Always carefully consider in advance what you do and do not want to insure. And do so again after a while. Sometimes it is wise to increase or decrease the coverage after some time.
"}},{"componentType":"paragraph","title":"Earned quickly","richBody":{"value":"Of course, there is little more boring than reviewing your insurance policies. That is why you will find a number of handy tips for your home insurance below. This way, you remain well insured without paying too much.
"}},{"componentType":"paragraph","title":"Tip: dust off your home insurance every now and then","richBody":{"value":"Many people only take a close look at their car insurance when they get a new car. With home insurance, this is even more extreme. It often goes unnoticed for years. Do you actually know up to what amount your belongings or your own home are insured?
"}},{"componentType":"paragraph","title":"More (more expensive) items in the house?","richBody":{"value":"Have you started earning more, moved to a more spacious home, or has your family grown? Then the value of your household contents may well increase. Therefore, check from time to time whether your coverage of your Home Content insurance still meets the requirements. Increasing it might cost you a few extra euros per month, but it prevents you from receiving less compensation in the event of fire or theft, for example.
"}},{"componentType":"paragraph","title":"Living together?","richBody":{"value":"Couples moving in together often let their individual contents insurance policies continue. Only after a while do they realize they are paying twice for the same type of insurance. What a waste. Therefore, both of you should check your insurance, cancel one, and adjust the other.
"}},{"componentType":"paragraph","title":"Renovated your home?","richBody":{"value":"A major renovation usually increases the value of your home. Think, for example, of an extra floor or an extension. In that case, don't forget to check whether your coverage of the Home Structure Insurance still meets the requirements. After all, if you are underinsured, you will not be fully reimbursed in the event of a fire, for example.
"}},{"componentType":"paragraph","title":"Tip: bring all home insurance policies under one roof","richBody":{"value":"Choosing a single insurer prevents endless discussions, especially in the event of fire damage. The dividing line between buildings and contents insurance is sometimes thin. By choosing one provider, you avoid being caught between a rock and a hard place in the event of damage. You also no longer have to wonder who to report which damage to.
"}},{"componentType":"cta","textLink":{"url":"/en/personal/insurances/home-insurance","text":"More about the ING Home Insurance"}},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}