{"type":"document","data":{"id":"16c195a6-d919-4609-8555-89cf7489e5c2","localeString":"en-GB","publishDate":"2026-03-19T11:14:00.432+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Want to expand your travel insurance with winter sports, worldwide, or cancellation coverage? Discover how to do it quickly and easily here."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Sometimes you need to expand your travel insurance. For example, if you're going on a winter sports holiday or traveling outside of Europe. You can expand your ING Annual Travel Insurance to ensure you're well-insured when you travel. You can easily and quickly adjust your travel insurance.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5d2b916f-7ce4-4828-ae69-42c99d811345/REAR-VIEW-OF-FRIENDS-AT-BEACH","type":"image","width":4896,"altTextNL":"\"\"","original":"https://assets.ing.com/m/6463c939b83e6a62/original/REAR-VIEW-OF-FRIENDS-AT-BEACH.jpg","extension":"jpg"},"title":"Expand travel insurance","subtitle":"Expand your ING Travel Insurance"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Additional travel cover: Easy, flexible and fast"},{"componentType":"paragraph","richBody":{"value":"<ul><li>Easily expand your coverage with Medical Expenses and Accidents, Baggage and Liability Stay, Winter Sports and Special Sports, Cancellation, or Roadside Assistance.</li><li>Arranged in 2 minutes.</li><li>Easily report damage online or by phone.</li></ul><p>You can expand your <a data-type=\"internal\" href=\"/en/personal/insurances/travel-insurance\">ING Travel Insurance</a> via My ING. Go to your overview and select your ING Travel Insurance. From there, you can expand your travel insurance.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/insurances/services?EW=true","text":"Log in to expand"}]},{"componentType":"sectionTitle","title":"The basic coverage of your travel insurance"},{"componentType":"paragraph","richBody":{"value":"<p>Basic insurance covers assistance, extraordinary expenses (including transportation and accommodation), and repatriation via the Emergency Center. You are responsible for arranging your own health insurance.</p><ul></ul>"},"textLinks":[{"url":"https://assets.ing.com/m/16c4ad17e4bede92/original/Dekkingsoverzicht-ING-Reisverzekering.pdf","text":"Basisdekking Reisverzekering (PDF)"}]},{"componentType":"sectionTitle","title":"Expand your ING Travel Insurance"},{"componentType":"paragraph","richBody":{"value":"<p>Want to include trip cancellation insurance? Are you going on holiday outside Europe or on a winter sports holiday? Or are you driving? Then you can expand your <a data-type=\"internal\" href=\"/en/personal/insurances/annual-travel-insurance\">Annual Travel Insurance</a> with Medical Expenses and Accidents, Baggage and Liability Stay, Winter Sports and Special Sports, Cancellation, or Breakdown Assistance.</p><p>You can expand your ING Travel Insurance via My ING. Go to your overview and select your ING Travel Insurance. From there, you can expand your travel insurance.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf","text":"ING annual travel insurance terms and conditions (PDF)"}]},{"componentType":"sectionTitle","title":"Expand your travel insurance with cancellation coverage"},{"componentType":"paragraph","richBody":{"value":"<p>With supplementary cancellation insurance, you cover the risk of having to cancel or cut short your trip due to an unforeseen event. For example, if you, a family member, or housemate becomes seriously ill, has an accident, or dies. Should a close friend pass away, you are also covered. Cancellation insurance also covers you in the event of involuntary unemployment that you could not have anticipated when booking your trip. If you want to expand your travel insurance, please note that you must purchase cancellation coverage within 14 days of booking your trip.</p><p> </p>"},"textLinks":[{"url":"/en/personal/insurances/travel-insurance/expand","text":"More information about cancellation coverage"}]},{"componentType":"sectionTitle","title":"Expand your travel insurance with worldwide coverage"},{"componentType":"paragraph","richBody":{"value":"<p>With basic insurance, you&apos;re covered within Europe, including the Azores, Madeira, the Canary Islands, Turkey, and Greenland. The following non-European countries bordering the Mediterranean are also covered: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, and Tunisia. If you&apos;re traveling further afield, you can expand your insurance with worldwide coverage. This provides worldwide coverage.</p><ul></ul>"},"textLinks":[{"url":"/particulier/verzekeren/reisverzekering/werelddekking","text":"Learn more about global travel insurance coverage"}]},{"componentType":"sectionTitle","title":"Expand your travel insurance with winter sports coverage"},{"componentType":"paragraph","richBody":{"value":"<p>With travel insurance that includes winter sports coverage, you&apos;re extra well-insured during your ski holiday. Think, for example, of your winter sports equipment, loss of your ski pass, or a plaster cast flight. If you&apos;re only going hiking or cross-country skiing, you don&apos;t need to take out winter sports coverage.</p><p>What is covered if you choose travel insurance with winter sports coverage?</p><ul><li>Your winter sports equipment up to the chosen insured amount for baggage</li><li>Loss of your ski pass and rental of replacement skis</li><li>Assistance such as transport from the slopes and a plaster cast flight</li><li>Medical expenses and accident compensation (only with the Medical Expenses and Accidents module)</li><li>The cost of rented winter sports equipment, ski lessons, and ski passes (if you are unable to use them due to an insured event)</li><li>A winter sports holiday of up to 21 consecutive days</li></ul>"},"textLinks":[{"url":"/en/personal/insurances/travel-insurance/winter-sports","text":"Read more about winter sports coverage"}]},{"componentType":"sectionTitle","title":"Expand your travel insurance with roadside assistance"},{"componentType":"paragraph","richBody":{"value":"<p>Travel insurance with Roadside Assistance supplement helps you if your car, motorcycle, or camper breaks down, or if something happens to the driver. This provides comprehensive coverage, for example, for towing costs to a garage. Your caravan, trailer, boat trailer, or trailer are also covered by this supplemental coverage. This assistance is available in Europe, including the Azores, Madeira, the Canary Islands, and Turkey. It also covers Algeria, Egypt, Israel, Morocco, and Tunisia. It is not available in Albania, Greenland, and the Netherlands.</p>"},"textLinks":[{"url":"/en/personal/insurances/travel-insurance/car-breakdown-abroad","text":"Read more about roadside assistance"}]},{"componentType":"sectionTitle","title":"Your insurance premium"},{"componentType":"paragraph","richBody":{"value":"<p>The premium depends on factors such as the coverage extensions you choose, the number of people, and their age. This premium includes insurance tax. If you take out both the ING Annual Travel Insurance and the ING Annual Cancellation Insurance, you will receive a 10% discount on the premium for your ING Annual Cancellation Insurance.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/insurances/services?EW=true","text":"Log in to expand"}]},{"componentType":"sectionTitle","title":"Deductible"},{"componentType":"paragraph","richBody":{"value":"<p>To keep your premium extra competitive, you can choose a deductible for the Baggage module: €0, €50, or €100 per event. If your baggage is damaged, the deductible will be deducted from the compensation. If your damage is less than the selected deductible, no compensation will be paid.</p>"}},{"componentType":"sectionTitle","title":"Free switching service"},{"componentType":"paragraph","richBody":{"value":"<p>Want to cancel your old insurance and switch to ING? You can arrange it quickly and easily via opzeggen.nl. Select your old insurer, choose the policy you want to cancel, and you&apos;ll be taken directly to the correct cancellation letter. Simply fill it out, send it, and you&apos;re done.</p><ul></ul>"},"textLinks":[{"url":"/en/personal/insurances/switching-service","text":"Read more about the free switching service"}]},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"<p>For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/insurances/services?EW=true","text":"Log in to expand"}},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}