{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Liability insurance is not mandatory, but sometimes it is wise, for example if you have young children. Read more here.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What do you insure and when?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>It is always worth checking. Accidents can happen unexpectedly, and the resulting damage can be significant. For example, you might accidentally let go of your shopping cart, causing it to roll into the road and hit a cyclist. Or your child or dog could run into the street, forcing a driver to swerve into another car. Smaller incidents are also covered, such as a football breaking a neighbour’s window or a child’s bicycle scratching a car.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"What's a liability insurance?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Liability insurance covers damage that you or a family member accidentally causes to others. It also provides cover if someone is injured because of your actions and you are held liable for the costs.</span></span></span></p>"}},{"componentType":"sectionTitle","title":"Why choose liability insurance?"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Liability insurance costs just a few euros a month, depending on your family situation.</span></span></span></p>"}},{"componentType":"cta","textLink":{"text":"Calculate your premium","url":"/en/personal/insurances/liability-insurance/apply-for-liability-insurance"}},{"componentType":"linkList","iconTitle":{"title":"Liability Insurance via ING"},"textLinks":[{"text":"ING Liability Insurance","url":"/en/personal/insurances/liability-insurance"},{"text":"Liability insurance for pets","url":"/en/personal/insurances/liability-insurance/liability-insurance-for-pets"},{"text":"Submit a claim","url":"/en/personal/insurances/liability-insurance/make-liability-insurance-claim"}]},{"componentType":"paragraph","richBody":{"value":"<p>With ING, you can easily take out insurance, manage it, and report claims via the ING app or My ING. ING acts as your authorized agent and acts on behalf of insurers. We assess insurance applications, collect premiums, and ensure smooth claims processing.</p>"},"textLinks":[{"text":"Learn more about our role as a power of attorney and who we work with.","url":"/en/personal/insurances/managing-general-agent"}],"title":"You choose, we handle it"}]},"hasMacro":false,"id":"dde58d9d-29d4-4fc5-a2ea-7ca832b1f615","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Dutch citizens spend hundreds of euros on insurance each year. Some policies are mandatory, such as basic health insurance, third-party car liability insurance, and building insurance, which mortgage lenders often require when you buy a home. For all other insurance, it is important to consider carefully what you do and do not want to cover.","headerImage":{"altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/320a5ce5f0039992/original/high-angle-view-of-man-sitting-in-boat-on-lake.jpg","transformBaseUrl":"https://assets.ing.com/transform/7421e3be-bda0-40de-9e0c-55fc57281c28/high-angle-view-of-man-sitting-in-boat-on-lake","type":"image","width":6240},"subtitle":"It covers damage you may cause by accident.","title":"When does a liability insurance make sense?"}},"publishDate":"2026-06-15T15:56:53.525+02:00"}}