Everyone who lives or works in the Netherlands is required to take out basic health insurance with a health insurer. This covers standard costs, such as visits to the general practitioner and the hospital. Every year, the government determines what is included in the basic package. It also sets the amount of the deductible. You decide for yourself whether to take out supplementary insurance for, for example, physiotherapy or dental care.
"},"textLinks":[{"url":"/en/personal/insurances/czdirect-health-insurance","text":"More about Health Insurance"}]},{"componentType":"paragraph","title":"Mandatory insurance for car owners: car insurance","richBody":{"value":"One of the other mandatory insurances applies to the car. Every car must be insured for at least third-party liability. This stands for Wettelijke Aansprakelijkheid (Legal Liability). This covers costs for damage to other persons, cars, and property. However, damage to your own car is not covered by third-party liability insurance. Many motorists opt for more comprehensive car insurance. For example, with comprehensive (all-risk) insurance, damage to your car caused by your own fault is reimbursed.
"},"textLinks":[{"url":"/en/personal/insurances/car-insurance","text":"More about the coverages of ING Car Insurance"}]},{"componentType":"paragraph","title":"Often a mandatory insurance for homeowners: buildings insurance","richBody":{"value":"If you want to buy a home, you almost always take out a mortgage. To obtain this loan, many mortgage lenders require buildings insurance. After all, your house serves as collateral for the mortgage. With ING Building Insurance, your own home is insured as standard up to a rebuilding value of €600,000. This is also a comforting thought if you have already fully paid off your home.
"},"textLinks":[{"url":"/en/personal/insurances/home-insurance/building-insurance","text":"More about the building insurance"},{"url":"/particulier/verzekeren/woonverzekering/herbouwwaarde","text":"More about the reconstruction value"}]},{"componentType":"paragraph","title":"Tip: useful, but not mandatory insurances","richBody":{"value":"