{"type":"document","data":{"id":"b411d282-d8d5-46c3-ab04-9211615e2e2d","localeString":"en-GB","publishDate":"2026-04-28T14:18:29.287+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Is it better to invest every month or all at once?"},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Do you deposit it all at once into your investment account, or is it better to deposit a small amount each month? This page is an English translation of the original Dutch version.*","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/fe022705-ae3b-4bb9-85ec-9fe489b94bd6/Rear-view-of-a-man-sitting-on-a-road-with-painted-white-lines","type":"image","width":4096,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4e979d2cbb5a8bee/original/Rear-view-of-a-man-sitting-on-a-road-with-painted-white-lines.jpg","extension":"jpg"},"title":"All at once or a little every month?","subtitle":"What if you have money left to invest?"},"backLink":{"textLink":{"url":"/en/personal/investing/how-does-investing-work","text":"How investing works"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"When is the best time to deposit?","richBody":{"value":"<p>By depositing in parts, you do not have to worry about timing, because timing the market is almost impossible. Sometimes you buy at the top of the market. But the next time, when prices have fallen, you buy relatively cheaply again.</p>"}},{"componentType":"paragraph","title":"A little every month","richBody":{"value":"<p>Instead of making one (large) deposit at once, you can spread this over a longer period. Because of the different deposit moments, the exact timing becomes less important. This is because you pay the average price over a longer period (look up the term ‘Dollar‑cost averaging’).</p>"}},{"componentType":"paragraph","title":"TIP!","richBody":{"value":"<p>Make <a data-type=\"internal\" href=\"/en/personal/investing\">investing</a>, just like saving, a habit. You can do this by investing a little of your available money every month.</p>"}},{"componentType":"paragraph","title":"Good to know","richBody":{"value":"<p>Investing involves risks and costs. You may lose (part of) your investment. Read more about the <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/risks-of-investing-per-investment-type\">risks of investing</a> and how you can reduce them.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Discover more about investing"},"textLinks":[{"url":"/en/personal/investing","text":"Investing with ING"},{"url":"/en/personal/investing/sustainability","text":"Sustainable investing"},{"url":"/en/personal/investing/how-does-investing-work","text":"How does investing work"},{"url":"/en/personal/investing/ing-investment-office","text":"ING Investment Office"},{"url":"/en/personal/investing/market-news-and-views","text":"Market news and views"}]}]}}}