{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"With legal expenses insurance, you'll have immediate access to expert advice and legal assistance. Learn more and calculate your legal expenses insurance premium.","robotInstruction":{"noFollow":true,"noIndex":true}},"flexZone":{"flexComponents":[{"body":"Katsjing!","bodyBold":"Stack your cashback up to €250","bodyThree":"with a new insurance, credit card, and/or investment account. Please note: terms and conditions apply.","componentType":"promotionalBanner","date":{"body":"This promotion is valid until November 15, 2026"},"icon":{"extension":"svg","original":"https://assets.ing.com/asset/1f8f3ab0-3c32-457d-9f49-ee8b7f2af189/Katsjing-Q4-2026-Katsjing-Blob-icon-SVG-65x65.svg","publishedAt":"2026-10-14T12:46:00Z","transformBaseUrl":"https://assets.ing.com/transform/1f8f3ab0-3c32-457d-9f49-ee8b7f2af189/Katsjing-Q4-2026-Katsjing-Blob-icon-SVG-65x65","type":"image","updatedAt":"2026-10-14T12:46:37Z","width":65},"textLink":{"text":"Terms & conditions","url":"https://assets.ing.com/asset/3a5ff7ac-9170-4434-a2d0-f4edbf610082/Terms-and-Conditions-Katsjing-Campaign-Autumn-2026.pdf"}},{"componentType":"sectionTitle","title":"What is and isn't covered"},{"comparisonCardList":[{"title":"Covered","usps":[{"body":"Legal advice and assistance with conflicts regarding consumer affairs, such as with an online store, travel agency or educational institution (a threshold amount of €200 applies).","iconType":"check-mark"},{"body":"Legal assistance with any conflicts about social insurance and pensions (with the exception of the so-called ‘transfer’ of pensions).","iconType":"check-mark"},{"body":"General legal advice.","iconType":"check-mark"},{"body":"Assistance with certain conflicts abroad.","iconType":"check-mark"},{"body":"Aid and advice from a DAS jurist or lawyer.","iconType":"check-mark"}]},{"title":"Not covered","usps":[{"body":"Disputes that are ongoing or could have been foreseen before taking out the insurance.","iconType":"cross"},{"body":"Conflicts that arise during a criminal case where a person acted with intention. Expenses will only be covered if the final judgment leads to an acquittal or dismissal from prosecution.","iconType":"cross"},{"body":"Conflicts that arise from an insured person's exploitation or rental of goods.","iconType":"cross"},{"body":"Conflicts involving an unlicensed driver.","iconType":"cross"}]}],"componentType":"comparisonCards","title":"Covered,Not covered"},{"accordionList":[{"richBody":{"value":"

View the policy terms and conditions and information documents for a complete overview of what is and isn't covered.

"},"textLinks":[{"text":"Legal expenses insurance terms and conditions (PDF)","url":"https://assets.ing.com/m/3bf932b9e6fab0f1/original/Polisvoorwaarden-Rechtsbijstandverzekering-V3-3273-40_1910.pdf"},{"text":"Information document","url":"https://verzekeringskaarten.nl/ing/Rechtsbijstand-verzekering"}],"title":"Policy terms and conditions and information documents"}],"componentType":"accordion"},{"componentType":"cta","textLink":{"text":"Register and calculate your premium","url":"https://mijn.ing.nl/banking/mobile/campaign-management/8a3169ab-b40a-5813-9e8b-d00641f87a5a?cta=legal&EW=true"}},{"componentType":"sectionTitle","title":"Get additional cover for even more reassurance."},{"componentType":"paragraph","richBody":{"value":"

Not everyone will find themselves involved in the same kinds of conflicts. That's why ING has different cover options. You decide what to add to your policy!

