{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"When and why should you choose short-term or annual travel insurance? Discover which one best suits different situations and types of travel.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Travel insurance: Short-term or Annual?"},{"componentType":"paragraph","richBody":{"value":"<p>Whenever you plan a holiday, whether it’s just for a weekend or for a longer getaway, having reliable <a data-type=\"internal\" href=\"/particulier/verzekeren/reisverzekering\">travel insurance</a> is essential. You have the option of choosing either short-term or annual travel insurance. But how do you decide which type is best for your needs? Here, you&apos;ll learn about the policies that are most suitable for various travel plans and situations.</p>"}},{"componentType":"sectionTitle","title":"Why Annual Travel Insurance?"},{"componentType":"paragraph","richBody":{"value":"<p>For frequent travellers, Annual Travel Insurance is usually the most practical and cost-effective choice. If you take holidays lasting a few weeks each year or sometimes plan spontaneous weekend trips, this type of insurance can save you money and make things simpler, as you&apos;re covered for the entire year in one go. Review your travel habits and calculate what suits you best. If you prefer Short-term Travel Insurance, it’s quick to arrange - you’ll be insured straight away and receive your policy number by email.</p>"}},{"componentType":"feature","featureName":"ing-feat-travel-insurance-widget?isWidget&__align=left"},{"componentType":"sectionTitle","title":"Would you like to protect your trip with cancellation insurance? Here is how you can arrange it:"},{"componentType":"paragraph","richBody":{"value":"<p>You may select either Short-term or Annual Cancellation Insurance. With Short-term Cancellation Insurance, a 5% premium is applied to the total travel cost. Alternatively, Annual Cancellation Insurance provides coverage for each individual (including children) at €1,500, €2,500, or €5,000 per person per trip, according to your selection. </p><p>For example: If you book a trip valued at €7,000 for yourself, a partner, and two children, and choose Annual Cancellation Insurance, selecting an insured sum of €2,500 per person per trip will provide coverage up to €10,000 for this and future trips. </p><p>If you already have Annual Travel Insurance, you can add this Cancellation Insurance via My ING. Choose Customize Travel Insurance. <a data-type=\"internal\" href=\"/en/personal/insurances/annual-travel-insurance/extend-continuous-travel-insurance\">Read more about adjusting travel insurance here</a>.</p>"},"textLinks":[{"text":"More about the Annual Cancellation Insurance","url":"/en/personal/insurances/continuous-cancellation-insurance"}]},{"componentType":"sectionTitle","title":"Do you want to travel for more than 90 days? How do you ensure that?"},{"componentType":"paragraph","richBody":{"value":"<p>With the Annual Travel Insurance, every trip is insured for up to 90 days. If you are going on a trip for more than 90 days, choose 180 days.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"text":"Travel insurance","url":"/en/personal/insurances/annual-travel-insurance"},{"text":"Car insurance","url":"/en/personal/insurances/car-insurance"},{"text":"Home insurance","url":"/en/personal/insurances/home-insurance"},{"text":"Liability insurance","url":"/en/personal/insurances/liability-insurance"},{"text":"Legal expenses insurance","url":"/en/personal/insurances/legal-expenses-insurance"},{"text":"Student insurance","url":"/en/personal/insurances/student-insurance"},{"text":"Health insurance","url":"/en/personal/insurances/czdirect-health-insurance"},{"text":"All insurance","url":"/en/personal/insurances"}]}]},"hasMacro":false,"id":"4fcd7b8e-5f24-4d94-9e1f-f284dd13f3ad","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/4b1c995ec9f51447/original/Smiling-female-swimmer-with-a-diving-mask-looking-into-the-camera-underwater.jpg","transformBaseUrl":"https://assets.ing.com/transform/e2d8e0e8-0b9b-4aee-8397-1478b0139860/Smiling-female-swimmer-with-a-diving-mask-looking-into-the-camera-underwater","type":"image","width":5760},"subtitle":"Choose the travel insurance that suits you","title":"Short term or annual travel insurance"},"cta":{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}}},"publishDate":"2026-03-19T14:32:52.247+01:00"}}