{"type":"document","data":{"id":"25ae05c9-99ff-4b2e-8a31-d2339e4f51b3","localeString":"en-GB","publishDate":"2026-04-20T12:47:44.828+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Curious about what a claims manager experiences in a day and how he helps ING customers with claims? Read more here."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"In December, we spent a day shadowing a Home Claims Manager. Curious about what he experiences in a day and how he helps our customers with damage? Then read on!","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e4cc2a28-f34f-4576-af5f-2c632f3eefb3/ing-lease-building-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/1eb304a1d09ec326/original/ing-lease-building-1920.jpg","extension":"jpg"},"title":"A day in the life of a Home Claims Manager."},"backLink":{"textLink":{"url":"/en/personal/insurances","text":"Insurance"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","title":"7:30 AM: Prepare for the day","richBody":{"value":"<p>The Home Claims Manager prepares for his day based on the claims he received the previous evening.</p>"}},{"componentType":"paragraph","title":"9:00 AM – 9:45 AM: Sinterklaas gifts stolen from basement storage unit","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Visiting a single mother on welfare with three young children in Schiedam. The day before, all the Sinterklaas presents and a bicycle were stolen during a burglary of her basement storage unit.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span><span><span><span>Home Claims Manager: &quot;Upon arrival, the client is quite panicked. I listened to her story. At €450, the damage amount isn&apos;t even that large, but for a single mother on welfare with children—not all of them equally healthy—it is a difficult situation. Fortunately, she still has all the receipts for the Sinterklaas gifts at home, so I can pay out the compensation amount to her immediately. The mother is surprised that I can help her so quickly. Thanks to this, she can still buy new Sinterklaas gifts for her children in time.&quot;</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"10:15 – 11:00: Leakage caused by upstairs neighbors","richBody":{"value":"<p>Home Claims Manager: &quot;I am visiting an &apos;old acquaintance&apos;: a year and a half ago I was here before for a leak from the upstairs neighbors. Now for a leak from the &apos;neighbors-above-above&apos; resulting in water damage in the bedroom and hallway, among other places. The client specifically asked for me when reporting her damage because the repair was arranged so quickly last time. And she wants that again now. So I arranged a contractor right away, who repaired the damage neatly two days later. The client is happy, but really hopes not to see me again from now on, haha.&quot;</p>"}},{"componentType":"paragraph","title":"11:30 – 12:30: Burglary during a tense holiday","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>Visiting a single man in Bodegraven. During the 65-plus year old&apos;s holiday, his detached home was broken into.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span><span><span><span>Home Claims Manager: &quot;The man is in tears and explains why over a cup of coffee and a stroopwafel. A year and a half ago, his wife drowned before his eyes during a holiday in Lloret de Mar. The fact that his home was broken into during the first holiday without his wife causes him great grief. The house still shows some traces of the break-in, and a number of items (computer, tools, and an e-reader) were taken. It is not really a major financial loss, but it does have a significant emotional impact. The client is relieved that the damage will be repaired quickly. Without any hassle. I am glad I can help him in this way!&quot;</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"13:30 – 14:00: Fire!","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>An emergency claim in between due to a fire caused by a short circuit in the dishwasher at a single man&apos;s in Breda.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span><span><span><span>Home Claims Manager: &quot;Last night, a fire broke out at the man&apos;s place due to a short circuit in the dishwasher. The fire has since been extinguished, and the damage in the living room and kitchen is massive. The client himself, whom I estimate to be around 70, is taking it quite calmly. We walk through the house, and I see a charred sofa. I suppose I can stand on your sofa with my shoes on for a moment to take a closer look at the ceiling, right? I say ironically to the man. Given the extent of the damage (a few hundred thousand), I immediately call in both a structural and a contents expert. The repair of the home will take four months. The man can stay with his sister for a few days but asks if he can stay in a hotel this coming weekend because his girlfriend is coming over from Limburg. He receives an advance payment from me immediately for this, as well as for the costs of the replacement rental apartment that he is currently arranging himself. The client wants everything resolved and repaired as quickly as possible, but with this extensive damage, that requires a bit more time. That is why I am briefly explaining to him what he can expect from me in the coming period.&quot; expect. Fortunately, he is positive about my arrival and help. After saying goodbye, I get into the car and drive home.</span></span></span></span></span></span></span></span></span></span></span></p>"}},{"componentType":"paragraph","title":"15:00 – 17:00: Current business","richBody":{"value":"<p>Once home, there is a brief time for coffee, and then the Home Claims Manager immediately turns on his laptop again for his ongoing cases. On average, he has 60 being handled simultaneously!</p>"}},{"componentType":"paragraph","title":"About the Home Claims Manager","richBody":{"value":"<p><span><span><span><span><span><span><span><span><span><span><span>He comes home to profound (emotional) damage.</span></span></span></span></span></span></span></span></span></span></span></p><p><span><span><span><span><span><span><span><span><span><span><span>In the event of damage, we want to help our customers move forward as quickly as possible. In the case of major financial or emotionally impactful damage, the Home Claims Manager will come to you, if you so desire. He can, for example, help you prevent further damage, handle administrative matters, or arrange the right repairer. He remains your dedicated point of contact throughout the process. The Home Claims Manager arranges everything from A to Z to repair and settle the damage quickly and efficiently.</span></span></span></span></span></span></span></span></span></span></span></p>"},"textLinks":[{"url":"/en/personal/insurances","text":"Protect your home with insurance from ING"}]},{"componentType":"linkList","iconTitle":{"title":"More information"},"textLinks":[{"url":"/en/personal/insurances/home-insurance/home-blogs","text":"To the home blogs"}]},{"componentType":"linkList","iconTitle":{"title":"Insurance"},"textLinks":[{"url":"/en/personal/insurances/annual-travel-insurance","text":"Travel insurance"},{"url":"/en/personal/insurances/car-insurance","text":"Car insurance"},{"url":"/en/personal/insurances/home-insurance","text":"Home insurance"},{"url":"/en/personal/insurances/liability-insurance","text":"Liability insurance"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"Legal expenses insurance"},{"url":"/en/personal/insurances/student-insurance","text":"Student insurance"},{"url":"/en/personal/insurances/czdirect-health-insurance","text":"Health insurance"},{"url":"/en/personal/insurances","text":"All insurance"}]}]}}}