{"type":"document","data":{"id":"99032cbc-e358-4004-bb92-432009cde9a0","localeString":"en-GB","publishDate":"2026-04-17T16:04:04.229+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Your family composition and chosen coverage determine the amount of your travel insurance premium."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true","text":"Calculate and apply for Annual Travel Insurance"}},"secondaryCta":{"textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelshort?flow-step=00-StartCalculating&EW=true","text":"Calculate and apply for Single Trip Travel Insurance"}},"coreHeader":{"body":"number of factors. For example, your family composition, the coverage area, and the additional coverages you choose. But the most important question remains, of course: will you opt for continuous or short-term travel insurance?","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/50a6644e-264f-4d53-b399-6928613734a1/MIDSECTION-OF-MAN-HOLDING-CAMERA-WHILE-SITTING-ON-SOFA","type":"image","width":6000,"altTextNL":"\"\"","original":"https://assets.ing.com/m/7b43f13d7d8b90b/original/MIDSECTION-OF-MAN-HOLDING-CAMERA-WHILE-SITTING-ON-SOFA.jpg","extension":"jpg"},"title":"Costs of ING Travel Insurance","subtitle":"Various factors determine your premium"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"This is how we calculate your premium"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Do you opt for a </span></span></span></span></span></span></span></span></span></span></span><span><span><span><span><span><span><span><span>Short-term Travel Insurance, t</span></span></span></span></span></span></span></span>hen you pay per travel day. The more days, the higher your premium. You must take out this insurance again for every trip.</p><p> </p><p><span><span><span><span><span><span><span><span><span><span><span>If you travel regularly, a </span></span></span></span></span></span></span></span></span></span></span><span><span><span><span><span><span><span><span>Continuous Travel Insurance </span></span></span></span></span></span></span></span>often the best and also the most affordable option. For Continuous Travel Insurance, the costs consist of a fixed rate per month or per year. You have basic coverage as standard and can expand this yourself with additional coverages.</p><p><a href=\"https://www.ing.nl/en/personal/insurances/travel-insurance/medical-expenses\">- Medical Costs and Accidents</a></p><p><a href=\"https://www.ing.nl/en/personal/insurances/travel-insurance/theft-and-loss\">- Luggage and Liability During Stay</a></p><p><a href=\"https://www.ing.nl/en/personal/insurances/travel-insurance/winter-sports\">- Winter Sports</a></p><p><a href=\"https://www.ing.nl/en/personal/insurances/continuous-cancellation-insurance\">- Cancellation</a></p><p><a href=\"https://www.ing.nl/en/personal/insurances/travel-insurance/car-breakdown-abroad\">- Roadside Assistance</a></p><p> </p><p>Good to know: Your Annual Travel Insurance and the modules you take out always run for at least one insurance year. You can increase or decrease the coverage during this year. After this year, you can also remove modules. The changes apply to all policyholders.</p><p> </p>"}},{"componentType":"sectionTitle","title":"Tip: this is how you keep the cost of your travel insurance as low as possible"},{"componentType":"paragraph","richBody":{"value":"<p>Do you travel on average twice a year and also go away for a weekend? Then save on the costs of your travel insurance by opting for Annual Travel Insurance. That way, you are always insured. Much more convenient, because then you no longer have to think about your travel insurance for every holiday.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Information Annual Travel Insurance"},"textLinks":[{"url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf","text":"ING annual travel insurance terms and conditions (PDF)"},{"url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering","text":"Information documents Annual Travel Insurance"}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"Information Single Trip Travel Insurance"},"textLinks":[{"url":"https://assets.ing.com/m/7591eab68e2a69c2/original/Voorwaarden-ING-Kortlopende-Reisverzekering-Versie-UIKR-01.pdf","text":"Travel insurance policy conditions (PDF)"},{"url":"https://verzekeringskaarten.nl/ing/Kortlopende-ING-Reisverzekering","text":"Information Document Single Trip Travel Insurance"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}