"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"png","original":"https://assets.ing.com/m/c67c41fbe16bfb7/original/lu-office-outline.png","publishedAt":"2025-06-06T09:04:02Z","transformBaseUrl":"https://assets.ing.com/transform/1e62bdb3-f3d4-40df-b419-6a697b68e73a/lu-office-outline","type":"image","updatedAt":"2025-06-06T11:53:30Z","width":96},"intro":"For labour disputes involving dismissal and wages.","link":{"url":"/en/personal/insurances/legal-expenses-insurance/additional-modules"},"title":"Labour cover"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/21a823fe1ca4c141/original/Savings_goals-Home_Outline.svg","publishedAt":"2022-07-04T12:56:12Z","transformBaseUrl":"https://assets.ing.com/transform/967e3f60-3834-41ee-b6a8-f0d54d490765/Savings_goals-Home_Outline","type":"image","updatedAt":"2023-12-21T15:37:30Z","width":32},"intro":"For both rental and privately owned property disputes.","link":{"url":"/en/personal/insurances/legal-expenses-insurance/additional-modules"},"title":"Home cover"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/37d7b8ebe8a4e228/original/legal-assistance.jpg","publishedAt":"2024-09-04T09:46:19Z","transformBaseUrl":"https://assets.ing.com/transform/58b3e780-6301-4a1e-8515-d74fcfbb52bd/legal-assistance","type":"image","updatedAt":"2024-09-04T09:46:35Z","width":152},"intro":"For help agreeing during a divorce.","link":{"url":"/en/personal/insurances/legal-expenses-insurance/additional-modules"},"title":"Divorce mediation"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/41545548dbe12b8/original/Savings_goals-Car_Outline.svg","publishedAt":"2022-07-04T09:35:30Z","transformBaseUrl":"https://assets.ing.com/transform/88bebb84-31e0-49ba-b470-931f54643fa2/Savings_goals-Car_Outline","type":"image","updatedAt":"2023-12-21T15:31:33Z","width":32},"intro":"For conflicts that arise from road accidents or conflicts with parties like repair shops.","link":{"url":"/en/personal/insurances/legal-expenses-insurance/additional-modules"},"title":"Traffic"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/2e4b46c787db84e0/original/Products-Moneybag_Outline.svg","publishedAt":"2022-07-04T13:55:17Z","transformBaseUrl":"https://assets.ing.com/transform/c549a4cb-c50a-4d19-8a0e-ef371e9b4f6b/Products-Moneybag_Outline","type":"image","updatedAt":"2023-12-21T15:57:59Z","width":32},"intro":"For tax, benefit and tax assessment or asset management disputes.","link":{"url":"/en/personal/insurances/legal-expenses-insurance/additional-modules"},"title":"Tax and asset management cover"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Frequently asked questions"},{"accordionList":[{"richBody":{"value":"

Cancel your current insurance and take out a new policy in 3 steps:

Step 1: Calculate your premium – no strings attached 

Step 2: Apply for your new policy and use the free switch service 

Step 3: Your old insurance policy will be automatically cancelled for you

"},"textLinks":[{"text":"More about the switch service","url":"/en/personal/insurances/switching-service"}],"title":"How can I easily switch to ING?"},{"richBody":{"value":""},"title":"What are the maximum compensations?"},{"richBody":{"value":"

If you engage a DAS lawyer, they will help you resolve the conflict. It doesn’t matter how many hours you need the lawyer. There are no costs for you.

"},"title":"Is there a cost limit with a DAS lawyer?"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Do you already have an ING Legal Assistance Insurance?"},{"accordionList":[{"richBody":{"value":"

Do you already have an ING Legal Assistance Insurance and expect a conflict to escalate? Then go directly to das.nl/ing. DAS handles the provision of legal assistance for the ING Legal Assistance Insurance.

"},"title":"I need legal assistance now"},{"richBody":{"value":"

Are you moving soon, starting to live together, buying another car, or graduating? These are all reasons to update your existing insurance. Fortunately, this can be quickly arranged via ING, both through Mijn ING and the app.

