{"type":"document","data":{"id":"2841dfcd-5cce-413f-8ddd-e9b5b8e5ae47","localeString":"en-GB","publishDate":"2026-04-09T07:00:00.372+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"With liability insurance, damage caused by you, a family member, or your pet is covered. Read more about ING's liability insurance."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","microCopy":"Je zit nog nergens aan vast, woef!","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/retail/liability?EW=true","text":"Calculate your premium"}},"secondaryCta":{"textLink":{"url":"/en/personal/insurances/liability-insurance/apply-for-liability-insurance","text":"Not an ING customer yet? Calculate here"}},"coreHeader":{"body":"Many people do not know this but also damage caused by your pet is co-insured. So your dog runs over a vase with friends? That too has been covered.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/9918584c-199d-42f2-9419-c5c60ce392a1/secured-ing-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/7570cee8c6e4b3f2/original/secured-ing-1920.jpg","extension":"jpg"},"title":"Liability insurance, pets included"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"No need for separate liability insurance for pets"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Your pet is co-insured. These are all the animals you have for your hobby and pleasure. Not only cat or dog but also horses, sheep, goats or cows are then co-insured. Some examples include: </span></span></span></p><ul><li><span><span><span><span>Your dog bumps an antique vase on a visit</span></span></span></span></li><li><span><span><span><span>Or your cat scratches something at the neighbors.</span></span></span></span></li><li><span><span><span><span>Or your daughter&apos;s bunny bites a hole in a boyfriend&apos;s coat.</span></span></span></span></li></ul>"}},{"componentType":"sectionTitle","title":"Not insured"},{"componentType":"paragraph","richBody":{"value":"<ul><li><span><span><span>If you give your pet a command and there is damage. Or you don&apos;t intervene when you see it happening. </span></span></span></li><li><span><span><span>Do you have a cattle farm, riding school, petting zoo or do you keep animals in a different business way? You will need a separate business liability insurance. </span></span></span></li></ul>"},"textLinks":[{"url":"https://assets.ing.com/m/2a7bfd7f458bc45d/original/Polisvoorwaarden-Aansprakelijkheidsverzekering.pdf","text":"Liability insurance policy terms and conditions (PDF)"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about damage done by your pet"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>The Netherlands counts many dog owners. The love we feel for our dog is great. You want the best for the animal and its environment. You have a lot in hand as a boss, but not everything. After all, a dog is playful and an accident is in a small corner. Then it is nice if you can fall back on your liability insurance for your dog.</span></span></span></p>"}},{"componentType":"accordion","accordionList":[{"title":"My dog ​​often runs off-leash, am I insured?","richBody":{"value":"<p><span><span><span>Yes, damage caused by a dog walking loose is insured. For example, if the animal shoots on the road, causing a motorist or cyclist to have to swerve and thereby sustain (injury) damage.</span></span></span></p>"}},{"title":"My dog bitten someone or something, am I insured?","richBody":{"value":"<p><span><span><span>You are insured if your dog, for example, damages the expensive shoes of the visit, breaks a door post when visiting, or runs into a pasture and bites sheep. You are also insured if your dog bites a person ‘out of nowhere’.</span></span></span></p>"}},{"title":"In which cases does ING not compensate for damage caused by my dog?","richBody":{"value":"<p><span><span><span>Your dog is not insured if you give him order to something or if you let it happen. For example, if you encourage your dog to hunt a cat or if you don’t intervene if he destroys the neighbor’s shoes. For example, you are not insured if your dog attacks a dog (or another animal or person) together with other dogs and it is not clear who bit that dog (or another animal or person).</span></span></span></p>"}}]},{"componentType":"sectionTitle","title":"Take out a Liability Insurance"},{"componentType":"paragraph","richBody":{"value":"<p><span><span><span>Every pet owner knows that with some animals you are at an increased risk of damage. This is another reason to close a liability insurance. You can easily do this online via ING. Cancel your old insurance and switch to ING? We offer free switch service.</span></span></span></p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/retail/liability?EW=true","text":"Calculate your premium"},{"url":"/en/personal/insurances/switching-your-insurance-to-ing","text":"Read more about the switching service"}]},{"componentType":"linkList","iconTitle":{"title":"More about the Liability Insurance"},"textLinks":[{"url":"/en/personal/insurances/liability-insurance","text":"ING Liability Insurance"},{"url":"/en/personal/insurances/liability-insurance/make-liability-insurance-claim","text":"Report damage"}]},{"componentType":"paragraph","title":"You choose, we handle it","richBody":{"value":"<p>With ING, you can easily take out insurance, manage it, and report claims via the ING app or My ING. ING acts as your authorized agent and acts on behalf of insurers. We assess insurance applications, collect premiums, and ensure smooth claims processing.</p>"},"textLinks":[{"url":"/en/personal/insurances/managing-general-agent","text":"Learn more about our role as a power of attorney and who we work with."}]}]}}}