{"type":"document","data":{"id":"26957ccb-7011-430b-a64e-25b0c87b28d8","localeString":"en-GB","publishDate":"2026-03-19T14:23:35.702+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Contents, accident and liability cover all rolled into one student insurance. Learn more and calculate your student insurance premium."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"3-in-1 insurance: home contents, accident and liability insurance","icon":{"transformBaseUrl":"https://assets.ing.com/transform/1694c514-a64f-4411-a0c3-1b54942378f0/other-lineicon_placeholder_image_photo","type":"image","width":36,"altTextEN":"\"\"","altTextNL":"\"\"","original":"https://assets.ing.com/m/876d43230ff58f0/original/other-lineicon_placeholder_image_photo.svg","extension":"svg"}},{"body":"Premium from €3.76 per month","icon":{"transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","extension":"svg"}},{"body":"Can be cancelled daily","icon":{"transformBaseUrl":"https://assets.ing.com/transform/8bac078f-3502-46a7-b377-f24e5b696a7d/Functionalities-Calendar_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/474e2de242d55b2e/original/Functionalities-Calendar_Outline.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},"secondaryCta":{"textLink":{"url":"/particulier/verzekeren/studentenverzekering/studentenverzekering-aanvragen","text":"Not an ING customer? Calculate here"}},"coreHeader":{"body":"Studying is expensive enough, and accidents can happen unexpectedly. The costs of damage can be high. Make sure you can rely on a trustworthy student insurance. Through ING, you’re affordably insured against the most common risks.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/c7474774-ed7a-4efb-8323-f914b7d082c4/Two-friends-laugh-while-drinking-coffee-cocktails-in-Indonesian-restaurant","type":"image","width":5616,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/18626866ed7be2c9/original/Two-friends-laugh-while-drinking-coffee-cocktails-in-Indonesian-restaurant.jpg","extension":"jpg"},"title":"Student insurance"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What does the Student Insurance cover?"},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Home contents","usps":[{"body":"Insured amount can be increased by €7,000","iconType":"check-mark"},{"body":"If you live with a partner, your contents are insured up to €14,000","iconType":"check-mark"},{"body":"Up to €7,000 per claim for damage to your belongings caused by fire, storm, precipitation, water, and (attempted) burglary","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}}},{"title":"Accidents","usps":[{"body":"In case of permanent disability, we offer compensation up to €35,000","iconType":"check-mark"},{"body":"For retraining due to permanent disability, up to €5,000 per year, for a maximum of 5 years","iconType":"check-mark"},{"body":"Death coverage of €2,300","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}}},{"title":"Liability","usps":[{"body":"Covered for damage you accidentally cause to others and are liable for","iconType":"check-mark"},{"body":"Insured up to €1,250,000 per incident worldwide","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}}}],"title":"Home contents,Accidents,Liability"},{"componentType":"accordion","accordionList":[{"title":"Policy Conditions","richBody":{"value":"<p>Everything you need to know about the start and end of the insurance can be found in the <a href=\"https://assets.ing.com/m/44942adb981a6473/original/Polisvoorwaarden_ING_Studentenverzekering.pdf\">policy conditions</a>.</p>"}}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"What is included in your home contents?","richBody":{"value":"<p>Your contents include all movable items that belong to your household. This includes (motor)bikes, antennas, and pets. The policy conditions specify which items are excluded, along with other useful information about the ING Student Insurance.</p>"}},{"title":"What should you pay attention to?","richBody":{"value":"<p>With the ING Student Insurance, you’re insured if you’re enrolled in a full-time daytime education and are under 35 years old. If you don’t meet these conditions, your insurance is invalid and you won’t receive compensation for damage or accidents. We understand that insurance might not be your first thought after graduating, but it’s important to notify us when you finish your studies.</p>"}},{"title":"What do we expect from you?","richBody":{"value":"<ul><li>That you pay the premium (on time)</li><li>That you do not intentionally mislead ING or attempt to do so</li><li>That you cooperate with the prescribed measures to limit damage</li></ul><p>Everything you need to know about the start and end of the insurance is in the <a href=\"https://assets.ing.com/m/44942adb981a6473/original/Polisvoorwaarden_ING_Studentenverzekering.pdf\">policy conditions</a>.</p>"}},{"title":"How can you take out the ING Student Insurance?","richBody":{"value":"<p>We understand that as a student, you prefer not to spend too much time on paperwork. With ING, you can easily take out a Student Insurance online. You can also arrange it with one phone call to 020 22 888 88. We’re here to help – also for questions about the validity of your Student Insurance – on weekdays from 8:30 AM to 5:00 PM. Want to cancel your old insurance and switch to ING? We offer free <a data-type=\"internal\" href=\"/en/personal/insurances/switching-your-insurance-to-ing\">switching assistance</a>.</p>"}},{"title":"Prefer a different ING Home Insurance?","richBody":{"value":"<p>Finished studying and want to stay insured with ING? Then you can choose from ING’s range of <a data-type=\"internal\" href=\"/en/personal/insurances/home-insurance\">Home Insurances</a>. Damage in or around your home can be big or small. ING offers two types of insurance for in and around the house: a <a data-type=\"internal\" href=\"/en/personal/insurances/home-insurance/home-contents-insurance\">Contents Insurance</a> and a <a data-type=\"internal\" href=\"/en/personal/insurances/home-insurance/building-insurance\">Building Insurance</a>. Taking out a home insurance via ING is simple and quick – you’ll immediately live more securely.</p>"}}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/student?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"url":"/en/personal/insurances/file-damage-claim","text":"Make insurance claim"},{"url":"/en/personal/payments/bank-accounts/become-a-customer","text":"Become an ING customer"},{"url":"/en/personal/insurances/switching-your-insurance-to-ing","text":"Free help switching banks"},{"url":"/en/personal/insurances/amend-insurance-policy","text":"Make changes to your insurance"},{"url":"/en/personal/insurances/cancellation","text":"Cancel your ING insurance"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"url":"https://assets.ing.com/m/44942adb981a6473/original/Polisvoorwaarden_ING_Studentenverzekering.pdf","text":"Polisvoorwaarden Studentenverzekering (PDF)"},{"url":"https://verzekeringskaarten.nl/ing/studentenverzekering-inboedel","text":"ING student insurance card (contents insurance)"},{"url":"https://verzekeringskaarten.nl/ing/ing-studentenverzekering-aansprakelijkheid","text":"ING student insurance (liability cover)"},{"url":"https://verzekeringskaarten.nl/ing/ing-studentenverzekering-ongevallen","text":"ING student insurance card (accident cover)"},{"url":"/en/personal/insurances/file-damage-claim","text":"Make insurance claim"},{"url":"https://assets.ing.com/m/176d13cedab45d48/original/Afschrijvingslijst-ING-Inboedelverzekering.pdf","text":"Afschrijvingslijst ING Inboedelverzekering"}]},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"<p>For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]},{"componentType":"feature","featureName":"survey-starter?surveyName=2fa98ae6-d087-44f3-9d11-e1cf20b73eb4&withCard=True"}]}}}