The insurance covers damage you accidentally cause to others worldwide, including personal injury.
"}},{"componentType":"comparisonCards","comparisonCardList":[{"title":"This is covered:","usps":[{"body":"You choose the insured amount: up to €1,250,000 or €2,500,000","iconType":"check-mark"},{"body":"Includes damage caused by your child, pet, overnight guest, or cleaner","iconType":"check-mark"},{"body":"Includes damage caused by your child who is studying and living away from home","iconType":"check-mark"},{"body":"Damage you cause while babysitting someone else's children","iconType":"check-mark"},{"body":"Damage you cause at someone else's home while doing a favor for a friend or during a sports match or game is covered up to €25,000 per event.","iconType":"check-mark"}]},{"title":"This is not covered:","usps":[{"body":"Damage caused intentionally","iconType":"cross"},{"body":"Damage incurred before the effective date of the insurance","iconType":"cross"},{"body":"Damage caused by motor vehicles, such as a car, motorcycle, or scooter","iconType":"cross"},{"body":"Damage to items you rent under a rental contract, for example a car or a DIY device.","iconType":"cross"}]}],"title":"This is covered:,This is not covered:"},{"componentType":"accordion","accordionList":[{"title":"Terms and conditions","richBody":{"value":"Check the policy conditions and information documents for a complete overview of covered and non-covered damage.
"},"textLinks":[{"url":"https://assets.ing.com/m/5418ca5a49a0cfc9/original/Informatiedocument-ING-Aansprakelijkheidsverzekering-VMNN-NL.pdf","text":"Information document (Dutch only)"},{"url":"https://assets.ing.com/m/766a97ac9bab9c72/original/Polisvoorwaarden-ING-Aansprakelijkheidsverzekering-VMNN-NL.pdf","text":"Terms and conditions (Dutch only)"}]}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/retail/liability?EW=true","text":"Calculate here"}},{"componentType":"paragraph","title":"Do you have insurance through ING?","richBody":{"value":"In the ING app and My ING, you can manage many insurance-related matters 24/7, such as reporting damage, adjusting, or canceling your policy.
"},"textLinks":[{"url":"https://mijn.ing.nl/banking/insurances/services?EW=true","text":"Fix it here"}]},{"componentType":"sectionTitle","title":"Frequently Asked Questions"},{"componentType":"accordion","accordionList":[{"title":"Is Liability Insurance mandatory?","richBody":{"value":"No, it's not mandatory. But it is important. This way, you won't be faced with any financial surprises if you accidentally break something belonging to someone else.
"}},{"title":"How much does Liability Insurance cost?","richBody":{"value":"The premium varies. This depends on who in your family you insure and the level of coverage. You can choose between €1,250,000 and €2,500,000 per event.
"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/retail/liability?EW=true","text":"Calculate your premium"}]},{"title":"Do I have to pay a deductible?","richBody":{"value":"You can choose this option when you take out the insurance. You can choose between no deductible or a €100 deductible.
"}},{"title":"For what amount am I insured?","richBody":{"value":"You can choose between an amount of €1,250,000 and €2,500,000 per event.
"}},{"title":"Who is covered by the insurance?","richBody":{"value":"You are insured for the people you co-insure on the policy. You can choose who you want to co-insure when applying for insurance.
"}},{"title":"Where am I covered?","richBody":{"value":"You are insured all over the world.
"}},{"title":"How can I switch to an ING insurance?","richBody":{"value":"Taking out a new insurance policy and cancelling your old one can be done in 3 steps:
Step 1: Calculate your premium – this is non-binding
Step 2: Apply for your insurance and use the free Switching Service
Step 3: Your old insurance will be automatically cancelled for you
With ING, you can easily take out insurance, manage it, and report claims via the ING app or My ING. ING acts as your authorized agent and acts on behalf of insurers. We assess insurance applications, collect premiums, and ensure smooth claims processing.
"},"textLinks":[{"url":"/en/personal/insurances/managing-general-agent","text":"Learn more about our role as a power of attorney and who we work with."}]}]}}}