{"type":"document","data":{"id":"4fcd7b8e-5f24-4d94-9e1f-f284dd13f3ad","localeString":"en-GB","publishDate":"2026-03-19T14:32:52.247+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"When and why should you choose short-term or annual travel insurance? Discover which one best suits different situations and types of travel."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},"coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e2d8e0e8-0b9b-4aee-8397-1478b0139860/Smiling-female-swimmer-with-a-diving-mask-looking-into-the-camera-underwater","type":"image","width":5760,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/4b1c995ec9f51447/original/Smiling-female-swimmer-with-a-diving-mask-looking-into-the-camera-underwater.jpg","extension":"jpg"},"title":"Short term or annual travel insurance","subtitle":"Choose the travel insurance that suits you"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Travel insurance: Short-term or Annual?"},{"componentType":"paragraph","richBody":{"value":"<p>Whenever you plan a holiday, whether it’s just for a weekend or for a longer getaway, having reliable <a data-type=\"internal\" href=\"/particulier/verzekeren/reisverzekering\">travel insurance</a> is essential. You have the option of choosing either short-term or annual travel insurance. But how do you decide which type is best for your needs? Here, you&apos;ll learn about the policies that are most suitable for various travel plans and situations.</p>"}},{"componentType":"sectionTitle","title":"Why Annual Travel Insurance?"},{"componentType":"paragraph","richBody":{"value":"<p>For frequent travellers, Annual Travel Insurance is usually the most practical and cost-effective choice. If you take holidays lasting a few weeks each year or sometimes plan spontaneous weekend trips, this type of insurance can save you money and make things simpler, as you&apos;re covered for the entire year in one go. Review your travel habits and calculate what suits you best. If you prefer Short-term Travel Insurance, it’s quick to arrange - you’ll be insured straight away and receive your policy number by email.</p>"}},{"componentType":"feature","featureName":"ing-feat-travel-insurance-widget?isWidget"},{"componentType":"sectionTitle","title":"Would you like to protect your trip with cancellation insurance? Here is how you can arrange it:"},{"componentType":"paragraph","richBody":{"value":"<p>You may select either Short-term or Annual Cancellation Insurance. With Short-term Cancellation Insurance, a 5% premium is applied to the total travel cost. Alternatively, Annual Cancellation Insurance provides coverage for each individual (including children) at €1,500, €2,500, or €5,000 per person per trip, according to your selection. </p><p>For example: If you book a trip valued at €7,000 for yourself, a partner, and two children, and choose Annual Cancellation Insurance, selecting an insured sum of €2,500 per person per trip will provide coverage up to €10,000 for this and future trips. </p><p>If you already have Annual Travel Insurance, you can add this Cancellation Insurance via My ING. Choose Customize Travel Insurance. <a data-type=\"internal\" href=\"/en/personal/insurances/annual-travel-insurance/extend-continuous-travel-insurance\">Read more about adjusting travel insurance here</a>.</p>"},"textLinks":[{"url":"/en/personal/insurances/continuous-cancellation-insurance","text":"More about the Annual Cancellation Insurance"}]},{"componentType":"sectionTitle","title":"Do you want to travel for more than 90 days? How do you ensure that?"},{"componentType":"paragraph","richBody":{"value":"<p>With the Annual Travel Insurance, every trip is insured for up to 90 days. If you are going on a trip for more than 90 days, choose 180 days.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}