{"type":"document","data":{"id":"c8b6c270-abd3-44fb-a1d6-b467f0dd1a73","localeString":"en-GB","publishDate":"2026-04-17T17:21:41.980+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Are you a student looking for good contents insurance and liability insurance? Discover the benefits of ING Student Insurance."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},"secondaryCta":{"textLink":{"url":"/particulier/verzekeren/studentenverzekering/studentenverzekering-aanvragen","text":"Not an ING Customer? Calculate here"}},"coreHeader":{"body":"The ING Student Insurance is a 3-in-1 insurance policy and includes contents, accident, and liability insurance. This means your contents are insured against damage caused by fire, storm, lightning, precipitation, (sewage) water, and (attempted) burglary and theft, while you are insured for liability and accidents.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5380f765-1a3e-470c-9964-059e775af8c5/SMILING-YOUNG-WOMAN-DRINKING-DRINK-WITH-GLASS-OF-MAN","type":"image","width":1995,"altTextNL":"\"\"","original":"https://assets.ing.com/m/11fdd345b3a79525/original/SMILING-YOUNG-WOMAN-DRINKING-DRINK-WITH-GLASS-OF-MAN.jpg","extension":"jpg"},"title":"Coverage and premium ING Student Insurance"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Content insurance for students"},{"componentType":"paragraph","richBody":{"value":"<p>This insures the items in your home. This includes your laptop, sound system, television, furniture, and clothes. </p><ul class=\"check-mark\"><li>Contents insured up to €7,000, and up to €14,000 if you live together.</li><li>You can increase the insured amount yourself by €7,000 in coverage.</li></ul>"},"textLinks":[{"url":"/en/personal/insurances/home-insurance/home-contents-insurance","text":"Read more about the ING Content Insurance for students"}]},{"componentType":"sectionTitle","title":"Accident insurance for students"},{"componentType":"paragraph","richBody":{"value":"<p>We are also there for you in the event of accidents.</p><ul class=\"check-mark\"><li>In the event of disability, we offer a benefit of up to €35,000.</li><li>For retraining due to disability, we offer a benefit of up to €5,000 per year, for a maximum of 5 years.</li><li>Death coverage of €2,300</li></ul><p>In the policy conditions, you will find extensive examples and terms and conditions for the ING Student Insurance. </p>"}},{"componentType":"sectionTitle","title":"Liability insurance for students"},{"componentType":"paragraph","richBody":{"value":"<p>This insurance covers damage caused to others or their belongings. </p><ul class=\"check-mark\"><li>You are insured up to €1,250,000 per event</li><li>Worldwide coverage</li></ul><p>Please note! You may already be insured for liability through your parent(s)&apos; insurance. If so, you can switch off the liability coverage to avoid being double insured.</p>"},"textLinks":[{"url":"/en/personal/insurances/liability-insurance/liability-insurance-for-pets","text":"Is damage caused by pets also covered by Liability Insurance?"}]},{"componentType":"sectionTitle","title":"Cost overview: from €3.76 per month"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th /><th>Single</th><th>Living together</th></tr></thead><tbody><tr><td>Contents/liability/accidents</td><td>€ 3,76 </td><td> € 6,25</td></tr><tr><td>Additional contents coverage of €7,000</td><td>€ 4,37 </td><td> € 6,86 </td></tr></tbody></table>"}},{"componentType":"sectionTitle","title":"Deductible"},{"componentType":"paragraph","richBody":{"value":"<ul><li>A deductible of €45 applies to all household contents damage.</li><li>A deductible of €45 applies to all liability claims.</li></ul>"}},{"componentType":"sectionTitle","title":"Good to know"},{"componentType":"paragraph","richBody":{"value":"<ul><li>With an ING Student Insurance, you are insured as long as you are following a full-time day course and are younger than 35. You can take out the policy up to and including your 30th birthday.</li><li>Your household contents consist of all movable property belonging to your household. This includes bicycles, mopeds, antennas, and pets. The policy conditions state which items are not covered, as well as other useful information about the ING Student Insurance. </li><li>For most students, basic coverage for their belongings is sufficient. After all, studying is expensive enough as it is. Check the value of your household contents first before deciding to opt for additional coverage.</li><li>You can terminate your insurance at any time immediately after taking it out.</li></ul>"},"textLinks":[{"url":"/en/personal/insurances/student-insurance","text":"What do I need to do to be properly insured?"}]},{"componentType":"sectionTitle","title":"Applying online is done in no time."},{"componentType":"paragraph","richBody":{"value":"<p>We understand that as a student, you prefer not to spend too much time on paperwork. You can easily take out an ING Student Insurance policy online via ING. You can also arrange this with a single phone call to 020 22 888 88. We will help you – including with questions about the validity of your Student Insurance – on working days from 8:30 AM to 5:00 PM. Want to cancel your old insurance and switch to ING? We offer free switching assistance.</p>"},"textLinks":[{"url":"/en/personal/insurances/switching-service","text":"Read more about the switching assistance"}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},{"componentType":"linkList","iconTitle":{"title":"Frequently Asked Questions"},"textLinks":[{"url":"/en/personal/insurances/student-insurance/make-student-insurance-claim","text":"How do I report damage with my Student Insurance?"},{"url":"/en/personal/insurances/student-insurance","text":"How much does the ING Student Insurance cost?"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"url":"https://assets.ing.com/m/44942adb981a6473/original/Polisvoorwaarden_ING_Studentenverzekering.pdf","text":"Polisvoorwaarden Studentenverzekering (PDF)"},{"url":"https://verzekeringskaarten.nl/ing/studentenverzekering-inboedel","text":"Information document ING Student Insurance (Content)"},{"url":"https://verzekeringskaarten.nl/ing/ing-studentenverzekering-aansprakelijkheid","text":"Information document ING Student Insurance (Liability)"},{"url":"https://verzekeringskaarten.nl/ing/ing-studentenverzekering-ongevallen","text":"Information document ING Student Insurance (Accident)"},{"url":"/en/personal/insurances/student-insurance/make-student-insurance-claim","text":"Report damage"}]},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"<p>For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]}]}}}