ING Max Travel Protection is included with the ING Max package. It offers protection for many common trip situations, such as medical emergencies, cancellation, luggage, winter sports and rental car excess.
ING Travel Insurance (Annual or Short-term) offers more flexibility or additional cover. For example, if you travel for longer periods, want higher luggage cover, take part in certain sports activities, if your children want to travel without you or you would like roadside assistance. Depending on your situation, you can choose, or decide if you even want to keep both.
"}},{"comparisonCardList":[{"image":{"extension":"jpg","original":"https://assets.ing.com/asset/601363e1-86ac-4a1d-8dc0-595e7e6aecb1/ING_Subscriptions_Beeld02_Enticement_Max.jpg","publishedAt":"2026-05-21T10:49:51Z","transformBaseUrl":"https://assets.ing.com/transform/601363e1-86ac-4a1d-8dc0-595e7e6aecb1/ING_Subscriptions_Beeld02_Enticement_Max","type":"image","updatedAt":"2026-05-21T10:51:15Z","width":1280},"title":"ING Max Travel Protection may suit you if:","usps":[{"body":"You prefer travel protection that is included automatically","iconType":"check-mark"},{"body":"Your family travels with you","iconType":"check-mark"},{"body":"You usually travel for up to max 62 consecutive days per trip","iconType":"check-mark"},{"body":"The luggage cover up to €2,500 per person is sufficient for your needs","iconType":"check-mark"},{"body":"You want cover for cancellation, winter sports and rental car excess (limits apply)","iconType":"check-mark"},{"body":"You pay for or book your trip using your Debit/Credit/Wero linked to your Max package","iconType":"check-mark"}]},{"image":{"extension":"png","original":"https://assets.ing.com/asset/491e661c-5382-474c-815a-e9f5611b8252/Katsjing2025NOV-ING-Insurances-Square.png","publishedAt":"2025-10-27T09:20:35Z","transformBaseUrl":"https://assets.ing.com/transform/491e661c-5382-474c-815a-e9f5611b8252/Katsjing2025NOV-ING-Insurances-Square","type":"image","updatedAt":"2025-10-27T09:22:15Z","width":267},"title":"ING Travel Insurance may suit you if:","usps":[{"body":"You want to choose the cover that suits your situation","iconType":"check-mark"},{"body":"Family members also travel without you","iconType":"check-mark"},{"body":"You take longer trips of more than 62 consecutive days","iconType":"check-mark"},{"body":"You need more extensive luggage cover and want cover for damage to trip accommodation","iconType":"check-mark"},{"body":"You participate in certain sports that require additional cover","iconType":"check-mark"},{"body":"You would like optional roadside assistance or accident cover","iconType":"check-mark"}]}],"componentType":"comparisonCards","title":"ING Max Travel Protection may suit you if:,ING Travel Insurance may suit you if:"},{"componentType":"sectionTitle","title":"A summary of the differences to help you choose"},{"componentType":"paragraph","richBody":{"value":"The table below provides a high-level comparison. It does not include every condition, limit or exclusion. Please read the relevant Insurance Product Information Documents (IPIDs) and Terms & Conditions for the full details before making a decision.
