{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Continuous travel insurance with cancellation cover. Medical expenses and repatriation are covered as standard. Children up to 5 years old are insured free of charge.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<ul class=\"check-mark\"><li><p>Always insured when travelling, including short trips and weekend getaways</p></li><li>Children up to 5 years old insured free of charge</li><li>Standard coverage includes repatriation and 24/7 assistance from the emergency assistance centre</li><li>Optional cancellation cover: trip cost insured up to €1,500, €2,500 or €5,000 per person per trip</li></ul>"}},{"componentType":"sectionTitle","title":"The product"},{"componentType":"paragraph","richBody":{"value":"<p>No worries about your travel insurance, even if your holiday plans unexpectedly change due to (personal) circumstances? With ING Travel and Cancellation Insurance, you’re well insured before and during your vacation.</p>"}},{"componentType":"paragraph","richBody":{"value":"<p>Your basic health insurance only reimburses the costs of a medical treatment up to the amount you would pay in the Netherlands. However, medical care abroad is often more expensive. You can insure yourself against these additional costs with the Medical Expenses and Accidents module. In some cases, these extra costs may also be reimbursed by a supplementary health insurance policy. Always check in advance whether you have supplementary insurance and whether these costs are covered.</p>"},"title":"Medical expenses abroad covered"},{"componentType":"paragraph","richBody":{"value":"<p>With the additional continuous cancellation insurance, you insure yourself against the risk of having to cancel or interrupt your trip due to an unforeseen event.<br />For example, if you, a family member or a housemate becomes seriously ill, is involved in an accident or passes away. You are also insured if a close friend passes away. The cancellation insurance also covers involuntary unemployment that you could not have foreseen at the time of booking your trip. You can take out continuous cancellation insurance up to 14 days after booking your trip. The cancellation insurance reimburses a maximum of €1,500, €2,500 or €5,000 per person per trip.</p>"},"title":"Cancellation insurance via ING"},{"componentType":"paragraph","richBody":{"value":"<p>A Continuous ING Travel and Cancellation Insurance provides cover for:</p><ul><li>Damage to, loss or theft of your belongings (Baggage module)</li><li>Paid overnight stays in the Netherlands</li><li>The private part of business trips, internships and volunteer work abroad</li><li>Up to 10 people per policy</li><li>A maximum trip duration of 90 or 180 consecutive days</li><li>Optional cancellation cover: trip cost insured up to €1,500, €2,500 or €5,000 per person per trip</li><li>Free coverage for children up to 5 years old (please make sure they are listed on the policy schedule)</li></ul>"},"title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<p>You are not insured if:</p><ul><li>You did not report the theft to the local authorities at the time</li><li>You left your luggage unattended</li><li>You do not live in the Netherlands</li><li>You incur medical expenses and do not have health insurance</li><li>You intentionally caused damage</li><li>The cancellation insurance was not taken out within 14 days after booking</li><li>You are travelling for business purposes</li></ul>"},"title":"What is not covered?"},{"componentType":"sectionTitle","title":"For who?"},{"componentType":"paragraph","richBody":{"value":"<ul><li>You go on holiday several times a year</li><li>You spontaneously book weekend getaways, city trips, flights and other trips</li><li>You want to enjoy your holidays worry‑free, without having to think about your insurance</li><li>You want to decide for yourself whether to include cover for luggage and medical expenses</li><li>You have your own health insurance</li><li>You want to be reimbursed for your travel costs if your holiday unexpectedly cannot go ahead</li></ul><p> </p><p><span><span><span><span>Your ING Travel Annual Insurance can also be extended with the Wintersport and special sports module, Worldwide coverage and Breakdown Assistance. You can also choose to travel for 180 consecutive days and set your own excess for luggage cover.</span></span></span></span></p>"},"textLinks":[{"text":"Adjust ING Travel Insurance","url":"/en/personal/insurances/annual-travel-insurance/extend-continuous-travel-insurance"}],"title":"The ING Travel Annual and Cancellation Insurance is right for you if:"},{"componentType":"sectionTitle","title":"Kosten"},{"componentType":"paragraph","richBody":{"value":"<p>The premium for an ING Travel Annual and Cancellation Insurance depends on the level of coverage, the number of insured persons and their age. Your premium includes insurance premium tax.</p>"},"title":"Your premium for ING Travel Annual and Cancellation insurances"},{"componentType":"paragraph","richBody":{"value":"<p>To keep the premium low, you can choose an excess for baggage cover with the ING Travel Annual insurance of €0, €50 or €100 per event.