{"type":"document","data":{"id":"b9cc86fc-bd1f-4b4b-8200-93e452eb97d2","localeString":"en-GB","publishDate":"2026-04-02T08:36:29.547+02:00","contentType":"onecms:categoryPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Interested in investing? We tell you everything you need to know: from ready-made solutions, trading in shares and trackers yourself, to the risks. Get started right away."},"mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"title":"Investing","subtitle":"Want to grow your money? We are happy to help you with finding a way of investing that suits you. Whether you’re starting or already have some more experience."}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"How can we help you?"},{"componentType":"paragraph","richBody":{"value":"<p>Choose from a variety of investment options and get started easily with products that suit your goals.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Easy invest","intro":"The easiest way to start investing. Never been simpler.","image":{"transformBaseUrl":"https://assets.ing.com/transform/e2b7cad0-a21b-492b-8aa9-1d459d440c8e/Glass-jar-money-hand","type":"image","width":160,"original":"https://assets.ing.com/m/697a1dd33a388c48/original/Glass-jar-money-hand.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/easy-invest"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Self invest (Dutch only)","intro":"Invest anytime, anywhere with the app. Low fees, great insights in your investments.","image":{"transformBaseUrl":"https://assets.ing.com/transform/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket","type":"image","width":160,"original":"https://assets.ing.com/asset/65054f2f-73d4-4d05-adcb-aecaef173450/financialmarket.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/self-invest"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Portfolio Management","intro":"Let our experts invest for you. Experience tailored investing (from €50,000).","image":{"transformBaseUrl":"https://assets.ing.com/transform/6c8ec8c5-6fed-4770-9b78-ea4695228844/Green-briefcase-Euro-coins","type":"image","width":160,"original":"https://assets.ing.com/asset/6c8ec8c5-6fed-4770-9b78-ea4695228844/Green-briefcase-Euro-coins.svg","extension":"svg"},"link":{"url":"/en/personal/investing/portfolio-management"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Pension Investing","intro":"Think about your future now. And benefit from potential tax advantages too.","image":{"transformBaseUrl":"https://assets.ing.com/transform/6b92e17a-1144-4fd7-8b1f-abef616aa4a0/Blue-tax-envelope-Euro-coins","type":"image","width":160,"original":"https://assets.ing.com/asset/6b92e17a-1144-4fd7-8b1f-abef616aa4a0/Blue-tax-envelope-Euro-coins.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/pension-investing"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Private Markets","intro":"Go beyond the stock market. With private investment opportunities (from €200,000).","image":{"transformBaseUrl":"https://assets.ing.com/transform/39fac734-9fad-4395-89b7-2ce4d2614efd/Wallet-Euro-coins","type":"image","width":160,"original":"https://assets.ing.com/asset/39fac734-9fad-4395-89b7-2ce4d2614efd/Wallet-Euro-coins.svg","extension":"svg"},"link":{"url":"/en/personal/investing/portfolio-management/private-markets"}}]},{"componentType":"sectionTitle","title":"What can investing bring you?"},{"componentType":"paragraph","richBody":{"value":"<p>Imagine you invest a fixed amount every month - what would your return be after 10 years? Choose your monthly amount and see what it could earn you.</p>"}},{"componentType":"feature","featureName":"ing-investments-monthly-deposit-widget?isWidget"},{"componentType":"sectionTitle","title":"Which tools help you with investing?"},{"componentType":"paragraph","richBody":{"value":"<p>Discover how easy investing can be. These tools give you insight, help you make choices, and enable you to take the first step toward your financial future.</p>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Round up & Invest","intro":"Put your spare change to work: invest almost automatically with every payment, in-store or online.","image":{"transformBaseUrl":"https://assets.ing.com/transform/9c28c901-9d53-4c0a-90c5-81d882acfe77/wallet-euro-coins-no-padding","type":"image","width":0,"original":"https://assets.ing.com/m/43004a1045393444/original/wallet-euro-coins-no-padding.