{"type":"document","data":{"id":"85716973-5fa3-49df-bb21-193f3006acdd","localeString":"en-GB","publishDate":"2026-04-20T14:34:44.011+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Storm damage, burglary, or rebuilding value. In our home blogs, you can read everything about your home and home insurance."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Just imagine it happening to you: storm damage, water damage, or burglary. And do you know what rebuilding value, replacement value, or current market value is?\r\n\r\nIn our home blogs below, you can read everything about your home and your home insurance. So that you know exactly how it works and can enjoy your home with peace of mind.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/25ea510e-fb03-4fd0-bc1e-b66444f17ae0/Couple-looking-at-the-camera-outside-through-the-window-of-a-camper","type":"image","width":4800,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/65fe5400f03a484e/original/Couple-looking-at-the-camera-outside-through-the-window-of-a-camper.jpg","extension":"jpg"},"title":"Home blog"},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Tips for storm","intro":"Storm approaching? With these tips, you'll be well prepared.","body":"Read article in 3 minutes","image":{"transformBaseUrl":"https://assets.ing.com/transform/85da6b9d-e131-4ab6-b61d-ae2ffef5e294/Close-up-of-damaged-leaf-in-water","type":"image","width":4032,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/5018a171a5946e30/original/Close-up-of-damaged-leaf-in-water.jpg","extension":"jpg"},"link":{"url":"/en/personal/insurances/home-insurance/storm"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Living together","intro":"Everything about your insurance when you move in together.","body":"Read article in 7 minutes","image":{"transformBaseUrl":"https://assets.ing.com/transform/636c1768-a09b-4362-9842-11cb1197fbbc/YOUNG-WOMAN-STANDING-AT-HOME","type":"image","width":1915,"altTextNL":"\"\"","original":"https://assets.ing.com/m/597ccb0f2d25d7b5/original/YOUNG-WOMAN-STANDING-AT-HOME.jpg","extension":"jpg"},"link":{"url":"/en/personal/insurances/home-insurance/living-together"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"9 smart insurance tips","intro":"Make sure you are well insured, without paying too much!","body":"Read article in 7 minutes","image":{"transformBaseUrl":"https://assets.ing.com/transform/d6fa429f-fec7-42db-a9c8-088585ec8866/Insurances-Visa-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/4651fce03e35f2c9/original/Insurances-Visa-1920.jpg","extension":"jpg"},"link":{"url":"/en/personal/insurances/home-insurance/tips-for-your-home"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Smoke detectors mandatory","intro":"Did you know that smoke detectors are legally mandatory as of July 1, 2022?","body":"Read article in 32minutes","image":{"transformBaseUrl":"https://assets.ing.com/transform/79aafb62-a8b9-4562-afe1-e47d1a8fb80a/Young-couple-playfully-work-on-home-renovations","type":"image","width":5616,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/3e4e7ad4218e1f68/original/Young-couple-playfully-work-on-home-renovations.jpg","extension":"jpg"},"link":{"url":"/en/personal/insurances/home-insurance/smoke-detectors-mandatory"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Claims manager at home","intro":"Emergency assistance. A day in the life of a Home Claims Manager.","body":"Read article in 5 minutes","image":{"transformBaseUrl":"https://assets.ing.com/transform/d04250b2-1351-41b9-8970-66964558006f/Grandmother-and-granddaughter-look-out-over-a-canal-from-their-back-garden","type":"image","width":5616,"altTextEN":"\"","altTextNL":"\"","altTextFR":"\"","altTextDE":"\"","original":"https://assets.ing.com/m/73a22c89ca2c172c/original/Grandmother-and-granddaughter-look-out-over-a-canal-from-their-back-garden.jpg","extension":"jpg"},"link":{"url":"/en/personal/insurances/home-insurance/claims-manager-at-home"}},{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Threatened dismissal","intro":"What should you do in the event of (imminent) dismissal? Read our tips here.","body":"Read article in 7 minutes","image":{"transformBaseUrl":"https://assets.ing.com/transform/440c0253-f250-47dd-9fda-95f03159f3b3/Woman-placing-post-it-notes-on-glass-wall","type":"image","width":3538,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/6ad7e1e40f665d8b/original/Woman-placing-post-it-notes-on-glass-wall.jpg","extension":"jpg"},"link":{"url":"/en/personal/insurances/legal-expenses-insurance/legal-assistance-insurance-for-dismissal"}}]},{"componentType":"paragraph","title":"Flood damage","richBody":{"value":"<p>Through ING, you are insured against flood damage.</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/flood\">Read article in 2 minutes</a></p>"}},{"componentType":"paragraph","title":"Water damage is no fun.","richBody":{"value":"<p>Water only needs a small hole. And the consequences are often enormous.</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/water\">Lees artikel in 3 minuten</a></p>"}},{"componentType":"paragraph","title":"Household contents: what value is reimbursed?","richBody":{"value":"<p>Contents insurance pays out an amount in the event of damage. But what exactly do you get reimbursed for?