Automatic investing means you invest a fixed amount at regular intervals, for example monthly or quarterly. You don’t need a large starting capital — investing can start from as little as €10 per month. It works simply:
By automatically investing a fixed amount, you can buy more units when prices are lower and fewer when prices are higher. Over a longer period, this means you pay an average price and are less dependent on a single entry moment. The advantage is that market fluctuations can have less impact on your overall investment. Read more about our perspective on DCA and automatic investing here.
"}},{"componentType":"sectionTitle","title":"The benefits of automatic investing"},{"componentType":"paragraph","richBody":{"value":"If you choose automatic investing, you benefit from several advantages:
Investing isn’t just for people with large amounts of wealth. You can also start investing with smaller amounts. With automatic investing, you work step by step towards your financial goals. You decide how much you invest each month. Choose an amount that fits your personal situation and financial comfort. Has something changed? You can easily adjust or stop your automatic contributions.
Tip: choose a fixed amount and schedule your investment right after your salary is paid. This way, investing becomes a priority, just like your fixed expenses.
"}},{"componentType":"actionAccordion"},{"componentType":"actionAccordion"},{"componentType":"actionAccordion"},{"componentType":"applicationProcess"},{"componentType":"sectionTitle","title":"Frequently asked questions about automatic investing"},{"accordionList":[{"richBody":{"value":"Automatic investing offers several advantages. With automatic investing, you invest a fixed amount at regular intervals. This means you sometimes buy more and sometimes less, resulting in an average price over time. This approach is called Dollar Cost Averaging. You don’t need to time the market and can invest with greater calm and discipline.
"},"title":"Why should you choose automatic investing?"},{"richBody":{"value":"You can easily get started by setting the amount of your automatic contribution in Mijn ING or the ING App.
"},"title":"How do you start automatic investing with ING?"},{"richBody":{"value":"Yes, automatic investing is flexible. You can adjust your contribution amount or frequency at any time, pause it, or stop it completely. You can easily arrange this in Mijn ING or via the ING App.
"},"title":"Can you adjust or stop your automatic contributions?"},{"richBody":{"value":"With automatic investing, you invest a fixed amount at set moments, regardless of market movements. This is called spreading over time (Dollar Cost Averaging). You don’t need to time the market: sometimes you invest at higher prices and sometimes at lower ones. This allows you to spread your purchases over time instead of investing everything at once, helping reduce the impact of market fluctuations. Automatic investing is therefore a true set-and-forget solution: you set it up once and can gradually build your wealth without needing to actively manage it all the time. With Easy Invest, you also invest in a diversified fund.
"},"title":"How do you spread your investments when investing automatically?"},{"richBody":{"value":"You can easily adjust your automatic contribution, pause it temporarily, or stop it.
"},"title":"What if have less room one month?"},{"richBody":{"value":"No. The idea behind automatic investing is that you don’t have to make decisions every month. You invest a fixed amount automatically, regardless of what the market is doing. Over the long term, continuing to invest consistently is often more important than trying to pick the perfect entry moment. Time in the market usually outweighs timing the market.
"},"title":"Do i need to keep an eye on market prices?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"Investing involves risks and costs. You may lose (part of) your invested amount.
"},"textLinks":[{"text":"More about risks of investing","url":"/en/personal/investing/investments-at-ing/risks-of-investing"},{"text":"Investment Terms and Conditions","url":"/en/personal/investing/service/general-terms--conditions"},{"text":"Start now with automatic investing","url":"/investments/120/ordering/{agreementId}/deposit?Periodic=true&AgreementTypeToSelect=INVESTMENTS_ACCOUNT_EASY_INVESTING"}]}]},"hasMacro":false,"id":"587991ab-63b0-40d8-841d-14a72fbbb3a4","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"How investing works","url":"/en/personal/investing/how-does-investing-work"}},"componentType":"productHeader","coreHeader":{"body":"With automatic investing, you choose a fixed amount and how often you want to invest, for example every month, quarter, or year. This way, you invest regularly and benefit from the power of time. Over a longer period, you spread out your investment moments and can gradually build your wealth step by step. Almost 60% of Easy Invest customers already choose this option.","headerImage":{"altTextEN":"Young woman in yellow sweater reclining at her desk","altTextNL":"Jonge vrouw in een gele trui die achterover leunt op haar bureaustoel","extension":"jpg","original":"https://assets.ing.com/m/338750d5943d38/original/Young-woman-in-yellow-sweater-reclining-at-her-desk.jpg","transformBaseUrl":"https://assets.ing.com/transform/e7b0d98c-17a2-4146-b845-f95240bad2ec/Young-woman-in-yellow-sweater-reclining-at-her-desk","type":"image","width":1920},"subtitle":"Start investing automatically and build your future the smart way","title":"Automatic investing"},"usps":[{"body":"Disciplined investing","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}},{"body":"Possible with small amounts from € 10","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}},{"body":"Build wealth step by step","icon":{"altTextEN":"check, checkmark","altTextNL":"check, vinkje","extension":"svg","original":"https://assets.ing.com/asset/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24}}]},"publishDate":"2026-06-02T16:12:12.458+02:00"}}