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/rond-af-en-beleg"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"What can pension investing yield for me?","intro":"Calculate what pension investments can yield, with possible tax benefits","image":{"transformBaseUrl":"https://assets.ing.com/transform/0982e592-5068-43ec-b170-0e7c47e2dc0d/Coins-stacked-2-spot","type":"image","width":160,"original":"https://assets.ing.com/m/17c26fe208eb1563/original/Coins-stacked-2-spot.svg","extension":"svg"},"link":{"url":"/en/personal/investing/investments-at-ing/pension-investing"}}]},{"componentType":"sectionTitle","title":"Why invest with ING?"},{"componentType":"productFeatures","image":{"transformBaseUrl":"https://assets.ing.com/transform/6e0d084f-fc21-475e-b283-077d55d438e6/Person-sitting-with-laptop-in-a-plant-filled-living-room","type":"image","width":1920,"altTextIT":"Person sitting in a cozy, plant-filled living room, working on a laptop with their legs stretched onto a pouf, while a small black dog rests on a blanket nearby.","original":"https://assets.ing.com/m/277604e5bd46178a/original/Person-sitting-with-laptop-in-a-plant-filled-living-room.png","extension":"png"},"highlighted":false,"items":[{"body":"Start building your wealth too.","title":"More than 475,000 people invest with ING"},{"body":"Always and everywhere insight into your investments and returns.","title":"Accessible and easy to use app"},{"body":"You can invest with us in 3 different ways, whether you’re a beginner or already have more experience.","title":"A suitable solution for every type of investor"}]},{"componentType":"sectionTitle","title":"Getting started with investing"},{"componentType":"paragraph","richBody":{"value":"<p>Do you find starting to invest exciting? That’s completely normal! Take your time to explore which way of investing suits you best.</p><p><strong>Tip</strong>: Start with a small amount. If you don’t like it after all, you can simply stop.</p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/investing-for-beginners","text":"Step‑by‑step plan for beginners"},{"url":"/particulier/beleggen/hoe-werkt-beleggen/beleggen-starterskit","text":"Learn the basics of investing with the Starter Kit (Dutch only)"},{"url":"/en/personal/investing/investments-at-ing/testimonials","text":"How do others experience investing with ING?"}],"alignedImage":{"transformBaseUrl":"https://assets.ing.com/transform/af429e4c-dac3-47c4-90f1-a7761659e966/A-young-woman-checks-her-phone-while-sitting-on-an-electric-bike-outside","original":"https://assets.ing.com/m/3593af63b7260f3/original/A-young-woman-checks-her-phone-while-sitting-on-an-electric-bike-outside.jpg","extension":"jpg"}},{"componentType":"promotionalBanner","icon":{"transformBaseUrl":"https://assets.ing.com/transform/8a694e88-ae30-48d1-b6bd-2172fa9eabf6/Crown-1","type":"image","width":64,"original":"https://assets.ing.com/m/5c64ce222f152559/original/Crown-1.svg","extension":"svg"},"body":"We’re proud to share that ING has once again received the public award for","bodyBold":"Best Investment Firm of the Year.","bodyThree":"A recognition we are proud of.","date":{},"textLink":{"url":"/en/personal/investing/ing-best-investment-firm-of-the-year","text":"More about the IEX Gouden Stier"}},{"componentType":"sectionTitle","title":"Useful links"},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs","text":"Invest independently in shares and ETFs (Dutch only)"},{"url":"/particulier/beleggen/duurzaam-beleggen","text":"Sustainable investing (Dutch only)"},{"url":"/en/personal/investing/investments-at-ing/investment-calculator","text":"Calculate your returns"},{"url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten-aandelen","text":"Buy shares (Dutch only)"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"How much money do I need to start investing?","richBody":{"value":"<p>You can start with as little as €10 per month. But because investing also comes with costs, we recommend working toward €1,000 or more. You don’t have to deposit this all at once, you can also build it up by investing, for example, €100 per month. The costs depend on the investment product you choose.</p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-rates","text":"Read more about the fees for Easy invest"},{"url":"/particulier/beleggen/beleggen-bij-ing/tarieven-zelf-op-de-beurs","text":"Read more about the fees for Self invest (Dutch only)"},{"url":"/en/personal/investing/portfolio-management/rates","text":"Read more about the fees for Portfolio management (vermogensbeheer)"}]},{"title":"What is a good time to start investing?","richBody":{"value":"<p>The ideal moment to start cannot be determined in advance. What is important is to diversify your investments, both in what you invest in and when you invest.