"}},{"comparisonCards":[{"cta":{"componentType":"comparedCardCta","textLink":{"text":"Change your package","url":"https://mijn.ing.nl/banking/mobile/current-account/change-package?EW=true"}},"secondaryCta":{"textLink":{"text":"Read more","url":"/en/personal/plans/ing-max"}},"subtitle":"Travel protection included with your ING Max package","title":"ING Max Travel Protection"},{"cta":{"componentType":"comparedCardCta","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},"secondaryCta":{"textLink":{"text":"Read more","url":"/en/personal/insurances/annual-travel-insurance"}},"subtitle":"Travel insurance that you can tailor to your needs","title":"ING Travel Insurance (Annual or Short-term)"}],"componentType":"comparisonCardsWrapper","specsWrapper":[{"specs":[{"booleanValue":"none","stringValue":"Included as standard in the ING Max package."},{"booleanValue":"none","stringValue":"You put together your own insurance policy."}],"title":"Flexibility"},{"specs":[{"booleanValue":"none","stringValue":"The trip must be paid for or booked using your Debit/Credit/Wero linked to your Max package."},{"booleanValue":"none","stringValue":"Every trip and/or weekend getaway involving at least one paid overnight stay."}],"title":"Type of trip"},{"specs":[{"booleanValue":"none","stringValue":"Accompanying family members are only covered when traveling together with the account holder."},{"booleanValue":"none","stringValue":"You can take out the insurance for yourself, your partner, and your children. Your policy document shows for whom you have taken out the insurance."}],"title":"Travel companions"},{"specs":[{"booleanValue":"none","stringValue":"Maximum of 62 consecutive days per trip."},{"booleanValue":"none","stringValue":"Choice of up to 90 or 180 consecutive days per trip."}],"title":"Trip duration"},{"specs":[{"booleanValue":"none","stringValue":"Maximum of €100,000 per person per trip."},{"booleanValue":"none","stringValue":"Optional module. Unlimited, insofar as they are not covered by your health insurance."}],"title":"Medical expenses"},{"specs":[{"booleanValue":"none","stringValue":"Pre-existing medical conditions and non-urgent care are excluded."},{"booleanValue":"none","stringValue":"Optional module. All necessary medical expenses incurred."}],"title":"Type of medical expenses"},{"specs":[{"booleanValue":"none","stringValue":"Maximum reimbursement of €2,500 per person per trip."},{"booleanValue":"none","stringValue":"Optional module. Choice of €1,500, €2,500, or €5,000 per person per trip."}],"title":"Luggage"},{"specs":[{"booleanValue":"none","stringValue":"None."},{"booleanValue":"none","stringValue":"Choice of €0, €50, or €100 per person per trip, which changes the price."}],"title":"Luggage excess"},{"specs":[{"booleanValue":"none","stringValue":"None."},{"booleanValue":"none","stringValue":"The selected amount for the \"Luggage\" module."}],"title":"Damage to trip accommodation"},{"specs":[{"booleanValue":"none","stringValue":"Broad sports cover is included. Certain professional, competitive and high-risk sports are excluded."},{"booleanValue":"none","stringValue":"Optional module. Option to take out additional coverage for this."}],"title":"Sports cover"},{"specs":[{"booleanValue":"none","stringValue":"None."},{"booleanValue":"none","stringValue":"Optional module. European roadside assistance is available as an optional add-on."}],"title":"Roadside assistance"},{"specs":[{"booleanValue":"none","stringValue":"Covers the rental car excess up to €3,000 per trip."},{"booleanValue":"none","stringValue":"None."}],"title":"Rental car"},{"specs":[{"booleanValue":"none","stringValue":"You can enjoy the travel insurance benefits as long as your package is active. You cannot separately cancel the travel benefits."},{"booleanValue":"none","stringValue":"You can cancel the insurance any time after the 1st year. You can add optional modules anytime but you cannot remove them for 12 months."}],"title":"Cancellation"}],"title":"ING Max Travel Protection,ING Travel Insurance (Annual or Short-term)"},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"paragraph","richBody":{"value":"ING doesn’t give advice. You need to decide yourself what travel insurances suits best. Please compare the Insurance Product Information Documents (IPIDs) and Terms & Conditions of both products.
"}},{"accordionList":[{"richBody":{"value":"That depends on your personal situation.
ING Max Travel Protection covers many common travel risks. However, it may not cover every situation that is covered by a separate travel insurance. Before cancelling an existing ING Travel Insurance (Annual or Short-term), consider factors such as the duration of your trips, who travels with you, the value of your luggage and the type of activities you do during your trip.
"},"title":"Do I still need separate ING Travel Insurance (Annual or Short-term) if I have ING Max?"},{"richBody":{"value":"A separate travel insurance may be worth considering if:
Please compare the Insurance Product Information Documents (IPIDs) and Terms & Conditions of both coverages.
"},"title":"When does ING Travel Insurance (Annual or Short-term) offer additional value?"},{"richBody":{"value":"Yes. ING Max Travel Protection applies to trips that are paid for or booked with your Debit/Credit/Wero linked to your Max package.
"},"title":"Do I need to pay for my trip with my ING Max package when using the ING Max Travel Protection?"},{"richBody":{"value":"Under ING Max, eligible family members are covered only when travelling together with the account holder. ING Travel Insurance (Annual or Short-term) covers family members even if they travel without you.
"},"title":"Are my partner and children covered automatically?"},{"richBody":{"value":"Your ING Travel Insurance (Annual or Short-term) is always treated as the primary insurance, meaning you file a claim for it before using your package protection.
