Coming home and seeing that your home has been turned upside down and that your valuable belongings are gone can be an emotional blow. That’s when you don’t want to worry about your insurance. The ING Home Contents Insurance offers solid coverage:
The ING Home Contents Insurance also covers damage caused by lightning, storm, precipitation, flooding, (sewage) water, and (attempted) burglary and theft.
"},"textLinks":[{"url":"/en/personal/insurances/home-insurance/home-contents-insurance","text":"Take out ING Home Contents Insurance"},{"url":"/particulier/verzekeren/woonverzekering/bliksem","text":"Read more about lightning"},{"url":"/particulier/verzekeren/woonverzekering/storm","text":"Read more about storm damage insurance"},{"url":"/en/personal/insurances/home-insurance/water","text":"Learn more about water damage coverage"},{"url":"/en/personal/insurances/home-insurance/flood","text":"Read more about flooding"}]},{"componentType":"sectionTitle","title":"What is not covered under the home contents insurance?"},{"componentType":"paragraph","richBody":{"value":"Damage to your belongings caused by dropping or bumping is not covered under the Basic Contents Insurance. It is covered under the All-Risk Contents Insurance. For damage to mobile electronics caused by dropping or bumping, you can take out the additional Mobile Electronics module.
Damage caused by earthquakes, flooding, construction defects, insufficient maintenance, or damage that developed gradually is not covered.
No payout will be made in cases of intentional acts or omissions, or damage related to activities that are legally prohibited.
If your home is damaged due to a burglary, you can rely on the ING Building Insurance.
The ING Building Insurance also covers damage caused by lightning, storm, precipitation, (sewage) water, and (attempted) burglary and theft.
"},"textLinks":[{"url":"/en/personal/insurances/home-insurance/building-insurance","text":"Everything about ING Building Insurance"},{"url":"/particulier/verzekeren/woonverzekering/bliksem","text":"More about lightning"},{"url":"/particulier/verzekeren/woonverzekering/storm","text":"More about storm damage insurance"},{"url":"/en/personal/insurances/home-insurance/water","text":"More about water damage coverage"}]},{"componentType":"sectionTitle","title":"What is not covered under the building insurance?"},{"componentType":"paragraph","richBody":{"value":"An ING Building Insurance does not cover your property if you cannot later provide receipts for the costs incurred. You are also not covered for:
Deferred maintenance (e.g., dried-out sealant in the bathroom, leaks due to leaves in the gutter)
Damage caused by unskilled DIY work
Damage caused intentionally
Damage that occurred before your insurance started
Damage in or around your home can be minor or major. Through ING, Nationale-Nederlanden offers two types of insurance for in and around the home: Home Contents Insurance and Building Insurance.
Additionally, with the ING Legal Assistance Insurance, you can get legal support for disputes related to your home, whether you’re a tenant or homeowner. For example, in conflicts with your landlord, contractor, or real estate agent.
For students, we offer a separate Student Insurance.
"},"textLinks":[{"url":"/en/personal/insurances/home-insurance","text":"All ING home insurance options"},{"url":"/en/personal/insurances/legal-expenses-insurance","text":"View ING Legal Assistance Insurance"},{"url":"/en/personal/insurances/student-insurance","text":"View ING Student Insurance"}]},{"componentType":"sectionTitle","title":"Your personal claims manager"},{"componentType":"paragraph","richBody":{"value":"In cases of damage with major emotional or financial impact, Nationale-Nederlanden goes beyond just reimbursing the damage. If you need support, our claims manager will quickly come to your home to assist you personally. We’ll get to work for you until the damage is fully resolved.
"}},{"componentType":"paragraph","title":"Partnership with Nationale-Nederlanden","richBody":{"value":"For this non-life insurance, ING works together with Nationale-Nederlanden. ING acts as an intermediary for this insurance and is your trusted point of contact. Through ING, you can take out, view, change, and cancel the insurance. You can also report a claim to Nationale-Nederlanden via the ING app or Mijn ING. Nationale-Nederlanden is the insurer that offers this insurance under the ING brand, exclusively for ING customers. Nationale-Nederlanden collects your premium and pays out any applicable claims. ING receives an ongoing commission for mediating this insurance in the form of a fixed percentage of the premium.
"},"textLinks":[{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"}]},{"componentType":"cta","textLink":{"url":"https://mijn.ing.nl/banking/mobile/insurances/application/home?flow-step=00-StartCalculating&EW=true","text":"Calculate your premium"}},{"componentType":"linkList","iconTitle":{"title":"Documents & information"},"textLinks":[{"url":"https://verzekeringskaarten.nl/ing/inboedelverzekering","text":"Contents insurance card"},{"url":"https://verzekeringskaarten.nl/ing/opstalverzekering","text":"Buildings insurance card"},{"url":"https://assets.ing.com/m/87573396e3d495aa/original/Samenwerking-Nationale-Nederlanden-English.pdf","text":"Nationale-Nederlanden and ING service guide"},{"url":"https://assets.ing.com/m/fbb0108d693fde7/original/Polisvoorwaarden-Woonverzekering-juli-2022.pdf","text":"Home insurance policy terms and conditions (PDF)"},{"url":"https://assets.ing.com/m/71677dcad348e0a6/original/Afschrijvingslijst-ING-20230401.pdf","text":"ING depreciation list 20230401"},{"url":"https://assets.ing.com/m/497fdc9c589fc4f0/original/2336533_INGD_Verschillenoverzichten-Inboedel-en-opstal-2-0-v9-combi_v3.pdf","text":"ING home insurance differences V2.0"}]}]}}}