<br />If you choose Eenvoudig Beleggen or Vermogensbeheer, your investments are well‑diversified. You can also choose to (automatically) deposit a fixed amount each month.</p>"}},{"title":"What does ING invest in on my behalf?","richBody":{"value":"<p>This depends on what you choose:</p><ul><li>If you choose Eenvoudig Beleggen, you can pick <a data-type=\"internal\" href=\"/en/personal/investing/investments-at-ing/eenvoudig-beleggen-ing-global-index-portfolio\">one of the four ING Global Index Portfolio funds.</a></li><li>If you are considering investing €50,000 or more, you can do so via Vermogensbeheer, which offers <a data-type=\"internal\" href=\"/en/personal/investing/portfolio-management/strategies\">5 investment strategies</a>.</li></ul>"}},{"title":"What can I invest in myself at ING?","richBody":{"value":"<p>Through Zelf op de Beurs, you can invest in a global selection of shares, investment funds, trackers (ETFs), and bonds. You can also invest in more complex products such as structured products, leveraged products, and options.<br />Read more about the different investment instruments and how they work</p>"},"textLinks":[{"url":"/particulier/beleggen/hoe-werkt-beleggen/beleggingsinstrumenten","text":"Read more about the different investment instruments and how they work (Dutch only)"},{"url":"/particulier/beleggen/beleggen-bij-ing/zelf-op-de-beurs","text":"View Self invest (Dutch only)"}]},{"title":"What are the risks of investing?","richBody":{"value":"<p>Return, risk, and costs that’s what investing is about. Generally, investments with a higher expected return are riskier. But no matter what type of investment you choose, it is never without risk. When you invest, you can always lose (part of) your deposit. Keep in mind that some investment categories are riskier than others. So review the risk of each category before you start investing.</p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"Read more about investment risks and how to reduce them"},{"url":"/particulier/beleggen/beleggen-bij-ing/risicos-van-beleggen-per-beleggingscategorie","text":"Read everything about the risks for each investment category (Dutch only)"}]}]},{"componentType":"sectionTitle","title":"Good to know about investing"},{"componentType":"paragraph","richBody":{"value":"<p>Investing involves risks and costs. You may (partially) lose your investment amount. The value of your investment may fluctuate. Past performance is no guarantee of future results.</p><p>Investments that contribute to environmental or social goals can be part of our investment services Portfolio management (Vermogensbeheer) and Easy invest (Eenvoudig Beleggen). However, their aim is not exclusively to invest in such investments, investing in financially attractive companies is also important. For more information on ING&apos;s Sustainable Investment Policy, visit <a data-type=\"internal\" href=\"/particulier/beleggen/duurzaam-beleggen/esg\">ING.nl/ESG</a> (Dutch only).</p>"},"textLinks":[{"url":"/en/personal/investing/investments-at-ing/risks-of-investing","text":"Learn more about the risks of investing and how to limit them."},{"url":"/particulier/beleggen/service/algemene-voorwaarden-beleggen","text":"General terms and conditions of investing (Dutch only)"}]}]},"complementaryZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What's happening on the financial markets?"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Current stock prices (Dutch only)","intro":"View the overview of the current stock prices here.","image":{"transformBaseUrl":"https://assets.ing.com/transform/373e9e84-ea34-4091-814a-1bdd1949d35f/Stock-exchange-market-digital-screen-showing-stock-market-crash","type":"image","width":8000,"original":"https://assets.ing.com/m/11c6a3b0fa49b613/original/Stock-exchange-market-digital-screen-showing-stock-market-crash.jpg","extension":"jpg"},"link":{"url":"/particulier/beleggen/koersen"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Market news and views","intro":"What's happening on the financial markets? And what does it mean for you?","image":{"transformBaseUrl":"https://assets.ing.com/transform/6649f1df-93b4-43a6-9ea9-80b8866b61da/about_investors_woman","type":"image","width":1920,"altTextEN":"Banner to Investor information","altTextNL":"Banner to Investor information","altTextFR":"Banner to Investor information","altTextDE":"Banner to Investor information","original":"https://assets.ing.com/m/458d774b6549ecb7/original/about_investors_woman.jpg","extension":"jpg"},"link":{"url":"/en/personal/investing/market-news-and-views"}}]}]}}}