While on holiday, you may experience damage to or loss of your belongings. With an ING Travel Insurance coverage for lost or stolen items, you’re well covered. Here are the key points:
Replacement Value vs. Current Value
When claiming damage, the age of your items matters:
Want to know exactly what to expect? Check the depreciation list (in Dutch) for an overview of reimbursements by product category.
"}},{"componentType":"sectionTitle","title":"Stolen or lost items?"},{"componentType":"paragraph","richBody":{"value":"If your luggage, phone, jewelry, sunglasses, AirPods, or other belongings are stolen or lost during your trip, follow these steps:
1. Report the incident to the local police and request an official report. You’ll need this to submit your claim.
2. Report the damage online via the ING Report Damage-page.
3. Keep receipts and invoices for valuable items. This will help speed up the claims process.
"}},{"componentType":"sectionTitle","title":"6 tips for a smooth claims process"},{"componentType":"paragraph","richBody":{"value":"Check the policy terms (in Dutch) for a full overview.
"}},{"componentType":"paragraph","title":"More about insurances","richBody":{"value":"Want to be well prepared? Discover the ING Single Trip Travel Insurance for short trips, or choose the ING Annual Travel Insurance if you travel frequently.
"},"textLinks":[{"url":"/en/personal/insurances/short-travel-insurance","text":"ING Single Trip Travel Insurance"},{"url":"/en/personal/insurances/annual-travel-insurance","text":"ING Annual Travel Insurance"}]},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"componentType":"accordion","accordionList":[{"title":"What does travel insurance cover in case of loss or theft?","richBody":{"value":"A travel insurance policy usually covers lost, stolen, or damaged items up to a maximum amount. Check the policy terms for details.
"}},{"title":"How do I file a claim?","richBody":{"value":"Go here to file a claim, attach supporting documents, and submit your claim
"}},{"title":"Can I also apply for a subsidy for stolen items?","richBody":{"value":"No, but a good travel insurance policy often provides sufficient coverage.
"}},{"title":"What to do in case of theft while on holiday?","richBody":{"value":"If you experience theft, follow these steps:
Report and file your claim here
"}},{"title":"What to do in case of damage while on holiday?","richBody":{"value":"In case of damage to your belongings during the trip, it’s important to:
A travel insurance policy often covers lost items such as suitcases, phones, or jewelry. The reimbursement depends on the value of the items and the terms of your policy. Check the details in your policy conditions to be sure what is covered.
"}},{"title":"What can you claim on your travel insurance?","richBody":{"value":"You can generally claim costs for:
Check the full terms and limitations in your insurance policy conditions.
"}}]},{"componentType":"linkList","iconTitle":{"title":"Meer over"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Annual Travel Insurance"},{"url":"/en/personal/insurances/short-travel-insurance","text":"Single Trip Travel Insurance"},{"url":"/en/personal/insurances/travel-insurance/make-insurance-claim","text":"File a claim"}]},{"componentType":"linkList","iconTitle":{"title":"To the travelblogs"},"textLinks":[{"url":"/particulier/verzekeren/reisverzekering/reisblogs","text":"Travel news and blogs (in Dutch)"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}