Taking out a new insurance policy and canceling your old one is done in 3 steps:
Short-term or annual travel insurance? Choose the travel insurance that suits you best!
"},"textLinks":[{"text":"Discover the differences between short-term and annual travel insurance","url":"/en/personal/insurances/travel-insurance/short-term-or-annual-travel-insurance"}],"title":"Which travel insurance suits me?"},{"richBody":{"value":"No, travel insurance is not mandatory. But travel insurance can save you a lot of money if things go wrong on holiday. For example, the basic insurance of the ING Annual Travel Insurance covers assistance from the Emergency Centre and repatriation (return home on medical advice). You can also take out additional insurance for, among other things: theft and damage to your luggage, medical expenses and accidents within Europe or worldwide. Costs that you would otherwise have to pay yourself. Check carefully what coverage you need.
"},"title":"Is it mandatory to take out travel insurance?"},{"richBody":{"value":"It can happen to anyone: you lose things during your vacation. A passport that's nowhere to be found, a stolen wallet, or a camera that sustains water damage. With ING Travel Insurance, you're covered for losses caused by theft, loss, or damage.
"},"textLinks":[{"text":"Learn more about what is and isn't covered","url":"/en/personal/insurances/travel-insurance/theft-and-loss"}],"title":"Lost, stolen or broken items during your holiday – what is covered?"},{"richBody":{"value":"It's good to know that ING Travel Insurance already covers several countries outside Europe as standard. Therefore, travel insurance with worldwide coverage isn't always necessary. With the basic insurance, you're covered within the Azores, Madeira, the Canary Islands, Turkey, and Greenland. The following non-European countries on the Mediterranean Sea are also covered: Algeria, Egypt, Israel, Lebanon, Libya, Morocco, and Tunisia.
Note: Within the European coverage area, there is currently no coverage in Ukraine, Israel, Libya, and Lebanon due to war (major civil war).
Is your trip to North America, South America, Africa, Asia, Australia, or even further south to Antarctica? Then choose travel insurance with worldwide coverage. Do you travel frequently, outside Europe, and also book occasional weekend getaways? Then ING Annual Travel Insurance with worldwide coverage is more advantageous than taking out individual short-term policies for each holiday. This is due to the higher daily premium for short-term travel insurance.
"},"textLinks":[{"text":"Read more about the differences between short-term and annual travel insurance","url":"/en/personal/insurances/travel-insurance/short-term-or-annual-travel-insurance"}],"title":"In which countries the travel insurance is valid?"},{"richBody":{"value":"Unfortunately, it can happen that you get sick or suffer an injury during your holiday. It's good to know that with ING Travel Insurance, you're well-insured for any medical expenses. You must have purchased the Medical Expenses and Accidents module for this. Medical expenses are not included as standard with ING Travel Insurance.
Please note: medical expenses while traveling are only reimbursed if you also have Dutch health insurance. With the Medical Expenses and Accidents module, you are insured for medical expenses not covered by your basic or supplementary health insurance (or other insurance, provision, or plan).
"},"textLinks":[{"text":"Read more about travel insurance for medical expenses abroad","url":"/en/personal/insurances/travel-insurance/medical-expenses"}],"title":"Will my travel insurance reimburse medical expenses abroad?"},{"richBody":{"value":"With travel insurance that includes winter sports coverage, you're extra well-insured during your ski holiday. Think, for example, of your winter sports equipment, the loss of your ski pass, or a plaster cast flight. If you're only going hiking or cross-country skiing, you don't need to take out winter sports coverage. If you want your sports equipment to be well-insured, choose the Baggage module. Do you want medical insurance on your winter sports holiday? Then also choose the Medical Expenses and Accidents module.
"},"textLinks":[{"text":"Read more about winter sports coverage","url":"/en/personal/insurances/travel-insurance/winter-sports"}],"title":"What insurance is useful to take out if I go on a winter sports holiday?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Customers rate our claims handling with an 8.5"},{"alignedImage":{"position":"right","extension":"svg","original":"https://assets.ing.com/m/298b00cb6cdbd61f/original/awardhugecupnopadding.svg","transformBaseUrl":"https://assets.ing.com/transform/17b17d7c-0d06-41f8-92c7-6dfb4a3b6545/awardhugecupnopadding"},"componentType":"paragraph","richBody":{"value":"When choosing an annual travel insurance policy, it's important to consider not only the price and coverage, but also the service the insurer provides when handling claims. 2.875 customers rate our claims handling with an average of 8.5.
"}},{"componentType":"sectionTitle","title":"Do you already have ING Travel Insurance?"},{"accordionList":[{"richBody":{"value":"You have ING's Annual Travel Insurance. We're happy about that, because with ING's Annual Travel Insurance, you're well-insured when you travel and can avoid a lot of (financial) trouble. But sometimes it's necessary to adjust your travel insurance, for example, if you're planning a different kind of vacation than usual.
