stocks. Mutual funds are usually tradable once per day.

"},"title":"What are the main differences between ETFs or trackers and mutual funds?"},{"richBody":{"value":"

Investing in ETF’s also involves risks, as the price of an ETF can go up or down. However ETF's can help diversify your investments, as they may include different companies across various sectors and countries.

"},"title":"Is it wise to invest in ETF's?"},{"richBody":{"value":"

Which ETF you should buy as a beginner depends on your investment strategy and approach. It is important to know which index the ETF follows or which stocks are included in that index. Also check whether the ETF is well diversified and make sure not to invest all your money at once, but to spread this over a certain period of time. Popular ETFs are those that follow the global index (MSCI World Index). By following this index, you are well diversified.

The ING ETF Top selection contains the most attractive ETFs – based on fund costs, manager quality, fiscal structure, and composition – for the main investment categories and indices.

All ETFs in this Top Selection can be traded without transaction fees.

 

 

"},"title":"Which ETF is best for me to buy?"},{"richBody":{"value":"

There is no such thing as the “best” ETFs to invest in. As with other investments, you need to determine which ETF fits your approach.

To make choosing the right ETFs easier, ING has introduced the ING ETF Top selection.

This selection contains the most attractive ETFs – based on fund costs, manager quality, fiscal structure, and composition – for the main investment categories and indices.

All ETFs in this Top Selection can be traded without transaction fees.

"},"title":"What are the best ETF's to invest in?"},{"richBody":{"value":"

With a Self Invest investing account, you trade ETFs directly on the stock exchange. You can do this easily in three steps.

1) Choose the ETF that suits you.

Find ETFs that match your personal goals. Not sure yet if you want to buy a particular ETF? Then you can place it on your ‘Watchlist’ and follow its price development.

2) You need a Self Invest investing account.

Open a Self Invest investing account with ING if you do not have one yet. This account is linked to your ING current account.

Check what Self Invest entails (Dutch only)

3) When you're ready…

You can place and confirm your order. If you want to sell your ETF, you can also do this via the ING App or MyING. For mutual funds and ETFs from the ING ETF Top Selection, you do not pay any transaction fees at ING.

"},"textLinks":[{"text":"Open a Self Invest investment account (Dutch only)","url":"https://mijn.ing.nl/investments/100/onboarding"}],"title":"How can you buy (and sell) ETF's"},{"richBody":{"value":"

There are ETFs on many different indices, such as in the areas of:

You can also choose between indices for specific business sectors or themes (such as sustainability).

"},"title":"What kind of ETF's are there?"},{"richBody":{"value":"

With a Self Invest account, you can invest automatically. This allows you to build wealth step by step, without having to choose a single entry moment. You decide how much you want to invest automatically and what you want to invest in. Automatic investing is available for ETFs from the Top Selection or for mutual fund investing.

"},"title":"How does automatic investing work with Self Invest​?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"Alles over"},"textLinks":[{"text":"Aandelen","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-aandelen"},{"text":"Beleggingsfondsen","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-beleggingsfondsen"},{"text":"Gestructureerde producten","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-gestructureerde-producten"},{"text":"Obligaties","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-obligaties"},{"text":"Opties","url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-opties"}]},{"componentType":"linkList","iconTitle":{"title":"Discover more about investing"},"textLinks":[{"text":"Investing with ING","url":"/en/personal/investing"},{"text":"Sustainable investing","url":"/en/personal/investing/sustainability"},{"text":"How does investing work","url":"/en/personal/investing/how-does-investing-work"},{"text":"ING Investment Office","url":"/en/personal/investing/ing-investment-office"},{"text":"Market news and views","url":"/en/personal/investing/market-news-and-views"}]},{"componentType":"paragraph","richBody":{"value":"

Investing involves risks and costs. You may lose (part of) your investment. Read more about the risks of investing and how you can reduce them.

*This translation is intended for the customer’s convenience only. In the event of any inconsistency between the English translation and the original Dutch version, the original Dutch version shall prevail.

"},"title":"Good to know"}]},"hasMacro":false,"id":"3f341c23-8b26-4340-aaf8-e78e5583b822","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"How investing works","url":"/en/personal/investing/how-does-investing-work"}},"componentType":"productHeader","coreHeader":{"body":"ETF is an abbreviation for Exchange Traded Funds. These are instruments that are traded on the stock exchange. ETFs are also called index trackers, or simply trackers, because they follow a specific index. This allows you to easily invest in an index. At ING, you can invest in ETFs with a Self Invest (Zelf op de Beurs) account. This page is an English translation of the original Dutch version.*","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/4387df71819e6df3/original/trends_tcm162-190601.jpg","transformBaseUrl":"https://assets.ing.com/transform/a57a459f-458d-4a23-9b52-d00252c5f7fe/trends_tcm162-190601","type":"image","width":781},"title":"Investing in ETF's"},"cta":{"componentType":"cta","textLink":{"text":"More about Self Invest (Dutch only)","url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs"}}},"publishDate":"2026-06-19T15:02:03.702+02:00"}}