Winter sports coverage is an addition to your travel insurance that provides extra protection against risks specifically associated with winter sports. This means that, in addition to your standard travel insurance, you are also covered for things like damaged ski equipment, a lost ski pass, or medical expenses following an accident on the slopes.
"}},{"componentType":"sectionTitle","title":"Why choose winter sports coverage?"},{"componentType":"paragraph","richBody":{"value":"Winter sports come with unique risks, such as injuries from skiing or snowboarding, loss of ski equipment, or rescue operations on the slopes. A standard travel insurance policy often doesn’t provide sufficient coverage for these situations. With winter sports coverage, you’re well prepared for these additional risks, allowing you to enjoy the snow worry-free.
"}},{"componentType":"sectionTitle","title":"What is covered under winter sports insurance?"},{"componentType":"paragraph","richBody":{"value":"Winter sports coverage includes protection for several specific situations:
Medical expenses: Coverage for medical care costs, such as hospital admission after an accident on the slopes or a personal accident benefit. Note: only if you select both the ‘Winter Sports’ module and the ‘Medical Expenses and Accidents’ module.
Material damage: Compensation for loss or damage to your ski equipment. Your winter sports gear is insured along with your other luggage up to a maximum of €1,500, €2,500, or €5,000, depending on the chosen insured amount. Note: only if you select both the ‘Winter Sports’ module and the ‘Luggage’ module.
Ski pass and lessons: Reimbursement for unused days if you have to cut your holiday short, for the loss of your ski pass, and for rental of winter sports equipment if you’re unable to use it due to a covered event.
Assistance services: Support with repatriation or transport from the slopes or to a nearby hospital.
ING offers winter sports coverage with both its continuous and short-term travel insurance policies. Choose the insurance that best fits your travel plans and preferences.
"}},{"componentType":"sectionTitle","title":"Annual Travel Insurance with winter sports coverage"},{"componentType":"paragraph","richBody":{"value":"Do you have multiple trips planned throughout the year? Then a continuous travel insurance policy with winter sports coverage may be more cost-effective. This way, you’re always insured for all your holidays, including winter sports.
Are you going on a one-time winter sports trip? Then choose a temporary travel insurance policy. It provides the coverage you need for that specific holiday period.
The cost of winter sports coverage depends on the duration of your trip and the level of coverage you choose. With a short-term insurance policy, you only pay for the days you’re on holiday, while the continuous option provides coverage throughout the entire year. Additional costs may arise from optional extras, such as coverage for extreme winter sports or extra equipment. Would you like to know exactly how much your winter sports coverage will cost?
"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}]},{"componentType":"sectionTitle","title":"Want to activate winter sports coverage?"},{"componentType":"paragraph","richBody":{"value":"Would you like to activate winter sports coverage through ING right away? In just 2 minutes, you can easily turn the coverage on or off yourself:
You’ll receive immediate confirmation of your change, and your updated travel insurance will appear in your overview.
"}},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"What type of insurance do I need for winter sports?","richBody":{"value":"If you're going skiing or snowboarding, winter sports coverage is a must. This additional insurance ensures you're protected against the risks associated with these activities.
"}},{"title":"Do I need to take out winter sports coverage?","richBody":{"value":"Does a travel insurance policy with winter sports coverage provide protection for specific winter sports activities? If you already have a standard travel insurance policy, check whether winter sports are included—or take out additional winter sports coverage.
"}}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Annual Travel Insurance"},{"url":"/en/personal/insurances/short-travel-insurance","text":"Single Trip Travel Insurance"},{"url":"/particulier/verzekeren/reisverzekering/uitbreiden","text":"Upgrade your travel insurance"}]},{"componentType":"linkList","iconTitle":{"title":"To the travelblogs"},"textLinks":[{"url":"/particulier/verzekeren/reisverzekering/reisblogs","text":"Travel news and blogs (in Dutch)"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.
"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]}]}}}