{"type":"document","data":{"id":"4e9632bf-548a-4e09-a11c-5fd7c4f3c213","localeString":"en-GB","publishDate":"2026-03-13T17:54:41.832+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"You can easily supplement your legal expenses insurance with various modules, e.g. Home, Traffic and Divorce mediation. Read more here."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},"secondaryCta":{"textLink":{"url":"/particulier/verzekeren/rechtsbijstandverzekering/rechtsbijstandverzekering-aanvragen","text":"Not an ING Customer? Calculate here"}},"coreHeader":{"body":"Are you looking for extra security? You can easily expand your legal expenses insurance with various modules. You decide which module is important to you.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/88875329-a7fc-43c5-8d2d-71d4a25319b7/lawyer-trainees-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/437c0a8788a12322/original/lawyer-trainees-1920.jpg","extension":"jpg"},"title":"Legal expenses insurance coverage"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Home"},{"componentType":"paragraph","richBody":{"value":"<p>With the Home module, you will receive legal assistance in conflicts related to the (sale) purchase, (re)construction, renting or use of your home or holiday home. For example, you may have to deal with a landlord, real estate agent or contractor who does not keep to their agreements. Or you may have a conflict with your neighbours.</p><p>Also consider:</p><ul class=\"check-mark\"><li>Your rental property has overdue maintenance, which has caused you to have a conflict with the landlord</li><li>Your new dormer window is leaking, which has caused you to have a conflict with the contractor</li><li>You have a conflict with your neighbours about the installation of their fence</li></ul><p>Please note: There is a waiting period of 3 months in the event of conflicts regarding the rental or letting of your own home.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate the premium for the Home module"}]},{"componentType":"sectionTitle","title":"Traffic"},{"componentType":"paragraph","richBody":{"value":"<p>With the Traffic module, you will receive legal assistance in conflicts as a road user. You will be assisted after damage or an accident as a pedestrian or as a user of a means of transport. For example, to recover the damage from the other party. But you can also rely on this module in the event of a conflict with a car dealer or damage repairer.</p><p>Also consider:</p><ul class=\"check-mark\"><li>You trip on a poorly maintained footpath</li><li>You fall off your bike because of a scooter</li><li>Someone has damaged your car while parking</li><li>Your driving license is wrongly confiscated</li></ul>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate the premium for the Traffic module"}]},{"componentType":"sectionTitle","title":"Labour"},{"componentType":"paragraph","richBody":{"value":"<p>With the Labour module, you will receive legal assistance in conflicts related to your work as an employee or civil servant. In giving advice, but also when you have to go to court. Think of conflicts about the execution of your work and also think of:</p><ul class=\"check-mark\"><li>Your employment conditions are adjusted to your disadvantage</li><li>Your employer wants you to take all vacation days, but you doubt whether that is allowed</li><li>You are fired</li></ul><p>Please note:<strong> </strong>A waiting period of 3 months applies to this module in all cases.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate the premium for the Labour module"}]},{"componentType":"sectionTitle","title":"Divorce mediation"},{"componentType":"paragraph","richBody":{"value":"<p>With the Mediation module, the costs of mediation are insured up to €3,100 when ending your marriage or registered partnership. A divorce can be very complicated administratively and financially. A mediator will try to reach a reasonable agreement with you and your partner, so that a lawsuit can be avoided.</p><p>Also consider:</p><ul class=\"check-mark\"><li>You want to divorce, but you don&apos;t know exactly what steps to take</li><li>You have to pay alimony, but what amount and for how long</li><li>You want to make good arrangements about who will take care of the children and how the assets will be divided</li></ul><p>Please note: There is a waiting period of 1 year. This means that this module does not provide any cover in the first year. Your marriage or registered partnership must also have lasted at least three years.</p>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate the premium for the Mediation module"}]},{"componentType":"sectionTitle","title":"Tax and asset management"},{"componentType":"paragraph","richBody":{"value":"<p>With the tax and asset management module, you will receive legal assistance in conflicts related to tax assessments and asset management. Think of discussions about tax benefits, tax levies or investment returns. But you will also receive assistance with decisions by the Dutch Tax Authorities or your municipality about a tax or levy that concerns you.</p><p>Also consider:</p><ul class=\"check-mark\"><li>You have a conflict about buying or selling your shares</li><li>Your asset manager appears to have made the wrong decisions</li><li>Your objection to your tax assessment is rejected</li></ul>"},"textLinks":[{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate the premium for the Tax and Asset Management module"}]},{"componentType":"sectionTitle","title":"What am I not insured for?"},{"componentType":"paragraph","richBody":{"value":"<p>You are not insured if conflicts have arisen before the effective date of the insurance. Or if there are conflicts in connection with renting out your own home. In the policy conditions of the Legal Expenses Insurance you will find all situations for which you are not insured.</p>"}},{"componentType":"sectionTitle","title":"ING Legal Expenses Insurance"},{"componentType":"paragraph","richBody":{"value":"<p>Suddenly you are fired, it can happen to you. Then it is nice if you can fall back on the ING Legal Expenses Insurance for legal help and advice. And that for an annual premium that is almost always lower than the hourly rate of a lawyer. Want to know more? You can find all the information here.</p>"}},{"componentType":"sectionTitle","title":"Do you need advice or legal assistance now?"},{"componentType":"paragraph","richBody":{"value":"<p>Do you already have ING Legal Expenses Insurance and do you expect a conflict to get out of hand? Call DAS directly from Monday to Friday from 08:30 to 17:30 on 020 651 88 15. DAS will provide legal assistance for ING Legal Expenses Insurance.</p>"}},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/legal?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"<p>For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]}]}}}