"},"textLinks":[{"text":"Read more about adjusting your ING Legal Assistance Insurance","url":"/en/personal/insurances/amend-insurance-policy"}],"title":"I already have an ING Legal Assistance Insurance and want to adjust it"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"Blog"},{"cards":[{"body":"Things aren’t going so well at work and you think you might be fired. That raises a lot of questions, and you’re worried about your job and your income. Check out the tips so you know how to respond and what to expect.","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/39cedb9351e83e14/original/Young-woman-walking-in-a-park.jpg","publishedAt":"2019-11-21T13:16:21Z","transformBaseUrl":"https://assets.ing.com/transform/ef534ccb-f6c0-44cc-8148-03ba5f7f62fe/Young-woman-walking-in-a-park","type":"image","updatedAt":"2024-07-15T07:18:13Z","width":2095},"link":{"url":"/en/personal/insurances/legal-expenses-insurance/legal-assistance-insurance-for-dismissal"},"title":"What should you do if dismissal is looming?"}],"componentType":"cards"},{"componentType":"cta","textLink":{"text":"Register and calculate your premium","url":"https://mijn.ing.nl/banking/mobile/campaign-management/8a3169ab-b40a-5813-9e8b-d00641f87a5a?cta=legal&EW=true"}},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"text":"Make insurance claim","url":"/en/personal/insurances/file-damage-claim"},{"text":"Become an ING customer","url":"/en/personal/payments/bank-accounts/become-a-customer"},{"text":"Free help switching banks","url":"/en/personal/insurances/switching-your-insurance-to-ing"},{"text":"Make changes to your insurance","url":"/en/personal/insurances/amend-insurance-policy"},{"text":"Cancel your ING insurance","url":"/en/personal/insurances/cancellation"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"text":"Legal expenses insurance terms and conditions (PDF)","url":"https://assets.ing.com/m/3bf932b9e6fab0f1/original/Polisvoorwaarden-Rechtsbijstandverzekering-V3-3273-40_1910.pdf"},{"text":"Information document","url":"https://verzekeringskaarten.nl/ing/Rechtsbijstand-verzekering"},{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}]},{"componentType":"paragraph","richBody":{"value":"

For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.

"},"textLinks":[{"text":"Nationale-Nederlanden and ING service guide","url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf"}],"title":"Partnership with Nationale-Nederlanden"}]},"hasMacro":false,"id":"1a62e472-39fa-48d1-a0bc-cc8b06c4bfc7","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Insurance","url":"/en/personal/insurances"}},"componentType":"productHeader","coreHeader":{"body":"Imagine your building contractor doesn't deliver on the contract. Or you get into an argument with your neighbours about a fence. A conflict or dispute can arise at any time. That's why it's reassuring to have ING legal expenses insurance (Rechtsbijstandverzekering), which insures you against the costs of legal advice and assistance. All for an annual premium that's almost always lower than a lawyer's hourly rate.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/asset/5fd91358-d8d6-424d-b111-98266b891827/Katsjing-Q4-2026-Campagnepagina-beeld-2400x900.jpg","publishedAt":"2026-09-23T15:07:49Z","transformBaseUrl":"https://assets.ing.com/transform/5fd91358-d8d6-424d-b111-98266b891827/Katsjing-Q4-2026-Campagnepagina-beeld-2400x900","type":"image","updatedAt":"2026-09-30T14:15:31Z","width":10000},"promoStickerLayout":"Commercial&engagement","promoText":"Stack your cashback up to € 250","title":"Legal expenses insurance"},"cta":{"componentType":"cta","microCopy":"Stack your cashback up to € 250","textLink":{"text":"Register and calculate your premium","url":"https://mijn.ing.nl/banking/mobile/campaign-management/8a3169ab-b40a-5813-9e8b-d00641f87a5a?cta=legal&EW=true"}},"usps":[{"body":"You decide what to cover","icon":{"altTextEN":"\"\"","altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/876d43230ff58f0/original/other-lineicon_placeholder_image_photo.svg","publishedAt":"2022-06-21T09:27:01Z","transformBaseUrl":"https://assets.ing.com/transform/1694c514-a64f-4411-a0c3-1b54942378f0/other-lineicon_placeholder_image_photo","type":"image","updatedAt":"2022-06-22T13:50:45Z","width":36}},{"body":"No expense limit when you enlist the services of a DAS lawyer","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/4c5d6a18c77a3076/original/Money-Coins_Euro_Outline.svg","publishedAt":"2022-07-04T10:58:47Z","transformBaseUrl":"https://assets.ing.com/transform/ad2f4a67-26a4-4cbc-b19c-442d2babcf61/Money-Coins_Euro_Outline","type":"image","updatedAt":"2022-07-04T11:01:14Z","width":32}},{"body":"Immediate expert advice, including advice on how to prevent conflicts","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/62b38b14b3b52602/original/Contact-Service_Callcentre_Outline.svg","publishedAt":"2022-07-04T14:40:04Z","transformBaseUrl":"https://assets.ing.com/transform/230c609d-d9da-4953-ae59-e32b2263a75c/Contact-Service_Callcentre_Outline","type":"image","updatedAt":"2022-07-04T14:46:54Z","width":32}}]},"publishDate":"2026-10-19T09:43:31.562+02:00"}}