<br />If you make a claim, the excess will be deducted from the compensation. If the amount of damage is lower than your chosen excess, no compensation will be paid.</p>"},"title":"Choose your own excess"},{"componentType":"sectionTitle","title":"Policy conditions"},{"componentType":"paragraph","richBody":{"value":"<p>When you take out an ING Travel Annual insurance policy, it’s important to know where you stand.<br />You can find this information in the policy conditions, which clearly explain what is and is not covered.</p>"},"textLinks":[{"text":"ING annual travel insurance terms and conditions (PDF)","url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf"}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"accordionList":[{"richBody":{"value":"<p>Yes, this is possible. Please contact our customer service on <strong>+31 20 22 888 88</strong>. We are happy to help you on working days between <strong>8:30 a.m. and 5:00 p.m.</strong></p>"},"title":"Is it possible to take out an ING Travel Annual Insurance policy for a child under the age of 18?"},{"richBody":{"value":"<p>If the Ministry of Foreign Affairs issues a negative travel advisory, there are two possible situations:</p><ol><li><p><strong>You want to cancel your trip or cut it short.</strong><br />In this case, your cancellation insurance does not provide cover. In many situations, you may be able to claim compensation from the Calamities Fund (Calamiteitenfonds).<br /><a href=\"http://www.calamiteitenfonds.nl/\">Read more about the Calamities Fund here.</a></p></li><li><p><strong>You still want to travel</strong> (for example because you are travelling to a different region within the country).<br />In that case, your travel insurance prov<strong>ides limited cover.</strong> You are not insured for matters related to the negative travel advisory.<br />Example: a negative travel advisory is issued due to a risk of flooding. If your belongings are damaged as a result of this flooding, there is no cover. For “regular” damage, such as the theft of your camera, the insurance cover is not restricted.</p></li></ol>"},"title":"There is a negative travel advisory for my destination. What impact does this have on my situation?"},{"richBody":{"value":"<p>If circumstances arise that require you to cancel your trip, please take the following steps:</p><ul><li><strong>Contact us by phone</strong> on <strong>088 66 33 444</strong></li><li>Do everything you can to reduce or limit the damage</li><li>If you are already travelling and need to cut your trip short, please contact the<strong> Emergency Assistance Centre on +31 70 51 30 090.</strong><br />If you experience a delay (for example during a flight), make sure to ask for written confirmation of the delay.</li></ul>"},"title":"What should I do if I want to cancel my trip?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"Informationdocument ING Travel Annual insurance","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering"},{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"text":"Travel insurance","url":"/en/personal/insurances/annual-travel-insurance"},{"text":"Car insurance","url":"/en/personal/insurances/car-insurance"},{"text":"Home insurance","url":"/en/personal/insurances/home-insurance"},{"text":"Liability insurance","url":"/en/personal/insurances/liability-insurance"},{"text":"Legal expenses insurance","url":"/en/personal/insurances/legal-expenses-insurance"},{"text":"Student insurance","url":"/en/personal/insurances/student-insurance"},{"text":"Health insurance","url":"/en/personal/insurances/czdirect-health-insurance"},{"text":"All insurance","url":"/en/personal/insurances"}]},{"cards":[{"cardSize":"small","cardType":"service","componentType":"serviceCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/40d07892d5054061/original/Contact-Call_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/95833d64-2cb1-43a8-995a-d0c2fca981c6/Contact-Call_Filledin","type":"image","width":24},"link":{"url":"/en/personal/customer-service"},"title":"Service & Contact"}],"componentType":"cards"}]},"hasMacro":false,"id":"1bda5a59-c321-446e-a5eb-c34d475e12dd","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"headerImage":{"altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/384207dd40c0016b/original/COUPLE-SITTING-ON-BOAT-AT-SEA-SHORE.jpg","transformBaseUrl":"https://assets.ing.com/transform/5af2be62-770e-4511-9b54-fdb0ee9c5f62/COUPLE-SITTING-ON-BOAT-AT-SEA-SHORE","type":"image","width":6720},"title":"Travel and cancellation insurance"},"cta":{"componentType":"cta","microCopy":"Doorlopende reisverzekering met annuleringsdekking","textLink":{"text":"Calculate your premium","url":"https://mijn.ing.nl/banking/mobile/insurances/application/travelannual?flow-step=00-StartCalculating&EW=true"}},"secondaryCta":{"textLink":{"text":"Not an ING-customer? Calculate here","url":"/en/personal/insurances/annual-travel-insurance/apply-for-annual-travel-insurance"}}},"publishDate":"2026-04-02T10:55:27.973+02:00"}}