ING Max Travel Protection and ING Travel Insurance (Annual or Short-term) may cover similar situations, such as medical emergencies, trip cancellation, luggage issues and assistance during travel. However, the coverage limits, conditions and included benefits may differ. Refer to the table above for details.
Before deciding whether you still need both products, consider:
How long you typically travel for
Who travels with you
The value of the luggage you take with you
Whether you rent cars
Whether you participate in certain winter or special sports
Whether you need roadside assistance
Compare the Insurance Product Information Documents (IPIDs) and Terms & Conditions to see which option best matches your personal situation.
"},"title":"What happens if I have both products?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Blogs"},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/222b2c2663636988/original/Woman-using-pump-to-inflate-stand-up-paddleboard.jpg","publishedAt":"2013-03-26T17:59:48Z","transformBaseUrl":"https://assets.ing.com/transform/2c9f33b8-4728-40dd-9221-edd3940cd812/Woman-using-pump-to-inflate-stand-up-paddleboard","type":"image","updatedAt":"2025-03-10T17:03:29Z","width":5314},"intro":"Let the fun begin with our holiday blogs. You’ll find handy tips here, ensuring you’re well-prepared for your trip.","link":{"url":"/en/personal/insurances/travel-insurance/travel-blog"},"title":"Plenty of travel tips and inspiration"}],"componentType":"cards"},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"text":"Make insurance claim","url":"/en/personal/insurances/file-damage-claim"},{"text":"Become an ING customer","url":"/en/personal/payments/bank-accounts/become-a-customer"},{"text":"Free help switching banks","url":"/en/personal/insurances/switching-your-insurance-to-ing"},{"text":"Make changes to your insurance","url":"/en/personal/insurances/amend-insurance-policy"},{"text":"Cancel your ING insurance","url":"/en/personal/insurances/cancellation"}]},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"More about travel insurance"},"textLinks":[{"text":"Travel insurance for students","url":"/en/personal/insurances/travel-insurance/my-child-is-going-abroad"},{"text":"Travel insurance: death of a family member","url":"/en/personal/insurances/travel-insurance/death"},{"text":"Is travel insurance necessary?","url":"/en/personal/insurances/travel-insurance/is-travel-insurance-mandatory"},{"text":"Why travel insurance?","url":"/en/personal/insurances/travel-insurance/why-a-travel-insurance"},{"text":"Travel insurance with worldwide coverage","url":"/en/personal/insurances/travel-insurance/worldwide-coverage"},{"text":"Pregnancy cancellation insurance","url":"/en/personal/insurances/travel-insurance/pregnant"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"Annual Travel Insurance Terms & Conditions (PDF)","url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf"},{"text":"Short-term Travel Insurance Terms & Conditions (PDF)","url":"https://assets.ing.com/m/7591eab68e2a69c2/original/Voorwaarden-ING-Kortlopende-Reisverzekering-Versie-UIKR-01.pdf"},{"text":"Cancellation Insurance Terms & Conditions (PDF)","url":"https://assets.ing.com/m/4da275139d595a01/original/Polisvoorwaarden-annuleringsverzekering.pdf"},{"text":"Annual Travel Insurance Information Document","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering"},{"text":"Short-term Travel Insurance Information Document","url":"https://verzekeringskaarten.nl/ing/Kortlopende-ING-Reisverzekering"},{"text":"Annual Cancellation Insurance Information Document","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Annuleringsverzekering"},{"text":"ING depreciation list 20230401","url":"https://assets.ing.com/m/71677dcad348e0a6/original/Afschrijvingslijst-ING-20230401.pdf"},{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}]}]},"hasMacro":false,"id":"dd425158-9b28-49d5-a70b-f3e8809a5b69","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Both ING Max Travel Protection and ING Travel Insurance (Annual or Short-term) help protect you when you travel. Which option suits you best depend on how often you travel and what kind of cover you need.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/c840c33f-1918-4770-a455-33e234cf77e8/portrait-of-smiling-young-man-standing-by-boat-in-sea.jpg","publishedAt":"2024-09-09T12:52:41Z","transformBaseUrl":"https://assets.ing.com/transform/c840c33f-1918-4770-a455-33e234cf77e8/portrait-of-smiling-young-man-standing-by-boat-in-sea","type":"image","updatedAt":"2024-09-09T12:53:55Z","width":4067},"subtitle":"We have created a clear comparison for you on this page","title":"Travel insurance included in your Max Package or a separate Travel insurance policy?"}},"publishDate":"2026-09-19T16:15:21.027+02:00"}}