Your new smartphone falls out of your pocket and the screen breaks. Your laptop is stolen during a break-in at your hotel room. We use many valuable mobile devices. With the Mobile Electronics module, all smartphones, laptops, tablets, and wearable devices in your household are insured up to €7,500. Coverage applies outside the home within the Netherlands, including accidental damage such as drops and bumps. You can easily add this module to your contents insurance.
Good to know: Damage from water, fire, and theft inside the home is already covered by the contents insurance.
"}},{"componentType":"sectionTitle","title":"Devices that are covered"},{"componentType":"paragraph","richBody":{"value":"Below is an overview of which devices are covered by the standard contents insurance and which are additionally covered by the Mobile Electronics module.
"}},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Contents insurance","usps":[{"body":"Headphones and earbuds","iconType":"check-mark"},{"body":"Computers and accessories (chargers, modems, printers)","iconType":"check-mark"},{"body":"Data, image, and audio carriers (CDs, DVDs, USB sticks, memory cards, vinyl)","iconType":"check-mark"},{"body":"Video camera","iconType":"check-mark"},{"body":"Photo camera","iconType":"check-mark"},{"body":"CD, DVD, and MP3 players","iconType":"check-mark"},{"body":"TVs","iconType":"check-mark"},{"body":"Game consoles","iconType":"check-mark"},{"body":"Navigation devices (e.g. TomTom, Garmin Drive, Mio)","iconType":"check-mark"},{"body":"Smartphones (iPhone, Samsung, Huawei, etc.)","iconType":"check-mark"},{"body":"Tablets (iPad, Samsung Galaxy Tab, Lenovo Tab, etc.)","iconType":"check-mark"},{"body":"Laptops (HP, Lenovo, Dell, MacBook, etc.)","iconType":"check-mark"},{"body":"Smartwatches and fitness trackers (Fitbit, Apple Watch)","iconType":"check-mark"},{"body":"Smartglasses","iconType":"check-mark"},{"body":"E-readers","iconType":"check-mark"}]},{"title":"Mobile Electronics module","usps":[{"body":"Headphones and earbuds","iconType":"cross"},{"body":"Computers and accessories (chargers, modems, printers)","iconType":"cross"},{"body":"Data, image, and audio carriers (CDs, DVDs, USB sticks, memory cards, vinyl)","iconType":"cross"},{"body":"Video camera","iconType":"cross"},{"body":"Photo camera","iconType":"cross"},{"body":"CD, DVD, and MP3 players","iconType":"cross"},{"body":"TVs","iconType":"cross"},{"body":"Game consoles","iconType":"cross"},{"body":"Navigation devices (e.g. TomTom, Garmin Drive, Mio)","iconType":"cross"},{"body":"Smartphones (iPhone, Samsung, Huawei, etc.)","iconType":"check-mark"},{"body":"Tablets (iPad, Samsung Galaxy Tab, Lenovo Tab, etc.)","iconType":"check-mark"},{"body":"Laptops (HP, Lenovo, Dell, MacBook, etc.)","iconType":"check-mark"},{"body":"Smartwatches and fitness trackers (Fitbit, Apple Watch)","iconType":"check-mark"},{"body":"Smartglasses","iconType":"check-mark"},{"body":"E-readers","iconType":"cross"}]}],"title":"Contents insurance,Mobile Electronics module"},{"componentType":"paragraph","richBody":{"value":"Note: This is a summary. For full details, refer to the home insurance policy conditions.
"}},{"componentType":"accordion","accordionList":[{"title":"Policy conditions and information documents","richBody":{"value":"View the policy conditions and information documents for a complete overview of what is and isn’t covered.
"},"textLinks":[{"url":"https://assets.ing.com/m/fbb0108d693fde7/original/Polisvoorwaarden-Woonverzekering-juli-2022.pdf","text":"Home insurance policy terms and conditions (PDF)"},{"url":"https://verzekeringskaarten.nl/ing/inboedelverzekering","text":"Insurance card for contents insurance"}]}]},{"componentType":"sectionTitle","title":"Mobile Electronics module or a separate insurance?"},{"componentType":"paragraph","richBody":{"value":"When buying a new phone, tablet, or laptop, you can often take out separate insurance for that device. That insurance only covers the specific item. If you choose the Mobile Electronics module with your contents insurance, not only is your new smartphone covered, but also your tablet, laptop, and wearable devices like your smartwatch or fitness tracker. Coverage applies to your entire household, with a maximum of €7,500 per incident. Convenient!
Separate device insurance usually lasts only one or two years. If your smartphone breaks just after that, you bear the cost. Also, reimbursement is often based on current value. With the Mobile Electronics module, you’re insured for replacement value for ten years.
"}},{"componentType":"sectionTitle","title":"Ten years replacement value"},{"componentType":"paragraph","richBody":{"value":"If your phone, tablet, laptop, or wearable device is irreparably damaged, you’ll be reimbursed based on the replacement value for ten years.
Example:
You bought a smartphone two years ago for €1,000. It’s destroyed in a fire. A comparable new device now costs €800. You’ll receive €800 in compensation, enough to buy a new equivalent smartphone.
You insure your smartphones, tablets, laptops, and wearable devices against damage by adding the Mobile Electronics module to your contents insurance. The cost depends on factors such as your household composition.
Already have contents insurance and interested in this module? Contact ING at 020 22 888 88, Monday to Friday from 8:30 AM to 5:00 PM.
"}},{"componentType":"sectionTitle","title":"What is the deductible?"},{"componentType":"paragraph","richBody":{"value":"When taking out contents insurance, you choose your own deductible: €0, €100, or €500.
The deductible you choose also applies to the Mobile Electronics module.
"}},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/home?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},{"componentType":"linkList","iconTitle":{"title":"Relevant links"},"textLinks":[{"url":"/en/personal/insurances/file-damage-claim","text":"Make insurance claim"},{"url":"/en/personal/payments/bank-accounts/become-a-customer","text":"Become an ING customer"},{"url":"/en/personal/insurances/switching-your-insurance-to-ing","text":"Free help switching banks"},{"url":"/en/personal/insurances/amend-insurance-policy","text":"Make changes to your insurance"},{"url":"/en/personal/insurances/cancellation","text":"Cancel your ING insurance"}]},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"url":"https://verzekeringskaarten.nl/ing/inboedelverzekering","text":"Contents insurance card"},{"url":"https://verzekeringskaarten.nl/ing/opstalverzekering","text":"Buildings insurance card"},{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"},{"url":"https://assets.ing.com/m/fbb0108d693fde7/original/Polisvoorwaarden-Woonverzekering-juli-2022.pdf","text":"Home insurance policy terms and conditions (PDF)"},{"url":"https://assets.ing.com/m/71677dcad348e0a6/original/Afschrijvingslijst-ING-20230401.pdf","text":"ING depreciation list 20230401"},{"url":"https://assets.ing.com/m/497fdc9c589fc4f0/original/2336533_INGD_Verschillenoverzichten-Inboedel-en-opstal-2-0-v9-combi_v3.pdf","text":"ING home insurance differences V2.0"}]},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.
"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]}]}}}