"},"textLinks":[{"text":"Read more about adjusting your ING Travel Insurance","url":"/en/personal/insurances/annual-travel-insurance/extend-continuous-travel-insurance"}],"title":"I already have an ING Travel Insurance and want to change it"},{"richBody":{"value":"You can customize your Annual or Short-Term Travel Insurance. Whether your damage is covered depends, among other things, on the modules you've chosen. You can find your insurance details and the modules you've selected on your policy sheet, in My ING, or in the ING app.
"},"textLinks":[{"text":"Read more about reporting damage","url":"/en/personal/insurances/travel-insurance/make-insurance-claim"}],"title":"I want to report damage"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Blogs"},{"cards":[{"cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/222b2c2663636988/original/Woman-using-pump-to-inflate-stand-up-paddleboard.jpg","transformBaseUrl":"https://assets.ing.com/transform/2c9f33b8-4728-40dd-9221-edd3940cd812/Woman-using-pump-to-inflate-stand-up-paddleboard","type":"image","width":5314},"intro":"Let the anticipation begin with our holiday blogs. You'll find helpful tips here to ensure you're well-prepared for your trip.","link":{"url":"/particulier/verzekeren/reisverzekering/reisblogs"},"title":"Plenty of travel tips and inspiration"}],"componentType":"cards"},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"/en/personal/insurances/annual-travel-insurance/apply-for-annual-travel-insurance"}},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"text":"Make insurance claim","url":"/en/personal/insurances/file-damage-claim"},{"text":"Become an ING customer","url":"/en/personal/payments/bank-accounts/become-a-customer"},{"text":"Free help switching banks","url":"/en/personal/insurances/switching-your-insurance-to-ing"},{"text":"Make changes to your insurance","url":"/en/personal/insurances/amend-insurance-policy"},{"text":"Cancel your ING insurance","url":"/en/personal/insurances/cancellation"}]},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"More about travel insurance"},"textLinks":[{"text":"Travel insurance for students","url":"/en/personal/insurances/travel-insurance/my-child-is-going-abroad"},{"text":"Travel insurance for death of family","url":"/particulier/verzekeren/reisverzekering/overlijden"},{"text":"Is travel insurance necessary?","url":"/particulier/verzekeren/reisverzekering/verplicht"},{"text":"Why travel insurance?","url":"/particulier/verzekeren/reisverzekering/waarom-een-reisverzekering"},{"text":"Travel insurance worldwide coverage","url":"/particulier/verzekeren/reisverzekering/werelddekking"},{"text":"Pregnancy cancellation insurance","url":"/en/personal/insurances/travel-insurance/pregnant"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"Policy conditions Annual Travel Insurance (pdf)","url":"https://assets.ing.com/m/2df6321abf20e7a4/original/Voorwaarden-ING-Doorlopende-Reisverzekering-Versie-UIDR-01.pdf"},{"text":"Policy conditions Short-term Travel Insurance (pdf)","url":"https://assets.ing.com/m/7591eab68e2a69c2/original/Voorwaarden-ING-Kortlopende-Reisverzekering-Versie-UIKR-01.pdf"},{"text":"Policy conditions Cancellation Insurance (pdf)","url":"https://assets.ing.com/m/4da275139d595a01/original/Polisvoorwaarden-annuleringsverzekering.pdf"},{"text":"Information document Annual Travel Insurance","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Reisverzekering"},{"text":"Information document Short-term Travel Insurance","url":"https://verzekeringskaarten.nl/ing/Kortlopende-ING-Reisverzekering"},{"text":"Information document Annual Cancellation Insurance","url":"https://verzekeringskaarten.nl/ing/Doorlopende-ING-Annuleringsverzekering"},{"text":"ING depreciation list 20230401","url":"https://assets.ing.com/m/71677dcad348e0a6/original/Afschrijvingslijst-ING-20230401.pdf"},{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}]},{"componentType":"paragraph","richBody":{"value":"For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.
"},"textLinks":[{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}],"title":"Partnership with Nationale-Nederlanden"}]},"hasMacro":false,"id":"890468d2-98c2-439d-b5e6-388b0f290e43","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"If you travel frequently, annual travel insurance is often the best and most affordable option. You can easily expand this travel insurance with additional coverage, and you choose your own deductible. Want to cancel your current insurance and switch to ING? Switching is easy with our free Switching Service.","headerImage":{"extension":"png","original":"https://assets.ing.com/m/41b69f8cb26be639/original/overkoepelendereis_schadeafhandeling-rating_middel-grote-oranje-bol.png","transformBaseUrl":"https://assets.ing.com/transform/210861b9-c024-45dc-94f7-db03fc9a5a91/overkoepelendereis_schadeafhandeling-rating_middel-grote-oranje-bol","type":"image","width":2370},"title":"Travel insurance"}},"publishDate":"2026-03-19T11:08:21.924+01:00"}}