</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/what-value-does-the-contents-insurance-cover\">Read article in 5 minutes</a></p>"}},{"componentType":"paragraph","title":"Accidents can happen just like that.","richBody":{"value":"<p>What should you look out for when taking out home insurance? We have listed it for you.</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/home-insurance-what-to-look-out-for\">Read article in 3 minutes</a></p>"}},{"componentType":"paragraph","title":"Buildings: what value is reimbursed?","richBody":{"value":"<p>Reconstruction value, WOZ value, appraisal and sales value. What exactly is the difference?</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/what-value-does-the-buildings-insurance-cover\">Read article in 5 minutes</a></p>"}},{"componentType":"paragraph","title":"Glass insurance is an important addition","richBody":{"value":"<p>Glass is simply fragile. Glass insurance is therefore not an unnecessary luxury.</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/glass-insurance\">Read article in 5 minutes</a></p>"}},{"componentType":"paragraph","title":"Which insurance policies are you required to take out?","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Health insurance is mandatory, your car must be insured, and do you own your own home? Then you usually need a<a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/building-insurance\"> </a></span></span></span></span></span></span></span></span></span></span></span><span><span><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/building-insurance\">buildings insurance</a> </span></span> </span></span></span></span></span></span>to block.</p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/which-insurances-are-mandatory\"><span><span>Read article in 3 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Everything about the costs of contents insurance through ING","richBody":{"value":"<p>Because you take good care of your belongings, you want to insure them properly. But how much does such insurance actually cost?</p><p><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/costs\">Read article in 3 minutes</a></p>"}},{"componentType":"paragraph","title":"Home insurance against burglary damage","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>A burglary can happen to anyone. With home insurance, you at least prevent the financial misery.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/burglary\"><span><span>Read article in 2 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Reconstruction value","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Why is the rebuilding value important for your home? And what does this value mean for your buildings insurance?</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/reconstruction-value\"><span><span>Read article in 3 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Take out glass coverage","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>The glass coverage covers damage to the windows of your house. Even if you accidentally break your window yourself.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/glass-insurance\"><span><span>Read article in 5 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Lightning and thunderstorm damage","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>When your home, shed, electrical appliances, or garden furniture are struck by lightning, the damage can be substantial.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/lightning\"><span><span>Read article in 2 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Additional contents insurance coverages","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Everything about the additional coverages, with which your belongings are even better insured against damage.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/home-contents-insurance-coverages\"><span><span>Read article in 3 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Well insured against fire damage","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Of course, you hope you never have to experience it. But if it happens, the costs can mount up quickly.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/home-insurance/fire\"><span><span>Read article in 3 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"When does liability insurance make sense?","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>That is always good to look into. Always carefully consider beforehand what you do and do not want to insure.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/liability-insurance/when-does-a-liability-insurance-make-sense\"><span><span>Read article in 3 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"paragraph","title":"Which animals are covered by liability insurance?","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>If your dog damages a neighbor&apos;s piece of garden furniture, your cat knocks over an antique vase, or your horse injures someone else, you can fall back on your liability insurance.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><a href=\"https://www.ing.nl/en/personal/insurances/liability-insurance/liability-insurance-for-pets\"><span><span>Read the article in 2 minutes</span></span></a></span></span></span></span></span></span></p><p> </p><p> </p>"}},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}